HomeAlabamaSt. Clair CountyMoody
Moody, Alabama: commercial real estate data.
Moody is a Census city of 13,488 people across 24.52 square miles of land, in St. Clair County. Median household income is $86,627, 74.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moody
What Moody is
- Census place typecity
- Land area24.52 sq mi
- Water area0.3 sq mi
- Population per square mile of land550
- County holding the largest share of its areaSt. Clair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
How many people live in Moody
- Population13,488
- Median age43.5
- Population under 182,800
- Share under 1820.8 percent
- Population 65 and over2,746
- Share 65 and over20.4 percent
- Households5,338
- Family households3,522
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
Income and work in Moody
- Median household income$86,627
- Per capita income$39,730
- Civilian labor force6,958
- Employed6,559
- Unemployed399 plus or minus 221
- Unemployment rate5.7 percent plus or minus 3.1
- Adults 25 and over9,802
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
Housing in Moody
- Housing units5,720
- Occupied units5,338
- Vacant units382 plus or minus 210
- Vacancy rate6.7 percent plus or minus 3.6
- Owner occupied3,956
- Renter occupied1,382 plus or minus 306
- Ownership rate74.1 percent
- Median owner-occupied home value$237,500
- Median gross rent, monthly$1,553 plus or minus $407
- Annual rent as a share of median income21.5 percent plus or minus 6.2
- Single family units4,768
- Share single family83.4 percent
- Units in buildings of two or more619 plus or minus 203
- Share in buildings of two or more10.8 percent plus or minus 3.5
- Mobile homes333 plus or minus 144
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
How Moody gets to work
- Workers 16 and over who commute5,206
- Commuting under 15 minutes1,057 plus or minus 342
- Share commuting under 15 minutes20.3 percent plus or minus 6.2
- Commuting 30 minutes or more2,559
- Share commuting 30 minutes or more49.2 percent
- Drove alone70.3 percent
- Carpooled7.6 percent plus or minus 3.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.9
- Worked from home19.8 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
SBA loans in Moody (7(a))
- Approvals7
- Gross approval$2,573,500
- Average approval$367,643
- Median approval$150,000
- Largest approval$955,000
- Jobs supported181
- Jobs per approval25.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Moody, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody
SBA loans in Moody (504)
- Approvals9
- Gross approval$13,424,000
- Average approval$1,491,556
- Median approval$1,235,000
- Largest approval$4,548,000
- Jobs supported170
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Moody, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moody
Flood risk in Moody
- NFIP communityCity of Moody
- NFIP community number010187
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/24/21
The City of Moody participates in the National Flood Insurance Program as community 010187 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Clair County, not Moody
St. Clair County context, not Moody figures
- Establishments in St. Clair County1,454
- Covered employment, St. Clair County21,980
- Average annual pay, St. Clair County$51,425
- Housing units permitted, St. Clair County543
Every figure in this section is published for St. Clair County as a whole and is not a measurement of Moody.
All St. Clair County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Moody questions, answered from the record.
How many people live in Moody, Alabama?
13,488, in 5,338 households. Moody city covers 24.52 square miles of land, which is 550 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Moody in?
St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Moody?
$86,627. The median owner-occupied home is valued at $237,500. Median gross rent is $1,553 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Moody businesses?
7 7(a) approvals totaling $2.6 m since FY2020, across 6 lenders, median approval $150,000, plus 9 504 approvals worth $13.4 m since FY2010. These count approvals to borrowers whose address is in Moody, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Moody borrowers get paid back?
No rate is published for Moody. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Moody in the National Flood Insurance Program?
Yes. Moody appears in the FEMA Community Status Book as Moody, city of, community 010187, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Moody figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Moody.
Is zoning published for Moody?
No. Nothing on this page presents parcel level zoning.
Nearby