HomeAlabamaLawrence CountyTown Creek
Town Creek, Alabama: commercial real estate data.
Town Creek is a Census town of 979 people across 2.68 square miles of land, in Lawrence County. Median household income is $43,229, 62.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Town Creek
What Town Creek is
- Census place typetown
- Land area2.68 sq mi
- Water area0 sq mi
- Population per square mile of land365 plus or minus 97
- County holding the largest share of its areaLawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Town Creek
How many people live in Town Creek
- Population979 plus or minus 260
- Median age38.3 plus or minus 9.7
- Population under 18275 plus or minus 121
- Share under 1828.1 percent plus or minus 9.8
- Population 65 and over137 plus or minus 63
- Share 65 and over14.0 percent plus or minus 5.2
- Households423 plus or minus 105
- Family households284 plus or minus 78
- Share of households that are families67.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Town Creek
Income and work in Town Creek
- Median household income$43,229 plus or minus $10,424
- Per capita income$22,525 plus or minus $4,996
- Civilian labor force429 plus or minus 119
- Employed396 plus or minus 117
- Unemployed33 plus or minus 28
- Unemployment rate7.7 percent plus or minus 6.2
- Adults 25 and over628 plus or minus 139
- Adults 25 and over with a high school diploma or higher81.7 percent
- Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 6.7
- Adults 25 and over with a graduate degree6.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Town Creek
Housing in Town Creek
- Housing units493 plus or minus 111
- Occupied units423 plus or minus 105
- Vacant units70 plus or minus 34
- Vacancy rate14.2 percent plus or minus 6.1
- Owner occupied266 plus or minus 80
- Renter occupied157 plus or minus 64
- Ownership rate62.9 percent
- Median owner-occupied home value$118,000
- Median gross rent, monthly$627
- Annual rent as a share of median income17.4 percent plus or minus 5.1
- Single family units322 plus or minus 89
- Share single family65.3 percent
- Units in buildings of two or more113 plus or minus 58
- Share in buildings of two or more22.9 percent plus or minus 10.5
- Mobile homes58 plus or minus 28
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Town Creek
How Town Creek gets to work
- Workers 16 and over who commute385 plus or minus 116
- Commuting under 15 minutes27 plus or minus 32
- Share commuting under 15 minutes7.0 percent plus or minus 8.1
- Commuting 30 minutes or more208 plus or minus 83
- Share commuting 30 minutes or more54.0 percent plus or minus 14.1
- Drove alone87.7 percent
- Carpooled11.0 percent plus or minus 11.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home1.3 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Town Creek
SBA loans in Town Creek (7(a))
- Approvals2
- Gross approval$1,184,000
- Average approval$592,000
- Median approval$592,000
- Largest approval$640,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term153 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Town Creek, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Town Creek
Flood risk in Town Creek
- NFIP communityTown of Town Creek
- NFIP community number010143
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/11/09(M)
The Town of Town Creek participates in the National Flood Insurance Program as community 010143 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lawrence County, not Town Creek
Lawrence County context, not Town Creek figures
- Establishments in Lawrence County408
- Covered employment, Lawrence County6,054
- Average annual pay, Lawrence County$51,594
- Housing units permitted, Lawrence County5
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Town Creek.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Town Creek questions, answered from the record.
How many people live in Town Creek, Alabama?
979, in 423 households. Town Creek town covers 2.68 square miles of land, which is 365 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Town Creek in?
Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Town Creek?
$43,229. The median owner-occupied home is valued at $118,000. Median gross rent is $627 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Town Creek businesses?
2 7(a) approvals totaling $1.2 m since FY2020, across 1 lenders, median approval $592,000. These count approvals to borrowers whose address is in Town Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Town Creek borrowers get paid back?
No rate is published for Town Creek. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Town Creek in the National Flood Insurance Program?
Yes. Town Creek appears in the FEMA Community Status Book as Town Creek, town of, community 010143, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Town Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Town Creek.
Is zoning published for Town Creek?
No. Nothing on this page presents parcel level zoning.
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