HomeAlabamaShelby CountyHarpersville
Harpersville, Alabama: commercial real estate data.
Harpersville is a Census town of 1,788 people across 21.99 square miles of land, in Shelby County. Median household income is $75,018, 81.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harpersville
What Harpersville is
- Census place typetown
- Land area21.99 sq mi
- Water area0.37 sq mi
- Population per square mile of land81
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpersville
How many people live in Harpersville
- Population1,788
- Median age45.3
- Population under 18382 plus or minus 129
- Share under 1821.4 percent plus or minus 6.1
- Population 65 and over412 plus or minus 108
- Share 65 and over23.0 percent
- Households709 plus or minus 144
- Family households493
- Share of households that are families69.5 percent plus or minus 18.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpersville
Income and work in Harpersville
- Median household income$75,018 plus or minus $15,279
- Per capita income$32,910
- Civilian labor force826 plus or minus 178
- Employed820 plus or minus 178
- Unemployed6 plus or minus 9
- Unemployment rate0.7 percent plus or minus 1.1
- Adults 25 and over1,272
- Adults 25 and over with a high school diploma or higher88.0 percent plus or minus 23.5
- Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 4.5
- Adults 25 and over with a graduate degree6.0 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpersville
Housing in Harpersville
- Housing units828 plus or minus 178
- Occupied units709 plus or minus 144
- Vacant units119 plus or minus 108
- Vacancy rate14.4 percent plus or minus 12.7
- Owner occupied577 plus or minus 142
- Renter occupied132 plus or minus 49
- Ownership rate81.4 percent
- Median owner-occupied home value$211,300
- Median gross rent, monthly$843
- Annual rent as a share of median income13.5 percent plus or minus 2.8
- Single family units601 plus or minus 173
- Share single family72.6 percent
- Units in buildings of two or more41 plus or minus 37
- Share in buildings of two or more5.0 percent plus or minus 4.3
- Mobile homes174 plus or minus 63
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpersville
How Harpersville gets to work
- Workers 16 and over who commute806 plus or minus 178
- Commuting under 15 minutes107 plus or minus 43
- Share commuting under 15 minutes13.3 percent plus or minus 4.5
- Commuting 30 minutes or more543 plus or minus 155
- Share commuting 30 minutes or more67.4 percent
- Drove alone84.4 percent
- Carpooled11.6 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.4 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harpersville
SBA loans in Harpersville (7(a))
- Approvals1
- Gross approval$1,522,100
- Average approval$1,522,100
- Median approval$1,522,100
- Largest approval$1,522,100
- Jobs supported16
- Jobs per approval16.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term312 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Harpersville, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harpersville
Flood risk in Harpersville
- NFIP communityTown of Harpersville
- NFIP community number010293
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/23/26
The Town of Harpersville participates in the National Flood Insurance Program as community 010293 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Harpersville
Shelby County context, not Harpersville figures
- Establishments in Shelby County5,610
- Covered employment, Shelby County85,169
- Average annual pay, Shelby County$66,772
- Housing units permitted, Shelby County990
Every figure in this section is published for Shelby County as a whole and is not a measurement of Harpersville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harpersville questions, answered from the record.
How many people live in Harpersville, Alabama?
1,788, in 709 households. Harpersville town covers 21.99 square miles of land, which is 81 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harpersville in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harpersville?
$75,018. The median owner-occupied home is valued at $211,300. Median gross rent is $843 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harpersville businesses?
1 7(a) approvals totaling $1.5 m since FY2020, across 1 lenders, median approval $1,522,100. These count approvals to borrowers whose address is in Harpersville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harpersville borrowers get paid back?
No rate is published for Harpersville. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harpersville in the National Flood Insurance Program?
Yes. Harpersville appears in the FEMA Community Status Book as Harpersville, town of, community 010293, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harpersville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harpersville.
Is zoning published for Harpersville?
No. Nothing on this page presents parcel level zoning.