HomeArizonaCochise CountySierra Vista
Sierra Vista, Arizona: commercial real estate data.
Sierra Vista is a Census city of 45,155 people across 152.44 square miles of land, in Cochise County. Median household income is $70,291, 62.0 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $20.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sierra Vista
What Sierra Vista is
- Census place typecity
- Land area152.44 sq mi
- Water area0.26 sq mi
- Population per square mile of land296
- County holding the largest share of its areaCochise County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
How many people live in Sierra Vista
- Population45,155
- Median age37.9
- Population under 1810,046
- Share under 1822.2 percent
- Population 65 and over9,859
- Share 65 and over21.8 percent
- Households18,862
- Family households11,706
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
Income and work in Sierra Vista
- Median household income$70,291
- Per capita income$37,821
- Civilian labor force17,925
- Employed17,069
- Unemployed856 plus or minus 226
- Unemployment rate4.8 percent plus or minus 1.2
- Adults 25 and over31,193
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher35.0 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
Housing in Sierra Vista
- Housing units20,662
- Occupied units18,862
- Vacant units1,800 plus or minus 366
- Vacancy rate8.7 percent plus or minus 1.8
- Owner occupied11,693
- Renter occupied7,169
- Ownership rate62.0 percent
- Median owner-occupied home value$254,200
- Median gross rent, monthly$1,150
- Annual rent as a share of median income19.6 percent
- Single family units14,687
- Share single family71.1 percent
- Units in buildings of two or more4,733
- Share in buildings of two or more22.9 percent
- Mobile homes1,241 plus or minus 336
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
How Sierra Vista gets to work
- Workers 16 and over who commute17,747
- Commuting under 15 minutes9,371
- Share commuting under 15 minutes52.8 percent
- Commuting 30 minutes or more2,597
- Share commuting 30 minutes or more14.6 percent
- Drove alone72.5 percent
- Carpooled10.8 percent plus or minus 2.3
- Public transport0.1 percent plus or minus 0.1
- Walked2.2 percent plus or minus 0.9
- Worked from home12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sierra Vista
SBA loans in Sierra Vista (7(a))
- Approvals33
- Gross approval$20,187,600
- Average approval$611,745
- Median approval$360,000
- Ninetieth percentile approval$1,199,800
- Largest approval$2,810,000
- Jobs supported451
- Jobs per approval13.7
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more42.4 percent
- Share to franchises30.3 percent
- Distinct lenders19
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Sierra Vista, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sierra Vista
SBA loans in Sierra Vista (504)
- Approvals4
- Gross approval$3,701,000
- Average approval$925,250
- Median approval$883,500
- Largest approval$1,455,000
- Jobs supported43
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Sierra Vista, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sierra Vista
Flood risk in Sierra Vista
- NFIP communityCity of Sierra Vista
- NFIP community number040017
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/16
The City of Sierra Vista participates in the National Flood Insurance Program as community 040017 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cochise County, not Sierra Vista
Cochise County context, not Sierra Vista figures
- Establishments in Cochise County2,189
- Covered employment, Cochise County34,954
- Average annual pay, Cochise County$59,877
- Housing units permitted, Cochise County441
Every figure in this section is published for Cochise County as a whole and is not a measurement of Sierra Vista.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sierra Vista questions, answered from the record.
How many people live in Sierra Vista, Arizona?
45,155, in 18,862 households. Sierra Vista city covers 152.44 square miles of land, which is 296 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sierra Vista in?
Cochise County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sierra Vista?
$70,291. The median owner-occupied home is valued at $254,200. Median gross rent is $1,150 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sierra Vista businesses?
33 7(a) approvals totaling $20.2 m since FY2020, across 19 lenders, median approval $360,000, plus 4 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Sierra Vista, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sierra Vista borrowers get paid back?
No rate is published for Sierra Vista. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sierra Vista in the National Flood Insurance Program?
Yes. Sierra Vista appears in the FEMA Community Status Book as Sierra Vista, city of, community 040017, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sierra Vista figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cochise County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sierra Vista.
Is zoning published for Sierra Vista?
No. Nothing on this page presents parcel level zoning.