HomeAlabamaSt. Clair CountyMoody city
Moody city, Alabama: commercial real estate data.
Moody city is a Census city of 13,488 people across 24.52 square miles of land, in St. Clair County. Median household income is $86,627, 74.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.6 m.
76 sourced place values · tier FULL · 8 sections
Moody
What Moody is
- Census place typecity
- Land area24.52 sq mi
- Water area0.3 sq mi
- Population per square mile of land550
- County holding the largest share of its areaSt. Clair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
How many people live in Moody
- Population13,488
- Median age43.5
- Population under 182,800
- Share under 1820.8 percent
- Population 65 and over2,746
- Share 65 and over20.4 percent
- Households5,338
- Family households3,522
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
Income and work in Moody
- Median household income$86,627
- Per capita income$39,730
- Civilian labor force6,958
- Employed6,559
- Unemployed399 plus or minus 221
- Unemployment rate5.7 percent plus or minus 3.1
- Adults 25 and over9,802
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
Housing in Moody
- Housing units5,720
- Occupied units5,338
- Vacant units382 plus or minus 210
- Vacancy rate6.7 percent plus or minus 3.6
- Owner occupied3,956
- Renter occupied1,382 plus or minus 306
- Ownership rate74.1 percent
- Median owner-occupied home value$237,500
- Median gross rent, monthly$1,553 plus or minus $407
- Annual rent as a share of median income21.5 percent plus or minus 6.2
- Single family units4,768
- Share single family83.4 percent
- Units in buildings of two or more619 plus or minus 203
- Share in buildings of two or more10.8 percent plus or minus 3.5
- Mobile homes333 plus or minus 144
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
How Moody gets to work
- Workers 16 and over who commute5,206
- Commuting under 15 minutes1,057 plus or minus 342
- Share commuting under 15 minutes20.3 percent plus or minus 6.2
- Commuting 30 minutes or more2,559
- Share commuting 30 minutes or more49.2 percent
- Drove alone70.3 percent
- Carpooled7.6 percent plus or minus 3.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.9
- Worked from home19.8 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moody
SBA 7(a) lending to Moody borrowers
- Approvals7
- Gross approval$2,573,500
- Average approval$367,643
- Median approval$150,000
- Ninetieth percentile approval$955,000
- Largest approval$955,000
- Jobs supported181
- Jobs per approval25.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moody
SBA 504 lending to Moody borrowers
- Approvals9
- Gross approval$13,424,000
- Average approval$1,491,556
- Median approval$1,235,000
- Largest approval$4,548,000
- Jobs supported170
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Clair County, not Moody
St. Clair County context, not Moody figures
These are St. Clair County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Moody measurements.
- Establishments in St. Clair County1,454
- Employment at those establishments, St. Clair County18,213
- Covered employment, St. Clair County21,980
- Average annual pay, St. Clair County$51,425
- Average weekly wage, St. Clair County$989
- Housing units permitted, St. Clair County543
- Of those, single family, St. Clair County543
- County product, 2024, St. Clair County$3,156,398,000
- County product change over the prior year, St. Clair County8.2 percent
- Average income of an arriving household, St. Clair County$67,358
Every figure in this section is published for St. Clair County as a whole and is not a measurement of Moody. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Moody questions, answered from the record.
How many people live in Moody, Alabama?
13,488, in 5,338 households. Moody city covers 24.52 square miles of land, which is 550 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Moody in?
St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Moody?
$86,627. The median owner-occupied home is valued at $237,500. Median gross rent is $1,553 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Moody businesses?
7 7(a) approvals totalling $2.6 m, across 6 lenders, median approval $150,000, plus 9 504 approvals worth $13.4 m. These count approvals to borrowers whose address is in Moody, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Moody borrowers get paid back?
No rate is published for Moody. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Moody figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Moody.
Is zoning published for Moody?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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