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HomeAlabamaClay CountyAshland town

Ashland town, Alabama: commercial real estate data.

Ashland town is a Census town of 1,797 people across 7.35 square miles of land, in Clay County. Median household income is $42,308, 60.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $13.3 m.

66 sourced place values · tier FULL · 7 sections

Ashland

What Ashland is

  • Census place typetown
  • Land area7.35 sq mi
  • Water area0.03 sq mi
  • Population per square mile of land245
  • County holding the largest share of its areaClay County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashland

How many people live in Ashland

  • Population1,797
  • Median age44.8 plus or minus 13.0
  • Population under 18367 plus or minus 116
  • Share under 1820.4 percent plus or minus 5.4
  • Population 65 and over375 plus or minus 102
  • Share 65 and over20.9 percent plus or minus 4.3
  • Households828 plus or minus 171
  • Family households459 plus or minus 141
  • Share of households that are families55.4 percent plus or minus 12.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashland

Income and work in Ashland

  • Median household income$42,308 plus or minus $20,429
  • Per capita income$28,996 plus or minus $8,376
  • Civilian labor force684 plus or minus 210
  • Employed684 plus or minus 210
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over1,342
  • Adults 25 and over with a high school diploma or higher80.6 percent
  • Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 7.7
  • Adults 25 and over with a graduate degree5.8 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashland

Housing in Ashland

  • Housing units950
  • Occupied units828 plus or minus 171
  • Vacant units122 plus or minus 105
  • Vacancy rate12.8 percent plus or minus 10.8
  • Owner occupied502 plus or minus 140
  • Renter occupied326 plus or minus 109
  • Ownership rate60.6 percent
  • Median owner-occupied home value$159,300 plus or minus $88,943
  • Median gross rent, monthly$366
  • Annual rent as a share of median income10.4 percent plus or minus 5.2
  • Single family units602 plus or minus 157
  • Share single family63.4 percent
  • Units in buildings of two or more265 plus or minus 119
  • Share in buildings of two or more27.9 percent plus or minus 11.6
  • Mobile homes78 plus or minus 65
  • Median year structure built1980

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashland

How Ashland gets to work

  • Workers 16 and over who commute656 plus or minus 206
  • Commuting under 15 minutes330 plus or minus 137
  • Share commuting under 15 minutes50.3 percent plus or minus 13.6
  • Commuting 30 minutes or more235 plus or minus 115
  • Share commuting 30 minutes or more35.8 percent plus or minus 13.4
  • Drove alone84.2 percent
  • Carpooled9.9 percent plus or minus 5.5
  • Public transport1.8 percent plus or minus 2.9
  • Walked0.0 percent
  • Worked from home4.1 percent plus or minus 4.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ashland

SBA 7(a) lending to Ashland borrowers

  • Approvals5
  • Gross approval$13,292,000
  • Average approval$2,658,400
  • Median approval$3,123,400
  • Ninetieth percentile approval$3,562,600
  • Largest approval$3,562,600
  • Jobs supported18
  • Jobs per approval3.6
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term252 months
  • Share on real estate terms of 20 years or more80.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS3

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Clay County, not Ashland

Clay County context, not Ashland figures

These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ashland measurements.

  • Establishments in Clay County192
  • Employment at those establishments, Clay County3,666
  • Covered employment, Clay County4,241
  • Average annual pay, Clay County$44,540
  • Average weekly wage, Clay County$857
  • Housing units permitted, Clay County9
  • Of those, single family, Clay County9
  • County product, 2024, Clay County$576,731,000
  • County product change over the prior year, Clay County6.4 percent
  • Average income of an arriving household, Clay County$47,485

Every figure in this section is published for Clay County as a whole and is not a measurement of Ashland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Ashland questions, answered from the record.

How many people live in Ashland, Alabama?

1,797, in 828 households. Ashland town covers 7.35 square miles of land, which is 245 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ashland in?

Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ashland?

$42,308. The median owner-occupied home is valued at $159,300. Median gross rent is $366 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ashland businesses?

5 7(a) approvals totalling $13.3 m, across 2 lenders, median approval $3,123,400. These count approvals to borrowers whose address is in Ashland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ashland borrowers get paid back?

No rate is published for Ashland. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Ashland figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ashland.

Is zoning published for Ashland?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.