HomeMississippiNeshoba County
Neshoba County, Mississippi: commercial real estate data.
Neshoba County, Mississippi had an estimated 28,973 residents on July 1, 2024, down 0.4 percent since the 2020 census base of 29,097, across 570 square miles. County output reached $1.52 bn in 2024, 495 establishments operate here, and the SBA record carries 29 7(a) approvals worth $30.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Neshoba County
How many people live in Neshoba County
- Population, American Community Survey 2020-202428,932
- Households10,283
- Average household size2.81
- Median household income$57,013
- Median age37.4
- Median gross rent$839 per month
- Median owner-occupied home value$100,000
- Home value to household income1.8 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree9.3 percent
- Adults 25 and over18,475
- Population under 187,954
- Share under 1827.5 percent
- Population 65 and over4,893
- Share 65 and over16.9 percent
- Working age population, 18 to 6416,085
- Civilian labor force12,595
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over60.0 percent
- Rank by population among Mississippi counties27th of 82
- Rank by population among US county-equivalents, Puerto Rico included1506th of 3,222
Neshoba County is the 27th largest of 82 Mississippi counties by population. A median home costs 1.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 27.5 percent against 16.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Neshoba County
Is Neshoba County's population growing?
- Population, July 1, 202428,973
- Census 2020 base population29,097
- Population change since the 2020 census base-0.43 percent
- Population change, 2023 to 202465
- Births, 2024460
- Deaths, 2024418
- Natural change, 202442
- Net domestic migration, 2024-32
- Net international migration, 202455
- Total net migration, 202423
- Cumulative net domestic migration, 2021 to 2024-158
- Rank by growth among US county-equivalents1994th of 3,144
The county has lost 0.43 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Neshoba County
Where are people moving to Neshoba County from?
- Tax returns filed by households arriving477
- People arriving, from those returns967
- Tax returns filed by households leaving447
- Net household movement30
- Adjusted gross income arriving$19.2 m
- Net adjusted gross income movement$1.1 m
- Average income of an arriving household$40,281
- Average income of a leaving household$40,539
- Largest single originNewton County (78 households)
- Largest single destinationNewton County (71 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Newton County | 78 | 180 | $2.7 m |
| Leake County | 55 | 134 | $2.2 m |
| Lauderdale County | 35 | 66 | $1.4 m |
| Winston County | 31 | 66 | $1.2 m |
| Scott County | 27 | 59 | $1.1 m |
| Kemper County | 26 | 51 | $946,000 |
Households arriving report $258 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Newton County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Neshoba County
What is the Neshoba County economy?
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.38 bn
- GDP change, 2023 to 202410.1 percent
- GDP change over five years45.0 percent
- Rank by GDP among the Mississippi areas BEA publishes22nd of 82
- Rank by GDP among the US county areas BEA publishes1505th of 3,127
- GDP per resident$52,680
Output grew 10.1 percent in the latest year and 45.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Neshoba County
Employment by industry in Neshoba County
- Covered employment, annual average12,095
- Establishments reporting586
- Average annual pay$47,469
- Average weekly wage$913
- Retail trade, employment1,453
- Retail trade, average annual pay$31,133
- Construction, employment1,024
- Construction, average annual pay$92,398
- Accommodation and food services, employment814
- Accommodation and food services, average annual pay$14,610
- Health care and social assistance, employment678
- Health care and social assistance, average annual pay$45,379
- Manufacturing, employment434
- Transportation and warehousing, employment291
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,453 | 132 | $31,133 |
| Construction | 1,024 | 44 | $92,398 |
| Accommodation and food services | 814 | 55 | $14,610 |
| Health care and social assistance | 678 | 43 | $45,379 |
| Manufacturing | 434 | 18 | $58,769 |
| Transportation and warehousing | 291 | 23 | $58,198 |
| Finance and insurance | 187 | 43 | $52,535 |
| Administrative and support and waste management services | 155 | 16 | $36,662 |
Retail trade is the largest private sector at 1,453 jobs, 12.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Neshoba County
How many businesses are in Neshoba County?
- Establishments, all industries495
- Employment at those establishments10,665
- Annual payroll$621.5 m
- Establishments per 1,000 residents17.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Neshoba County
Building permits in Neshoba County
- Housing units authorized by permit, 20241
- Declared construction value permitted$400,000
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$400,000
- Units authorized per 1,000 households0.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Neshoba County
SBA loans in Neshoba County (7(a) and 504)
- 7(a) approvals recorded29
- 7(a) gross approval dollars$30.0 m
- Average 7(a) approval$1,035,510
- Median 7(a) approval$598,000
- 10th percentile approval$110,000
- 90th percentile approval$2,777,100
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)252
- Jobs per approval8.7
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals15
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer17.2 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans1
- Franchise share of approvals3.4 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (5)
- Most active lenderCommunity Bank of Mississippi (9)
The average approval of $1,035,510 sits well above the median of $598,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 17.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
SBA loan default and charge-off rates in Neshoba County
Do SBA loans in Neshoba County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure21
- Status: Paid in full3
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
SBA lending by place in Neshoba County
- Borrower cities with recorded lending2
- Philadelphia, approvals18
- Union, approvals11
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Philadelphia | 18 | $12,673,300 |
| Union | 11 | $17,356,500 |
Philadelphia accounts for 18 approvals against 11 in Union. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Neshoba County
How large is Neshoba County?
- Land area570 sq mi
- Rank by land area among Mississippi counties41st of 82
- Width, east to west23.5 mi
- Height, north to south24.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land51
- Establishments per square mile0.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Neshoba County
Flood risk in Neshoba County
- Participation of the county's own NFIP community Neshoba County, unincorporated areasParticipating, community 280276
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Neshoba County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Neshoba County (community 280276), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Neshoba County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Neshoba County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Neshoba County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,932
- Households10,283
- Average household size2.81
- Median household income$57,013
- Median age37.4
Common questions
Neshoba County questions, answered from the record.
How many people live in Neshoba County, Mississippi?
The Census Bureau estimates 28,973 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,932, in 10,283 households, ranking 27th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Neshoba County's population growing?
The population has fallen 0.43 percent since the 2020 census base of 29,097, to 28,973 on July 1, 2024. In 2024 there were 460 births against 418 deaths, with net migration of 23. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Neshoba County?
$57,013. The median owner-occupied home is valued at $100,000, which is 1.8 times income, and median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Neshoba County?
495 establishments, employing 10,665 people with an annual payroll of $621.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Neshoba County?
Retail trade is the largest private sector at 1,453 jobs, 12.0 percent of covered employment. Covered employment averages 12,095 jobs at an average annual pay of $47,469, or $913 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Neshoba County?
29 7(a) approvals totaling $30.0 m since FY2020, across 13 lenders, with a median approval of $598,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Neshoba County?
1 housing units were authorized by permit in 2024, with a declared construction value of $400,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Neshoba County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Neshoba County come from?
The largest single origin is Newton County, with 78 households. Arriving households report an average income of $40,281 against $40,539 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Neshoba County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Neshoba County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Neshoba County
Cities and places in Neshoba.
5 Census places lie wholly or partly in Neshoba County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Philadelphia | city | 6,996 | 18 | Wholly in this county |
| Pearl River | CDP | 4,047 | None recorded | Wholly in this county |
| Union | town | 2,090 | 11 | 25.6 percent here, 74.4 percent Newton County |
| Tucker | CDP | 807 | None recorded | Wholly in this county |
| Bogue Chitto | CDP | 309 | None recorded | 70.2 percent here, 29.8 percent Kemper County |