Geneva County, Alabama: commercial real estate data.
Geneva County, Alabama had an estimated 27,259 residents on July 1, 2024, up 2.2 percent since the 2020 census base of 26,662, across 574 square miles. County output reached $827.5 m in 2024, 424 establishments operate here, and the SBA record carries 14 7(a) approvals worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Geneva County
How many people live in Geneva County
- Population, American Community Survey 2020-202426,887
- Households10,647
- Average household size2.53
- Median household income$52,771
- Median age43.7
- Median gross rent$784 per month
- Median owner-occupied home value$130,700
- Home value to household income2.5 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent
- Adults 25 and over with a graduate degree3.7 percent
- Adults 25 and over19,064
- Population under 185,905
- Share under 1822.0 percent
- Population 65 and over5,452
- Share 65 and over20.3 percent
- Working age population, 18 to 6415,530
- Civilian labor force11,766
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Alabama counties39th of 67
- Rank by population among US county-equivalents, Puerto Rico included1583rd of 3,222
Geneva County is the 39th largest of 67 Alabama counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Geneva County
Is Geneva County's population growing?
- Population, July 1, 202427,259
- Census 2020 base population26,662
- Population change since the 2020 census base2.24 percent
- Population change, 2023 to 2024207
- Births, 2024302
- Deaths, 2024423
- Natural change, 2024-121
- Net domestic migration, 2024294
- Net international migration, 202435
- Total net migration, 2024329
- Cumulative net domestic migration, 2021 to 20241,132
- Rank by growth among US county-equivalents1091st of 3,144
The county has grown 2.24 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Geneva County
Where are people moving to Geneva County from?
- Tax returns filed by households arriving670
- People arriving, from those returns1,406
- Tax returns filed by households leaving508
- Net household movement162
- Adjusted gross income arriving$29.4 m
- Net adjusted gross income movement$8.3 m
- Average income of an arriving household$43,813
- Average income of a leaving household$41,415
- Largest single originHouston County (158 households)
- Largest single destinationHouston County (126 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Houston County | 158 | 338 | $9.1 m |
| Coffee County | 72 | 145 | $2.9 m |
| Dale County | 58 | 118 | $2.3 m |
| Holmes County | 40 | 106 | $1.3 m |
| Covington County | 25 | 56 | $733,000 |
| Walton County | 21 | 40 | $132,000 |
Households arriving report $2,398 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Houston County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Geneva County
What is the Geneva County economy?
- County GDP, 2024$827.5 m
- County GDP, 2023$793.6 m
- GDP change, 2023 to 20244.3 percent
- GDP change over five years38.4 percent
- Rank by GDP among the Alabama areas BEA publishes46th of 67
- Rank by GDP among the US county areas BEA publishes2005th of 3,127
- GDP per resident$30,775
Output grew 4.3 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Geneva County
Employment by industry in Geneva County
- Covered employment, annual average5,471
- Establishments reporting605
- Average annual pay$42,591
- Average weekly wage$819
- Retail trade, employment856
- Retail trade, average annual pay$30,224
- Manufacturing, employment807
- Manufacturing, average annual pay$45,072
- Wholesale trade, employment317
- Wholesale trade, average annual pay$69,353
- Administrative and support and waste management services, employment228
- Administrative and support and waste management services, average annual pay$29,489
- Construction, employment209
- Finance and insurance, employment197
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 856 | 85 | $30,224 |
| Manufacturing | 807 | 25 | $45,072 |
| Wholesale trade | 317 | 22 | $69,353 |
| Administrative and support and waste management services | 228 | 26 | $29,489 |
| Construction | 209 | 65 | $44,932 |
| Finance and insurance | 197 | 39 | $55,607 |
| Real estate and rental and leasing | 36 | 13 | $39,100 |
Retail trade is the largest private sector at 856 jobs, 15.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Geneva County
How many businesses are in Geneva County?
