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Kemper County, Mississippi: commercial real estate data.

Kemper County, Mississippi had an estimated 8,562 residents on July 1, 2024, down 4.7 percent since the 2020 census base of 8,987, across 766 square miles. County output reached $358.7 m in 2024, 101 establishments operate here, and the SBA record carries 2 7(a) approvals worth $2.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Kemper County

How many people live in Kemper County

  • Population, American Community Survey 2020-20248,729
  • Households3,223
  • Average household size2.71
  • Median household income$46,431
  • Median age40.6
  • Median gross rent$677 per month
  • Median owner-occupied home value$99,600
  • Home value to household income2.1 times
  • Annual rent as a share of median income17.5 percent
  • Adults 25 and over with a bachelor degree or higher18.6 percent
  • Adults 25 and over with a graduate degree8.1 percent
  • Adults 25 and over5,983
  • Population under 181,610
  • Share under 1818.4 percent
  • Population 65 and over1,926
  • Share 65 and over22.1 percent
  • Working age population, 18 to 645,193
  • Civilian labor force3,835
  • Unemployment rate10.8 percent
  • Labor force participation, adults 18 and over53.9 percent
  • Rank by population among Mississippi counties72nd of 82
  • Rank by population among US county-equivalents, Puerto Rico included2588th of 3,222

Kemper County is the 72nd largest of 82 Mississippi counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.1 percent against 18.4 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Kemper County

Is Kemper County's population growing?

  • Population, July 1, 20248,562
  • Census 2020 base population8,987
  • Population change since the 2020 census base-4.73 percent
  • Population change, 2023 to 2024-58
  • Births, 202478
  • Deaths, 2024120
  • Natural change, 2024-42
  • Net domestic migration, 2024-16
  • Net international migration, 20240
  • Total net migration, 2024-16
  • Cumulative net domestic migration, 2021 to 2024-232
  • Rank by growth among US county-equivalents2962nd of 3,144

The county has lost 4.73 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Kemper County

Where are people moving to Kemper County from?

  • Tax returns filed by households arriving124
  • People arriving, from those returns225
  • Tax returns filed by households leaving161
  • Net household movement-37
  • Adjusted gross income arriving$4.5 m
  • Net adjusted gross income movement$-1.5 m
  • Average income of an arriving household$35,927
  • Average income of a leaving household$36,857
  • Largest single originLauderdale County (40 households)
  • Largest single destinationLauderdale County (46 households)
Largest origins of households moving into Kemper County
OriginHouseholdsPeopleAdjusted gross income
Lauderdale County4069$1.2 m

Households arriving report $930 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Lauderdale County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Kemper County

What is the Kemper County economy?

  • County GDP, 2024$358.7 m
  • County GDP, 2023$354.8 m
  • GDP change, 2023 to 20241.1 percent
  • GDP change over five years1.4 percent
  • Rank by GDP among the Mississippi areas BEA publishes68th of 82
  • Rank by GDP among the US county areas BEA publishes2609th of 3,127
  • GDP per resident$41,097

Output grew 1.1 percent in the latest year and 1.4 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Kemper County

Employment by industry in Kemper County

  • Covered employment, annual average1,775
  • Establishments reporting135
  • Average annual pay$43,014
  • Average weekly wage$827
  • Manufacturing, employment289
  • Manufacturing, average annual pay$40,048
  • Retail trade, employment132
  • Retail trade, average annual pay$24,627
  • Construction, employment104
  • Construction, average annual pay$61,856
  • Agriculture, forestry, fishing and hunting, employment87
  • Agriculture, forestry, fishing and hunting, average annual pay$60,604
  • Utilities, employment77
  • Transportation and warehousing, employment46
Private sector employment and pay by industry, Kemper County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing2897$40,048
Retail trade13221$24,627
Construction1047$61,856
Agriculture, forestry, fishing and hunting879$60,604
Utilities778$93,572
Transportation and warehousing468$45,315
Accommodation and food services467$19,927
Wholesale trade74$108,706

Manufacturing is the largest private sector at 289 jobs, 16.3 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Kemper County

How many businesses are in Kemper County?

  • Establishments, all industries101
  • Employment at those establishments979
  • Annual payroll$34.0 m
  • Establishments per 1,000 residents11.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Kemper County

SBA loans in Kemper County (7(a) and 504)

  • 7(a) approvals recorded2
  • 7(a) gross approval dollars$2.6 m
  • Average 7(a) approval$1,294,250
  • Median 7(a) approval$1,294,250
  • Largest single approval$2,282,600
  • Jobs reported supported, 7(a)11
  • Jobs per approval5.5
  • Distinct 7(a) lenders active2
  • Distinct industries receiving approvals2
  • Median 7(a) term132 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter1
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

SBA loan default and charge-off rates in Kemper County

Do SBA loans in Kemper County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure1
  • Status: Cancelled1

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

SBA lending by place in Kemper County

  • Borrower cities with recorded lending2
  • Preston, approvals1
  • Scooba, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Kemper County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Preston1$2,282,600
Scooba1$305,900

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kemper County

How large is Kemper County?

  • Land area766 sq mi
  • Rank by land area among Mississippi counties8th of 82
  • Width, east to west33 mi
  • Height, north to south24.3 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land11
  • Establishments per square mile0.13

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Kemper County

Flood risk in Kemper County

  • Participation of the county's own NFIP community Kemper County, unincorporated areasParticipating, community 280246
  • Communities in the county in the NFIP Community Status Book3
  • Of those, participating in the NFIP3
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Kemper County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Kemper County (community 280246), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kemper County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Kemper County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Kemper County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20248,729
  • Households3,223
  • Average household size2.71
  • Median household income$46,431
  • Median age40.6

How a feasibility study works →

Common questions

Kemper County questions, answered from the record.

How many people live in Kemper County, Mississippi?

The Census Bureau estimates 8,562 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,729, in 3,223 households, ranking 72nd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Kemper County's population growing?

The population has fallen 4.73 percent since the 2020 census base of 8,987, to 8,562 on July 1, 2024. In 2024 there were 78 births against 120 deaths, with net migration of -16. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Kemper County?

$46,431. The median owner-occupied home is valued at $99,600, which is 2.1 times income, and median gross rent is $677 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Kemper County?

101 establishments, employing 979 people with an annual payroll of $34.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Kemper County?

Manufacturing is the largest private sector at 289 jobs, 16.3 percent of covered employment. Covered employment averages 1,775 jobs at an average annual pay of $43,014, or $827 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Kemper County?

2 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, with a median approval of $1,294,250. These are approvals recorded in the release, not loans disbursed.

What is the radon zone for Kemper County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Kemper County come from?

The largest single origin is Lauderdale County, with 40 households. Arriving households report an average income of $35,927 against $36,857 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Kemper County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Kemper County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Kemper County

Cities and places in Kemper.

4 Census places lie wholly or partly in Kemper County. 3 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in Kemper County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Kemper County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
De Kalbtown791None recordedWholly in this county
Scoobatown7181Wholly in this county
Bogue ChittoCDP309None recorded29.8 percent here, 70.2 percent Neshoba County
PortervilleCDP0None recordedWholly in this county

A further 1 of the county's 2 SBA 7(a) approvals are to borrowers in cities that match no Census place in Kemper County, the largest being Preston (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.