HomeAlabamaCherokee CountyCentre city
Centre city, Alabama: commercial real estate data.
Centre city is a Census city of 3,700 people across 11.70 square miles of land, in Cherokee County. Median household income is $44,664, 70.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Centre
What Centre is
- Census place typecity
- Land area11.7 sq mi
- Water area0.05 sq mi
- Population per square mile of land316
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
How many people live in Centre
- Population3,700
- Median age59.3
- Population under 18385 plus or minus 166
- Share under 1810.4 percent plus or minus 4.5
- Population 65 and over1,407 plus or minus 285
- Share 65 and over38.0 percent plus or minus 7.7
- Households1,715
- Family households899
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
Income and work in Centre
- Median household income$44,664
- Per capita income$35,218 plus or minus $8,298
- Civilian labor force1,204
- Employed1,116 plus or minus 224
- Unemployed88 plus or minus 88
- Unemployment rate7.3 percent plus or minus 7.2
- Adults 25 and over3,244
- Adults 25 and over with a high school diploma or higher68.3 percent
- Adults 25 and over with a bachelor degree or higher13.3 percent plus or minus 4.2
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
Housing in Centre
- Housing units2,049
- Occupied units1,715
- Vacant units334 plus or minus 161
- Vacancy rate16.3 percent plus or minus 7.5
- Owner occupied1,206
- Renter occupied509 plus or minus 154
- Ownership rate70.3 percent
- Median owner-occupied home value$158,400
- Median gross rent, monthly$594
- Annual rent as a share of median income16.0 percent plus or minus 3.2
- Single family units1,672
- Share single family81.6 percent
- Units in buildings of two or more301 plus or minus 123
- Share in buildings of two or more14.7 percent plus or minus 5.7
- Mobile homes76 plus or minus 41
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
How Centre gets to work
- Workers 16 and over who commute940 plus or minus 208
- Commuting under 15 minutes420 plus or minus 142
- Share commuting under 15 minutes44.7 percent plus or minus 11.4
- Commuting 30 minutes or more342 plus or minus 157
- Share commuting 30 minutes or more36.4 percent plus or minus 14.6
- Drove alone76.0 percent
- Carpooled6.8 percent plus or minus 5.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.8 percent plus or minus 9.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
SBA loans in Centre (7(a))
- Approvals7
- Gross approval$4,635,000
- Average approval$662,143
- Median approval$400,000
- Ninetieth percentile approval$2,650,000
- Largest approval$2,650,000
- Jobs supported94
- Jobs per approval13.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centre
SBA loans in Centre (504)
- Approvals5
- Gross approval$1,656,000
- Average approval$331,200
- Median approval$245,000
- Largest approval$612,000
- Jobs supported32
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cherokee County, not Centre
Cherokee County context, not Centre figures
These are Cherokee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Centre measurements.
- Establishments in Cherokee County391
- Employment at those establishments, Cherokee County4,338
- Covered employment, Cherokee County5,352
- Average annual pay, Cherokee County$44,658
- Average weekly wage, Cherokee County$859
- Housing units permitted, Cherokee County39
- Of those, single family, Cherokee County39
- County product, 2024, Cherokee County$796,657,000
- County product change over the prior year, Cherokee County6.1 percent
- Average income of an arriving household, Cherokee County$58,778
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Centre. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Centre questions, answered from the record.
How many people live in Centre, Alabama?
3,700, in 1,715 households. Centre city covers 11.70 square miles of land, which is 316 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centre in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centre?
$44,664. The median owner-occupied home is valued at $158,400. Median gross rent is $594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centre businesses?
7 7(a) approvals totalling $4.6 m, across 5 lenders, median approval $400,000, plus 5 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in Centre, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centre borrowers get paid back?
No rate is published for Centre. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Centre figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centre.
Is zoning published for Centre?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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