HomeAlabamaClay CountyDelta CDP
Delta CDP, Alabama: commercial real estate data.
Delta CDP is a Census CDP of 225 people across 7.79 square miles of land, in Clay County. Median household income is $75,969, 100.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $628,000.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Delta through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 225 with a margin of error of plus or minus 220, which is 97.8 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Delta
What Delta is
- Census place typeCDP
- Land area7.79 sq mi
- Water area0.11 sq mi
- Population per square mile of land29 plus or minus 28
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delta
How many people live in Delta
- Population225 plus or minus 220
- Median age46.3 plus or minus 23.8
- Population under 1847 plus or minus 74
- Share under 1820.9 percent plus or minus 25.9
- Population 65 and over26 plus or minus 31
- Share 65 and over11.6 percent plus or minus 8.0
- Households86 plus or minus 84
- Family households86 plus or minus 84
- Share of households that are families100.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delta
Income and work in Delta
- Median household income$75,969 plus or minus $34,137
- Per capita income$28,367 plus or minus $18,992
- Civilian labor force99 plus or minus 92
- Employed99 plus or minus 92
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over178 plus or minus 173
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 118.7
- Adults 25 and over with a bachelor degree or higher27.5 percent plus or minus 28.2
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delta
Housing in Delta
- Housing units133 plus or minus 91
- Occupied units86 plus or minus 84
- Vacant units47 plus or minus 51
- Vacancy rate35.3 percent plus or minus 29.8
- Owner occupied86 plus or minus 84
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$109,700 plus or minus $51,885
- Single family units109 plus or minus 81
- Share single family82.0 percent plus or minus 23.9
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes24 plus or minus 38
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delta
How Delta gets to work
- Workers 16 and over who commute99 plus or minus 92
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more62 plus or minus 72
- Share commuting 30 minutes or more62.6 percent plus or minus 43.7
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delta
SBA loans in Delta (7(a))
- Approvals3
- Gross approval$628,000
- Average approval$209,333
- Median approval$225,000
- Ninetieth percentile approval$250,000
- Largest approval$250,000
- Jobs supported12
- Jobs per approval4.0
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not Delta
Clay County context, not Delta figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Delta measurements.
- Establishments in Clay County192
- Employment at those establishments, Clay County3,666
- Covered employment, Clay County4,241
- Average annual pay, Clay County$44,540
- Average weekly wage, Clay County$857
- Housing units permitted, Clay County9
- Of those, single family, Clay County9
- County product, 2024, Clay County$576,731,000
- County product change over the prior year, Clay County6.4 percent
- Average income of an arriving household, Clay County$47,485
Every figure in this section is published for Clay County as a whole and is not a measurement of Delta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Delta questions, answered from the record.
How many people live in Delta, Alabama?
225, in 86 households. Delta CDP covers 7.79 square miles of land, which is 29 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Delta in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Delta?
$75,969. The median owner-occupied home is valued at $109,700. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Delta businesses?
3 7(a) approvals totalling $628,000, across 2 lenders, median approval $225,000. These count approvals to borrowers whose address is in Delta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Delta borrowers get paid back?
No rate is published for Delta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Delta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Delta.
Is zoning published for Delta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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