- Establishments, all industries424
- Employment at those establishments4,098
- Annual payroll$151.1 m
- Establishments per 1,000 residents15.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Geneva County
Building permits in Geneva County
- Housing units authorized by permit, 202426
- Declared construction value permitted$3.8 m
- Single family units authorized22
- Multifamily units authorized4
- Multifamily share of units15.4 percent
- Average declared value per unit$144,692
- Units authorized per 1,000 households2.4
Single-family homes are 84.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Geneva County
SBA loans in Geneva County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$2.7 m
- Average 7(a) approval$190,379
- Median 7(a) approval$142,500
- Largest single approval$676,000
- Jobs reported supported, 7(a)91
- Jobs per approval6.5
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals11
- Median 7(a) term109 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter12
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderFriend Bank (8)
- 504 approvals recorded3
- 504 gross approval dollars$786,000
- Average 504 approval$262,000
- Median 504 approval$287,000
- Distinct CDCs active1
- 504 jobs per approval4.3
- 504 jobs per million dollars approved16.5
- Most active CDCSouthern Development Council (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geneva County
SBA loan default and charge-off rates in Geneva County
Do SBA loans in Geneva County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Cancelled1
- Status: Exempt from disclosure8
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva County
SBA lending by place in Geneva County
- Borrower cities with recorded lending4
- Slocomb, approvals6
- Geneva, approvals4
- Hartford, approvals2
- Dothan, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Slocomb | 6 | $1,080,800 |
| Geneva | 4 | $1,276,000 |
| Hartford | 2 | $253,500 |
| Dothan | 2 | $55,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva County
How large is Geneva County?
- Land area574 sq mi
- Rank by land area among Alabama counties60th of 67
- Width, east to west41.9 mi
- Height, north to south14.3 mi
- Geographies sharing a boundary7
- Residents per square mile of land47
- Establishments per square mile0.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Geneva County
Flood risk in Geneva County
- Participation of the county's own NFIP community Geneva County, unincorporated areasParticipating, community 010258
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Geneva County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Geneva County (community 010258), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Geneva County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Geneva County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Geneva County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202426,887
- Households10,647
- Average household size2.53
- Median household income$52,771
- Median age43.7
Common questions
Geneva County questions, answered from the record.
How many people live in Geneva County, Alabama?
The Census Bureau estimates 27,259 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 26,887, in 10,647 households, ranking 39th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Geneva County's population growing?
The population has grown 2.24 percent since the 2020 census base of 26,662, to 27,259 on July 1, 2024. In 2024 there were 302 births against 423 deaths, with net migration of 329. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Geneva County?
$52,771. The median owner-occupied home is valued at $130,700, which is 2.5 times income, and median gross rent is $784 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Geneva County?
424 establishments, employing 4,098 people with an annual payroll of $151.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Geneva County?
Retail trade is the largest private sector at 856 jobs, 15.6 percent of covered employment. Covered employment averages 5,471 jobs at an average annual pay of $42,591, or $819 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Geneva County?
14 7(a) approvals totaling $2.7 m since FY2020, across 6 lenders, with a median approval of $142,500, plus 3 504 approvals worth $786,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Geneva County?
26 housing units were authorized by permit in 2024, with a declared construction value of $3.8 m. Multifamily was 15.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Geneva County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Geneva County come from?
The largest single origin is Houston County, with 158 households. Arriving households report an average income of $43,813 against $41,415 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Geneva County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Geneva County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Geneva County
Cities and places in Geneva.
9 Census places lie wholly or partly in Geneva County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Geneva | city | 4,225 | 4 | Wholly in this county |
| Taylor | city | 3,063 | None recorded | 6.9 percent here, 93.1 percent Houston County |
| Hartford | city | 2,701 | 2 | Wholly in this county |
| Slocomb | city | 1,952 | 6 | Wholly in this county |
| Malvern | town | 1,913 | None recorded | Wholly in this county |
| Samson | town | 1,669 | None recorded | Wholly in this county |
| Black | town | 467 | None recorded | Wholly in this county |
| Coffee Springs | town | 283 | None recorded | Wholly in this county |
| Eunola | CDP | 155 | None recorded | Wholly in this county |
A further 2 of the county's 14 SBA 7(a) approvals are to borrowers in cities that match no Census place in Geneva County, the largest being Dothan (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.