HomeArizonaCochise CountySierra Vista city
Sierra Vista city, Arizona: commercial real estate data.
Sierra Vista city is a Census city of 45,155 people across 152.44 square miles of land, in Cochise County. Median household income is $70,291, 62.0 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $20.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sierra Vista
What Sierra Vista is
- Census place typecity
- Land area152.44 sq mi
- Water area0.26 sq mi
- Population per square mile of land296
- County holding the largest share of its areaCochise County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
How many people live in Sierra Vista
- Population45,155
- Median age37.9
- Population under 1810,046
- Share under 1822.2 percent
- Population 65 and over9,859
- Share 65 and over21.8 percent
- Households18,862
- Family households11,706
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
Income and work in Sierra Vista
- Median household income$70,291
- Per capita income$37,821
- Civilian labor force17,925
- Employed17,069
- Unemployed856 plus or minus 226
- Unemployment rate4.8 percent plus or minus 1.2
- Adults 25 and over31,193
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher35.0 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
Housing in Sierra Vista
- Housing units20,662
- Occupied units18,862
- Vacant units1,800 plus or minus 366
- Vacancy rate8.7 percent plus or minus 1.8
- Owner occupied11,693
- Renter occupied7,169
- Ownership rate62.0 percent
- Median owner-occupied home value$254,200
- Median gross rent, monthly$1,150
- Annual rent as a share of median income19.6 percent
- Single family units14,687
- Share single family71.1 percent
- Units in buildings of two or more4,733
- Share in buildings of two or more22.9 percent
- Mobile homes1,241 plus or minus 336
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
How Sierra Vista gets to work
- Workers 16 and over who commute17,747
- Commuting under 15 minutes9,371
- Share commuting under 15 minutes52.8 percent
- Commuting 30 minutes or more2,597
- Share commuting 30 minutes or more14.6 percent
- Drove alone72.5 percent
- Carpooled10.8 percent plus or minus 2.3
- Public transport0.1 percent plus or minus 0.1
- Walked2.2 percent plus or minus 0.9
- Worked from home12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
SBA loans in Sierra Vista (7(a))
- Approvals33
- Gross approval$20,187,600
- Average approval$611,745
- Median approval$360,000
- Ninetieth percentile approval$1,214,000
- Largest approval$2,810,000
- Jobs supported451
- Jobs per approval13.7
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more42.4 percent
- Share to franchises30.3 percent
- Distinct lenders19
- Distinct industries by NAICS23
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sierra Vista
SBA loans in Sierra Vista (504)
- Approvals4
- Gross approval$3,701,000
- Average approval$925,250
- Median approval$897,000
- Largest approval$1,455,000
- Jobs supported43
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sierra Vista
Flood risk in Sierra Vista
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040017
- Currently effective map date02/03/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cochise County, not Sierra Vista
Cochise County context, not Sierra Vista figures
These are Cochise County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sierra Vista measurements.
- Establishments in Cochise County2,189
- Employment at those establishments, Cochise County26,077
- Covered employment, Cochise County34,954
- Average annual pay, Cochise County$59,877
- Average weekly wage, Cochise County$1,151
- Housing units permitted, Cochise County441
- Of those, single family, Cochise County435
- County product, 2024, Cochise County$6,576,220,000
- County product change over the prior year, Cochise County5.6 percent
- Average income of an arriving household, Cochise County$57,228
Every figure in this section is published for Cochise County as a whole and is not a measurement of Sierra Vista. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sierra Vista questions, answered from the record.
How many people live in Sierra Vista, Arizona?
45,155, in 18,862 households. Sierra Vista city covers 152.44 square miles of land, which is 296 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sierra Vista in?
Cochise County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sierra Vista?
$70,291. The median owner-occupied home is valued at $254,200. Median gross rent is $1,150 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sierra Vista businesses?
33 7(a) approvals totalling $20.2 m, across 19 lenders, median approval $360,000, plus 4 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Sierra Vista, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sierra Vista borrowers get paid back?
No rate is published for Sierra Vista. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sierra Vista in the National Flood Insurance Program?
Yes. Sierra Vista appears in the FEMA Community Status Book as community 040017, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sierra Vista figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cochise County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sierra Vista.
Is zoning published for Sierra Vista?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.