Lawrence County, Alabama: commercial real estate data.
Lawrence County, Alabama had an estimated 33,567 residents on July 1, 2024, up 1.5 percent since the 2020 census base of 33,058, across 691 square miles. County output reached $864.5 m in 2024, 408 establishments operate here, and the SBA record carries 5 7(a) approvals worth $5.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lawrence County
How many people live in Lawrence County
- Population, American Community Survey 2020-202433,276
- Households13,627
- Average household size2.44
- Median household income$66,071
- Median age42.3
- Median gross rent$753 per month
- Median owner-occupied home value$172,300
- Home value to household income2.6 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over23,444
- Population under 187,240
- Share under 1821.8 percent
- Population 65 and over6,336
- Share 65 and over19.0 percent
- Working age population, 18 to 6419,700
- Civilian labor force15,268
- Unemployment rate2.0 percent
- Labor force participation, adults 18 and over58.6 percent
- Rank by population among Alabama counties35th of 67
- Rank by population among US county-equivalents, Puerto Rico included1387th of 3,222
Lawrence County is the 35th largest of 67 Alabama counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County's population growing?
- Population, July 1, 202433,567
- Census 2020 base population33,058
- Population change since the 2020 census base1.54 percent
- Population change, 2023 to 202462
- Births, 2024363
- Deaths, 2024528
- Natural change, 2024-165
- Net domestic migration, 2024207
- Net international migration, 202418
- Total net migration, 2024225
- Cumulative net domestic migration, 2021 to 20241,090
- Rank by growth among US county-equivalents1313th of 3,144
The county has grown 1.54 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where are people moving to Lawrence County from?
- Tax returns filed by households arriving729
- People arriving, from those returns1,425
- Tax returns filed by households leaving603
- Net household movement126
- Adjusted gross income arriving$36.6 m
- Net adjusted gross income movement$9.3 m
- Average income of an arriving household$50,158
- Average income of a leaving household$45,146
- Largest single originMorgan County (305 households)
- Largest single destinationMorgan County (248 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Morgan County | 305 | 611 | $14.8 m |
| Colbert County | 42 | 87 | $1.7 m |
| Lauderdale County | 40 | 67 | $1.8 m |
| Madison County | 36 | 69 | $1.9 m |
| Limestone County | 30 | 62 | $1.8 m |
| Franklin County | 21 | 41 | $589,000 |
Households arriving report $5,012 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Morgan County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What is the Lawrence County economy?
- County GDP, 2024$864.5 m
- County GDP, 2023$899.9 m
- GDP change, 2023 to 2024-3.9 percent
- GDP change over five years41.5 percent
- Rank by GDP among the Alabama areas BEA publishes44th of 67
- Rank by GDP among the US county areas BEA publishes1965th of 3,127
- GDP per resident$25,981
Output grew -3.9 percent in the latest year and 41.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Employment by industry in Lawrence County
- Covered employment, annual average6,054
- Establishments reporting572
- Average annual pay$51,594
- Average weekly wage$992
- Retail trade, employment850
- Retail trade, average annual pay$31,327
- Manufacturing, employment644
- Manufacturing, average annual pay$64,847
- Administrative and support and waste management services, employment483
- Administrative and support and waste management services, average annual pay$86,867
- Construction, employment469
- Construction, average annual pay$70,165
- Finance and insurance, employment313
- Wholesale trade, employment138
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 850 | 92 | $31,327 |
| Manufacturing | 644 | 28 | $64,847 |
| Administrative and support and waste management services | 483 | 20 | $86,867 |
| Construction | 469 | 50 | $70,165 |
| Finance and insurance | 313 | 22 | $67,910 |
| Wholesale trade | 138 | 21 | $61,204 |
| Utilities | 136 | 3 | $109,820 |
| Transportation and warehousing | 93 | 16 | $52,743 |
Retail trade is the largest private sector at 850 jobs, 14.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
How many businesses are in Lawrence County?
- Establishments, all industries408
- Employment at those establishments3,567
- Annual payroll$160.1 m
- Establishments per 1,000 residents12.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
Building permits in Lawrence County
- Housing units authorized by permit, 20245
- Declared construction value permitted$1.4 m
- Single family units authorized5
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$287,588
- Units authorized per 1,000 households0.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
SBA loans in Lawrence County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$5.6 m
- Average 7(a) approval$1,115,760
- Median 7(a) approval$544,000
- Largest single approval$3,950,000
- Jobs reported supported, 7(a)15
- Jobs per approval3.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term162 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded2
- 504 gross approval dollars$938,000
- Average 504 approval$469,000
- Median 504 approval$469,000
- Distinct CDCs active2
- 504 jobs per approval6.0
- 504 jobs per million dollars approved12.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA loan default and charge-off rates in Lawrence County
Do SBA loans in Lawrence County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure4
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA lending by place in Lawrence County
- Borrower cities with recorded lending2
- Trinity, approvals3
- Town Creek, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Trinity | 3 | $4,394,800 |
| Town Creek | 2 | $1,184,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How large is Lawrence County?
- Land area691 sq mi
- Rank by land area among Alabama counties32nd of 67
- Width, east to west24.2 mi
- Height, north to south34.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land48
- Establishments per square mile0.59
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
Flood risk in Lawrence County
- Participation of the county's own NFIP community Lawrence County, unincorporated areasParticipating, community 010324
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Lawrence County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Lawrence County (community 010324), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lawrence County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202433,276
- Households13,627
- Average household size2.44
- Median household income$66,071
- Median age42.3
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Alabama?
The Census Bureau estimates 33,567 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 33,276, in 13,627 households, ranking 35th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County's population growing?
The population has grown 1.54 percent since the 2020 census base of 33,058, to 33,567 on July 1, 2024. In 2024 there were 363 births against 528 deaths, with net migration of 225. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$66,071. The median owner-occupied home is valued at $172,300, which is 2.6 times income, and median gross rent is $753 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lawrence County?
408 establishments, employing 3,567 people with an annual payroll of $160.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lawrence County?
Retail trade is the largest private sector at 850 jobs, 14.0 percent of covered employment. Covered employment averages 6,054 jobs at an average annual pay of $51,594, or $992 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
5 7(a) approvals totaling $5.6 m since FY2020, across 4 lenders, with a median approval of $544,000, plus 2 504 approvals worth $938,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lawrence County?
5 housing units were authorized by permit in 2024, with a declared construction value of $1.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Morgan County, with 305 households. Arriving households report an average income of $50,158 against $45,146 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lawrence County
Cities and places in Lawrence.
6 Census places lie wholly or partly in Lawrence County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Moulton | city | 3,401 | None recorded | Wholly in this county |
| Town Creek | town | 979 | 2 | Wholly in this county |
| Courtland | town | 723 | None recorded | Wholly in this county |
| Hillsboro | town | 527 | None recorded | Wholly in this county |
| North Courtland | town | 427 | None recorded | Wholly in this county |
| Hatton | CDP | 405 | None recorded | Wholly in this county |
A further 3 of the county's 5 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lawrence County, the largest being Trinity (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby