Lauderdale County, Alabama: commercial real estate data.
Lauderdale County, Alabama had an estimated 97,502 residents on July 1, 2024, up 4.2 percent since the 2020 census base of 93,560, across 668 square miles. County output reached $3.93 bn in 2024, 2,053 establishments operate here, and the SBA record carries 25 7(a) approvals worth $18.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lauderdale County
How many people live in Lauderdale County
- Population, American Community Survey 2020-202495,830
- Households39,258
- Average household size2.44
- Median household income$62,649
- Median age40.8
- Median gross rent$838 per month
- Median owner-occupied home value$200,300
- Home value to household income3.2 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher29.8 percent
- Adults 25 and over with a graduate degree11.2 percent
- Adults 25 and over65,584
- Population under 1818,584
- Share under 1819.4 percent
- Population 65 and over19,645
- Share 65 and over20.5 percent
- Working age population, 18 to 6457,601
- Civilian labor force46,678
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Alabama counties15th of 67
- Rank by population among US county-equivalents, Puerto Rico included644th of 3,222
Lauderdale County is the 15th largest of 67 Alabama counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 20.5 percent against 19.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lauderdale County
Is Lauderdale County's population growing?
- Population, July 1, 202497,502
- Census 2020 base population93,560
- Population change since the 2020 census base4.21 percent
- Population change, 2023 to 2024635
- Births, 2024942
- Deaths, 20241,177
- Natural change, 2024-235
- Net domestic migration, 2024720
- Net international migration, 2024150
- Total net migration, 2024870
- Cumulative net domestic migration, 2021 to 20244,403
- Rank by growth among US county-equivalents650th of 3,144
The county has grown 4.21 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lauderdale County
Where are people moving to Lauderdale County from?
- Tax returns filed by households arriving2,137
- People arriving, from those returns4,019
- Tax returns filed by households leaving1,948
- Net household movement189
- Adjusted gross income arriving$131.1 m
- Net adjusted gross income movement$-3.1 m
- Average income of an arriving household$61,335
- Average income of a leaving household$68,899
- Largest single originColbert County (459 households)
- Largest single destinationColbert County (508 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Colbert County | 459 | 869 | $18.9 m |
| Limestone County | 134 | 268 | $7.7 m |
| Madison County | 125 | 223 | $9.7 m |
| Morgan County | 72 | 129 | $3.3 m |
| Franklin County | 60 | 125 | $2.1 m |
| Lawrence County | 60 | 105 | $2.5 m |
| Jefferson County | 44 | 72 | $2.4 m |
| Lawrence County | 38 | 74 | $1.9 m |
Households arriving report $7,564 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Colbert County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lauderdale County
What is the Lauderdale County economy?
- County GDP, 2024$3.93 bn
- County GDP, 2023$3.70 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years38.4 percent
- Rank by GDP among the Alabama areas BEA publishes17th of 67
- Rank by GDP among the US county areas BEA publishes816th of 3,127
- GDP per resident$40,995
Output grew 6.1 percent in the latest year and 38.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lauderdale County
Employment by industry in Lauderdale County
- Covered employment, annual average30,845
- Establishments reporting2,558
- Average annual pay$46,767
- Average weekly wage$899
- Health care and social assistance, employment4,964
- Health care and social assistance, average annual pay$56,462
- Retail trade, employment4,946
- Retail trade, average annual pay$31,722
- Accommodation and food services, employment4,384
- Accommodation and food services, average annual pay$21,207
- Manufacturing, employment2,365
- Manufacturing, average annual pay$53,557
- Construction, employment1,842
- Wholesale trade, employment1,275
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 4,964 | 409 | $56,462 |
| Retail trade | 4,946 | 403 | $31,722 |
| Accommodation and food services | 4,384 | 240 | $21,207 |
| Manufacturing | 2,365 | 108 | $53,557 |
| Construction | 1,842 | 190 | $71,685 |
| Wholesale trade | 1,275 | 105 | $67,686 |
| Administrative and support and waste management services | 1,064 | 107 | $38,155 |
| Finance and insurance | 952 | 188 | $72,306 |
Health care and social assistance is the largest private sector at 4,964 jobs, 16.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lauderdale County
How many businesses are in Lauderdale County?
