Sumter County, Alabama: commercial real estate data.
Sumter County, Alabama had an estimated 11,607 residents on July 1, 2024, down 6.0 percent since the 2020 census base of 12,343, across 904 square miles. County output reached $451.4 m in 2024, 204 establishments operate here, and the SBA record carries 9 7(a) approvals worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sumter County
How many people live in Sumter County
- Population, American Community Survey 2020-202411,878
- Households4,823
- Average household size2.46
- Median household income$33,310
- Median age35.7
- Median gross rent$775 per month
- Median owner-occupied home value$82,600
- Home value to household income2.5 times
- Annual rent as a share of median income27.9 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over6,991
- Population under 182,293
- Share under 1819.3 percent
- Population 65 and over2,354
- Share 65 and over19.8 percent
- Working age population, 18 to 647,231
- Civilian labor force4,425
- Unemployment rate12.1 percent
- Labor force participation, adults 18 and over46.2 percent
- Rank by population among Alabama counties60th of 67
- Rank by population among US county-equivalents, Puerto Rico included2360th of 3,222
Sumter County is the 60th largest of 67 Alabama counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 19.8 percent against 19.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sumter County
Is Sumter County's population growing?
- Population, July 1, 202411,607
- Census 2020 base population12,343
- Population change since the 2020 census base-5.96 percent
- Population change, 2023 to 2024-130
- Births, 202488
- Deaths, 2024146
- Natural change, 2024-58
- Net domestic migration, 2024-89
- Net international migration, 202418
- Total net migration, 2024-71
- Cumulative net domestic migration, 2021 to 2024-469
- Rank by growth among US county-equivalents3043rd of 3,144
The county has lost 5.96 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sumter County
Where are people moving to Sumter County from?
- Tax returns filed by households arriving157
- People arriving, from those returns298
- Tax returns filed by households leaving213
- Net household movement-56
- Adjusted gross income arriving$6.9 m
- Net adjusted gross income movement$-274,000
- Average income of an arriving household$44,038
- Average income of a leaving household$33,746
- Largest single originTuscaloosa County (31 households)
- Largest single destinationTuscaloosa County (64 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tuscaloosa County | 31 | 61 | $1.4 m |
Households arriving report $10,292 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tuscaloosa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sumter County
What is the Sumter County economy?
- County GDP, 2024$451.4 m
- County GDP, 2023$417.7 m
- GDP change, 2023 to 20248.1 percent
- GDP change over five years31.7 percent
- Rank by GDP among the Alabama areas BEA publishes62nd of 67
- Rank by GDP among the US county areas BEA publishes2467th of 3,127
- GDP per resident$38,003
Output grew 8.1 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sumter County
Employment by industry in Sumter County
- Covered employment, annual average2,849
- Establishments reporting294
- Average annual pay$47,332
- Average weekly wage$910
- Manufacturing, employment346
- Manufacturing, average annual pay$61,869
- Accommodation and food services, employment254
- Accommodation and food services, average annual pay$20,329
- Retail trade, employment231
- Retail trade, average annual pay$23,577
- Administrative and support and waste management services, employment207
- Administrative and support and waste management services, average annual pay$62,851
- Finance and insurance, employment54
- Agriculture, forestry, fishing and hunting, employment51
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 346 | 10 | $61,869 |
| Accommodation and food services | 254 | 23 | $20,329 |
| Retail trade | 231 | 50 | $23,577 |
| Administrative and support and waste management services | 207 | 7 | $62,851 |
| Finance and insurance | 54 | 12 | $39,027 |
| Agriculture, forestry, fishing and hunting | 51 | 9 | $46,803 |
| Construction | 32 | 15 | $70,024 |
| Other services, except public administration | 28 | 10 | $41,683 |
Manufacturing is the largest private sector at 346 jobs, 12.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sumter County
How many businesses are in Sumter County?
- Establishments, all industries204
- Employment at those establishments2,597
- Annual payroll$110.6 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Sumter County
Building permits in Sumter County
- Housing units authorized by permit, 20245
- Declared construction value permitted$1.5 m
- Single family units authorized5
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorized per 1,000 households1.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Sumter County
SBA loans in Sumter County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$2.4 m
- Average 7(a) approval$263,956
- Median 7(a) approval$349,900
- Largest single approval$380,300
- Jobs reported supported, 7(a)121
- Jobs per approval13.4
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderTrustmark Bank (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
SBA loan default and charge-off rates in Sumter County
Do SBA loans in Sumter County get paid back?
- Loans with a final outcome recorded3
- Paid in full1
- Charged off2
- Status: Paid in full1
- Status: Charged off2
- Status: Cancelled3
- Status: Exempt from disclosure3
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
SBA lending by place in Sumter County
- Borrower cities with recorded lending4
- York, approvals6
- Emelle, approvals1
- Epes, approvals1
- Livingston, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| York | 6 | $1,591,000 |
| Emelle | 1 | $349,900 |
| Epes | 1 | $284,700 |
| Livingston | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
How large is Sumter County?
- Land area904 sq mi
- Rank by land area among Alabama counties14th of 67
- Width, east to west33.8 mi
- Height, north to south47.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land13
- Establishments per square mile0.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Sumter County
Flood risk in Sumter County
- Participation of the county's own NFIP community Sumter County, unincorporated areasParticipating, community 010194
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Sumter County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Sumter County (community 010194), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Sumter County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Sumter County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sumter County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202411,878
- Households4,823
- Average household size2.46
- Median household income$33,310
- Median age35.7
Common questions
Sumter County questions, answered from the record.
How many people live in Sumter County, Alabama?
The Census Bureau estimates 11,607 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 11,878, in 4,823 households, ranking 60th of 67 Alabama counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sumter County's population growing?
The population has fallen 5.96 percent since the 2020 census base of 12,343, to 11,607 on July 1, 2024. In 2024 there were 88 births against 146 deaths, with net migration of -71. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sumter County?
$33,310. The median owner-occupied home is valued at $82,600, which is 2.5 times income, and median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Sumter County?
204 establishments, employing 2,597 people with an annual payroll of $110.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Sumter County?
Manufacturing is the largest private sector at 346 jobs, 12.1 percent of covered employment. Covered employment averages 2,849 jobs at an average annual pay of $47,332, or $910 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sumter County?
9 7(a) approvals totaling $2.4 m since FY2020, across 4 lenders, with a median approval of $349,900. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Sumter County?
5 housing units were authorized by permit in 2024, with a declared construction value of $1.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sumter County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sumter County come from?
The largest single origin is Tuscaloosa County, with 31 households. Arriving households report an average income of $44,038 against $33,746 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sumter County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sumter County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Sumter County
Cities and places in Sumter.
9 Census places lie wholly or partly in Sumter County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Livingston | city | 4,672 | 1 | Wholly in this county |
| York | city | 2,056 | 6 | Wholly in this county |
| Cuba | town | 368 | None recorded | Wholly in this county |
| Epes | town | 354 | 1 | Wholly in this county |
| Gainesville | town | 236 | None recorded | Wholly in this county |
| Geiger | town | 174 | None recorded | Wholly in this county |
| Bellamy | CDP | 158 | None recorded | Wholly in this county |
| Panola | CDP | 69 | None recorded | Wholly in this county |
| Emelle | town | 48 | 1 | Wholly in this county |