HomeAlabamaCherokee CountyCentre
Centre, Alabama: commercial real estate data.
Centre is a Census city of 3,700 people across 11.70 square miles of land, in Cherokee County. Median household income is $44,664, 70.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centre
What Centre is
- Census place typecity
- Land area11.7 sq mi
- Water area0.05 sq mi
- Population per square mile of land316
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
How many people live in Centre
- Population3,700
- Median age59.3
- Population under 18385 plus or minus 166
- Share under 1810.4 percent plus or minus 4.5
- Population 65 and over1,407 plus or minus 285
- Share 65 and over38.0 percent plus or minus 7.7
- Households1,715
- Family households899
- Share of households that are families52.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
Income and work in Centre
- Median household income$44,664
- Per capita income$35,218 plus or minus $8,298
- Civilian labor force1,204
- Employed1,116 plus or minus 224
- Unemployed88 plus or minus 88
- Unemployment rate7.3 percent plus or minus 7.2
- Adults 25 and over3,244
- Adults 25 and over with a high school diploma or higher68.3 percent
- Adults 25 and over with a bachelor degree or higher13.3 percent plus or minus 4.2
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
Housing in Centre
- Housing units2,049
- Occupied units1,715
- Vacant units334 plus or minus 161
- Vacancy rate16.3 percent plus or minus 7.5
- Owner occupied1,206
- Renter occupied509 plus or minus 154
- Ownership rate70.3 percent
- Median owner-occupied home value$158,400
- Median gross rent, monthly$594
- Annual rent as a share of median income16.0 percent plus or minus 3.2
- Single family units1,672
- Share single family81.6 percent
- Units in buildings of two or more301 plus or minus 123
- Share in buildings of two or more14.7 percent plus or minus 5.7
- Mobile homes76 plus or minus 41
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
How Centre gets to work
- Workers 16 and over who commute940 plus or minus 208
- Commuting under 15 minutes420 plus or minus 142
- Share commuting under 15 minutes44.7 percent plus or minus 11.4
- Commuting 30 minutes or more342 plus or minus 157
- Share commuting 30 minutes or more36.4 percent plus or minus 14.6
- Drove alone76.0 percent
- Carpooled6.8 percent plus or minus 5.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.8 percent plus or minus 9.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centre
SBA loans in Centre (7(a))
- Approvals7
- Gross approval$4,635,000
- Average approval$662,143
- Median approval$400,000
- Largest approval$2,650,000
- Jobs supported94
- Jobs per approval13.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Centre, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centre
SBA loans in Centre (504)
- Approvals5
- Gross approval$1,656,000
- Average approval$331,200
- Median approval$245,000
- Largest approval$612,000
- Jobs supported32
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Centre, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centre
Flood risk in Centre
- NFIP communityCity of Centre
- NFIP community number010233
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/16
The City of Centre participates in the National Flood Insurance Program as community 010233 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cherokee County, not Centre
Cherokee County context, not Centre figures
- Establishments in Cherokee County391
- Covered employment, Cherokee County5,352
- Average annual pay, Cherokee County$44,658
- Housing units permitted, Cherokee County39
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Centre.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centre questions, answered from the record.
How many people live in Centre, Alabama?
3,700, in 1,715 households. Centre city covers 11.70 square miles of land, which is 316 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centre in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centre?
$44,664. The median owner-occupied home is valued at $158,400. Median gross rent is $594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centre businesses?
7 7(a) approvals totaling $4.6 m since FY2020, across 5 lenders, median approval $400,000, plus 5 504 approvals worth $1.7 m since FY2010. These count approvals to borrowers whose address is in Centre, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centre borrowers get paid back?
No rate is published for Centre. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Centre in the National Flood Insurance Program?
Yes. Centre appears in the FEMA Community Status Book as Centre, city of, community 010233, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centre figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centre.
Is zoning published for Centre?
No. Nothing on this page presents parcel level zoning.
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