HomeAlabamaSt. Clair CountyPell City
Pell City, Alabama: commercial real estate data.
Pell City is a Census city of 13,587 people across 25.00 square miles of land, in St. Clair County. Median household income is $68,638, 68.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pell City
What Pell City is
- Census place typecity
- Land area25 sq mi
- Water area2.76 sq mi
- Population per square mile of land543
- County holding the largest share of its areaSt. Clair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pell City
How many people live in Pell City
- Population13,587
- Median age42.0
- Population under 182,779
- Share under 1820.5 percent
- Population 65 and over2,425
- Share 65 and over17.8 percent
- Households5,157
- Family households3,592
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pell City
Income and work in Pell City
- Median household income$68,638
- Per capita income$33,417
- Civilian labor force6,587
- Employed6,099
- Unemployed488 plus or minus 203
- Unemployment rate7.4 percent plus or minus 3.0
- Adults 25 and over9,496
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pell City
Housing in Pell City
- Housing units5,787
- Occupied units5,157
- Vacant units630 plus or minus 256
- Vacancy rate10.9 percent plus or minus 4.4
- Owner occupied3,507
- Renter occupied1,650
- Ownership rate68.0 percent
- Median owner-occupied home value$249,600
- Median gross rent, monthly$1,099
- Annual rent as a share of median income19.2 percent
- Single family units4,345
- Share single family75.1 percent
- Units in buildings of two or more856 plus or minus 267
- Share in buildings of two or more14.8 percent plus or minus 4.5
- Mobile homes586 plus or minus 198
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pell City
How Pell City gets to work
- Workers 16 and over who commute5,273
- Commuting under 15 minutes1,806
- Share commuting under 15 minutes34.2 percent
- Commuting 30 minutes or more2,210
- Share commuting 30 minutes or more41.9 percent
- Drove alone84.3 percent
- Carpooled4.9 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pell City
SBA loans in Pell City (7(a))
- Approvals6
- Gross approval$1,352,100
- Average approval$225,350
- Median approval$162,300
- Largest approval$487,000
- Jobs supported33
- Jobs per approval5.5
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.7 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Pell City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pell City
SBA loans in Pell City (504)
- Approvals8
- Gross approval$7,330,000
- Average approval$916,250
- Median approval$769,500
- Largest approval$1,979,000
- Jobs supported90
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Pell City, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pell City
Flood risk in Pell City
- NFIP communityCity of Pell City
- NFIP community number010189
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/17/16
The City of Pell City participates in the National Flood Insurance Program as community 010189 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Clair County, not Pell City
St. Clair County context, not Pell City figures
- Establishments in St. Clair County1,454
- Covered employment, St. Clair County21,980
- Average annual pay, St. Clair County$51,425
- Housing units permitted, St. Clair County543
Every figure in this section is published for St. Clair County as a whole and is not a measurement of Pell City.
All St. Clair County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pell City questions, answered from the record.
How many people live in Pell City, Alabama?
13,587, in 5,157 households. Pell City city covers 25.00 square miles of land, which is 543 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pell City in?
St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pell City?
$68,638. The median owner-occupied home is valued at $249,600. Median gross rent is $1,099 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pell City businesses?
6 7(a) approvals totaling $1.4 m since FY2020, across 6 lenders, median approval $162,300, plus 8 504 approvals worth $7.3 m since FY2010. These count approvals to borrowers whose address is in Pell City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pell City borrowers get paid back?
No rate is published for Pell City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pell City in the National Flood Insurance Program?
Yes. Pell City appears in the FEMA Community Status Book as Pell City, city of, community 010189, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pell City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pell City.
Is zoning published for Pell City?
No. Nothing on this page presents parcel level zoning.
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