- Establishments, all industries2,053
- Employment at those establishments27,193
- Annual payroll$1.10 bn
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lauderdale County
Building permits in Lauderdale County
- Housing units authorized by permit, 2024167
- Declared construction value permitted$28.4 m
- Single family units authorized95
- Multifamily units authorized72
- Multifamily share of units43.1 percent
- Average declared value per unit$169,832
- Units authorized per 1,000 households4.3
Multifamily is 43.1 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Lauderdale County
SBA loans in Lauderdale County (7(a) and 504)
- 7(a) approvals recorded25
- 7(a) gross approval dollars$18.9 m
- Average 7(a) approval$756,180
- Median 7(a) approval$290,000
- 10th percentile approval$80,580
- 90th percentile approval$1,147,640
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)511
- Jobs per approval20.4
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals21
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter21
- Franchise loans5
- Franchise share of approvals20.0 percent
- Leading industry by approval countOffices of Physicians (except Mental Health Specialists) (3)
- Most active lenderNewtek Bank, National Association (4)
- 504 approvals recorded9
- 504 gross approval dollars$5.2 m
- Average 504 approval$580,111
- Median 504 approval$522,000
- Distinct CDCs active4
- 504 jobs per approval14.4
- 504 jobs per million dollars approved24.9
- Most active CDCFlorida Business Development Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$24.1 m
The average approval of $756,180 sits well above the median of $290,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 8.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
SBA loan default and charge-off rates in Lauderdale County
Do SBA loans in Lauderdale County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure18
- Status: Committed, not yet disbursed2
- Status: Cancelled3
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
SBA lending by place in Lauderdale County
- Borrower cities with recorded lending4
- Florence, approvals20
- Rogersville, approvals2
- Killen, approvals2
- Lexington, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Florence | 20 | $16,951,800 |
| Rogersville | 2 | $862,700 |
| Killen | 2 | $400,000 |
| Lexington | 1 | $690,000 |
Florence accounts for 20 approvals against 2 in Rogersville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lauderdale County
How large is Lauderdale County?
- Land area668 sq mi
- Rank by land area among Alabama counties35th of 67
- Width, east to west56.1 mi
- Height, north to south18.4 mi
- Geographies sharing a boundary8
- Residents per square mile of land143
- Establishments per square mile3.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lauderdale County
Flood risk in Lauderdale County
- Participation of the county's own NFIP community Lauderdale County, unincorporated areasParticipating, community 010323
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Lauderdale County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Lauderdale County (community 010323), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lauderdale County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lauderdale County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lauderdale County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202495,830
- Households39,258
- Average household size2.44
- Median household income$62,649
- Median age40.8
Common questions
Lauderdale County questions, answered from the record.
How many people live in Lauderdale County, Alabama?
The Census Bureau estimates 97,502 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 95,830, in 39,258 households, ranking 15th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lauderdale County's population growing?
The population has grown 4.21 percent since the 2020 census base of 93,560, to 97,502 on July 1, 2024. In 2024 there were 942 births against 1,177 deaths, with net migration of 870. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lauderdale County?
$62,649. The median owner-occupied home is valued at $200,300, which is 3.2 times income, and median gross rent is $838 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lauderdale County?
2,053 establishments, employing 27,193 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lauderdale County?
Health care and social assistance is the largest private sector at 4,964 jobs, 16.1 percent of covered employment. Covered employment averages 30,845 jobs at an average annual pay of $46,767, or $899 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lauderdale County?
25 7(a) approvals totaling $18.9 m since FY2020, across 18 lenders, with a median approval of $290,000, plus 9 504 approvals worth $5.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lauderdale County?
167 housing units were authorized by permit in 2024, with a declared construction value of $28.4 m. Multifamily was 43.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lauderdale County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lauderdale County come from?
The largest single origin is Colbert County, with 459 households. Arriving households report an average income of $61,335 against $68,899 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lauderdale County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lauderdale County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lauderdale County
Cities and places in Lauderdale.
8 Census places lie wholly or partly in Lauderdale County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Florence | city | 41,701 | 20 | Wholly in this county |
| Underwood-Petersville | CDP | 3,100 | None recorded | Wholly in this county |
| Rogersville | town | 1,260 | 2 | Wholly in this county |
| Killen | town | 1,150 | 2 | Wholly in this county |
| St. Florian | town | 697 | None recorded | Wholly in this county |
| Lexington | town | 638 | 1 | Wholly in this county |
| Anderson | town | 410 | None recorded | Wholly in this county |
| Waterloo | town | 113 | None recorded | Wholly in this county |