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HomeAlabamaLawrence CountyTown Creek town

Town Creek town, Alabama: commercial real estate data.

Town Creek town is a Census town of 979 people across 2.68 square miles of land, in Lawrence County. Median household income is $43,229, 62.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Town Creek

What Town Creek is

  • Census place typetown
  • Land area2.68 sq mi
  • Water area0 sq mi
  • Population per square mile of land365 plus or minus 97
  • County holding the largest share of its areaLawrence County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Town Creek

How many people live in Town Creek

  • Population979 plus or minus 260
  • Median age38.3 plus or minus 9.7
  • Population under 18275 plus or minus 121
  • Share under 1828.1 percent plus or minus 9.8
  • Population 65 and over137 plus or minus 63
  • Share 65 and over14.0 percent plus or minus 5.2
  • Households423 plus or minus 105
  • Family households284 plus or minus 78
  • Share of households that are families67.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Town Creek

Income and work in Town Creek

  • Median household income$43,229 plus or minus $10,424
  • Per capita income$22,525 plus or minus $4,996
  • Civilian labor force429 plus or minus 119
  • Employed396 plus or minus 117
  • Unemployed33 plus or minus 28
  • Unemployment rate7.7 percent plus or minus 6.2
  • Adults 25 and over628 plus or minus 139
  • Adults 25 and over with a high school diploma or higher81.7 percent
  • Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 6.7
  • Adults 25 and over with a graduate degree6.7 percent plus or minus 5.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Town Creek

Housing in Town Creek

  • Housing units493 plus or minus 111
  • Occupied units423 plus or minus 105
  • Vacant units70 plus or minus 34
  • Vacancy rate14.2 percent plus or minus 6.1
  • Owner occupied266 plus or minus 80
  • Renter occupied157 plus or minus 64
  • Ownership rate62.9 percent
  • Median owner-occupied home value$118,000
  • Median gross rent, monthly$627
  • Annual rent as a share of median income17.4 percent plus or minus 5.1
  • Single family units322 plus or minus 89
  • Share single family65.3 percent
  • Units in buildings of two or more113 plus or minus 58
  • Share in buildings of two or more22.9 percent plus or minus 10.5
  • Mobile homes58 plus or minus 28
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Town Creek

How Town Creek gets to work

  • Workers 16 and over who commute385 plus or minus 116
  • Commuting under 15 minutes27 plus or minus 32
  • Share commuting under 15 minutes7.0 percent plus or minus 8.1
  • Commuting 30 minutes or more208 plus or minus 83
  • Share commuting 30 minutes or more54.0 percent plus or minus 14.1
  • Drove alone87.7 percent
  • Carpooled11.0 percent plus or minus 11.9
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home1.3 percent plus or minus 2.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Town Creek

SBA loans in Town Creek (7(a))

  • Approvals2
  • Gross approval$1,184,000
  • Average approval$592,000
  • Median approval$640,000
  • Ninetieth percentile approval$640,000
  • Largest approval$640,000
  • Jobs supported4
  • Jobs per approval2.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term162 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lawrence County, not Town Creek

Lawrence County context, not Town Creek figures

These are Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Town Creek measurements.

  • Establishments in Lawrence County408
  • Employment at those establishments, Lawrence County3,567
  • Covered employment, Lawrence County6,054
  • Average annual pay, Lawrence County$51,594
  • Average weekly wage, Lawrence County$992
  • Housing units permitted, Lawrence County5
  • Of those, single family, Lawrence County5
  • County product, 2024, Lawrence County$864,542,000
  • County product change over the prior year, Lawrence County-3.9 percent
  • Average income of an arriving household, Lawrence County$50,158

Every figure in this section is published for Lawrence County as a whole and is not a measurement of Town Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Town Creek questions, answered from the record.

How many people live in Town Creek, Alabama?

979, in 423 households. Town Creek town covers 2.68 square miles of land, which is 365 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Town Creek in?

Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Town Creek?

$43,229. The median owner-occupied home is valued at $118,000. Median gross rent is $627 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Town Creek businesses?

2 7(a) approvals totalling $1.2 m, across 1 lenders, median approval $640,000. These count approvals to borrowers whose address is in Town Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Town Creek borrowers get paid back?

No rate is published for Town Creek. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Town Creek figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Town Creek.

Is zoning published for Town Creek?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.