HomeAlabamaGeneva CountyGeneva
Geneva, Alabama: commercial real estate data.
Geneva is a Census city of 4,225 people across 15.62 square miles of land, in Geneva County. Median household income is $47,102, 74.7 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Geneva
What Geneva is
- Census place typecity
- Land area15.62 sq mi
- Water area0.19 sq mi
- Population per square mile of land271
- County holding the largest share of its areaGeneva County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How many people live in Geneva
- Population4,225
- Median age52.5
- Population under 18683 plus or minus 209
- Share under 1816.2 percent plus or minus 4.9
- Population 65 and over1,109 plus or minus 301
- Share 65 and over26.2 percent plus or minus 7.1
- Households1,736
- Family households1,161
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Income and work in Geneva
- Median household income$47,102 plus or minus $15,340
- Per capita income$27,150 plus or minus $6,868
- Civilian labor force1,842 plus or minus 375
- Employed1,662 plus or minus 355
- Unemployed180 plus or minus 135
- Unemployment rate9.8 percent plus or minus 7.1
- Adults 25 and over3,255
- Adults 25 and over with a high school diploma or higher85.8 percent
- Adults 25 and over with a bachelor degree or higher14.6 percent plus or minus 6.2
- Adults 25 and over with a graduate degree3.1 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Housing in Geneva
- Housing units1,883
- Occupied units1,736
- Vacant units147 plus or minus 139
- Vacancy rate7.8 percent plus or minus 7.3
- Owner occupied1,297
- Renter occupied439 plus or minus 187
- Ownership rate74.7 percent
- Median owner-occupied home value$100,600 plus or minus $37,009
- Median gross rent, monthly$564 plus or minus $378
- Annual rent as a share of median income14.4 percent plus or minus 10.7
- Single family units1,206
- Share single family64.0 percent
- Units in buildings of two or more284 plus or minus 184
- Share in buildings of two or more15.1 percent plus or minus 9.6
- Mobile homes393 plus or minus 191
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How Geneva gets to work
- Workers 16 and over who commute1,568 plus or minus 339
- Commuting under 15 minutes836 plus or minus 272
- Share commuting under 15 minutes53.3 percent plus or minus 13.0
- Commuting 30 minutes or more437 plus or minus 271
- Share commuting 30 minutes or more27.9 percent plus or minus 16.2
- Drove alone90.0 percent
- Carpooled6.3 percent plus or minus 7.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
SBA loans in Geneva (7(a))
- Approvals4
- Gross approval$1,276,000
- Average approval$319,000
- Median approval$275,000
- Largest approval$676,000
- Jobs supported33
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Geneva, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva
Flood risk in Geneva
- NFIP communityCity of Geneva
- NFIP community number010085
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/02/16
The City of Geneva participates in the National Flood Insurance Program as community 010085 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Geneva County, not Geneva
Geneva County context, not Geneva figures
- Establishments in Geneva County424
- Covered employment, Geneva County5,471
- Average annual pay, Geneva County$42,591
- Housing units permitted, Geneva County26
Every figure in this section is published for Geneva County as a whole and is not a measurement of Geneva.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Geneva questions, answered from the record.
How many people live in Geneva, Alabama?
4,225, in 1,736 households. Geneva city covers 15.62 square miles of land, which is 271 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Geneva in?
Geneva County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Geneva?
$47,102. The median owner-occupied home is valued at $100,600. Median gross rent is $564 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Geneva businesses?
4 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, median approval $275,000. These count approvals to borrowers whose address is in Geneva, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Geneva borrowers get paid back?
No rate is published for Geneva. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Geneva in the National Flood Insurance Program?
Yes. Geneva appears in the FEMA Community Status Book as Geneva, city of, community 010085, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Geneva figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Geneva County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Geneva.
Is zoning published for Geneva?
No. Nothing on this page presents parcel level zoning.
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