HomeArizonaCoconino CountyFlagstaff
Flagstaff, Arizona: commercial real estate data.
Flagstaff is a Census city of 76,445 people across 66.02 square miles of land, in Coconino County. Median household income is $71,512, 42.3 percent of occupied homes are owned, and the SBA record carries 91 7(a) approvals to borrowers here worth $74.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Flagstaff
What Flagstaff is
- Census place typecity
- Land area66.02 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,158
- County holding the largest share of its areaCoconino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagstaff
How many people live in Flagstaff
- Population76,445
- Median age25.9
- Population under 1813,233
- Share under 1817.3 percent
- Population 65 and over7,122
- Share 65 and over9.3 percent
- Households28,550
- Family households14,271
- Share of households that are families50.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagstaff
Income and work in Flagstaff
- Median household income$71,512
- Per capita income$38,409
- Civilian labor force43,470
- Employed40,996
- Unemployed2,474
- Unemployment rate5.7 percent
- Adults 25 and over39,889
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher52.3 percent
- Adults 25 and over with a graduate degree21.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagstaff
Housing in Flagstaff
- Housing units31,994
- Occupied units28,550
- Vacant units3,444
- Vacancy rate10.8 percent
- Owner occupied12,079
- Renter occupied16,471
- Ownership rate42.3 percent
- Median owner-occupied home value$552,900
- Median gross rent, monthly$1,645
- Annual rent as a share of median income27.6 percent
- Single family units16,490
- Share single family51.5 percent
- Units in buildings of two or more13,497
- Share in buildings of two or more42.2 percent
- Mobile homes1,992
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagstaff
How Flagstaff gets to work
- Workers 16 and over who commute34,646
- Commuting under 15 minutes18,186
- Share commuting under 15 minutes52.5 percent
- Commuting 30 minutes or more4,151
- Share commuting 30 minutes or more12.0 percent
- Drove alone61.7 percent
- Carpooled10.4 percent
- Public transport2.3 percent plus or minus 0.6
- Walked8.5 percent
- Worked from home13.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Flagstaff
SBA loans in Flagstaff (7(a))
- Approvals91
- Gross approval$74,873,700
- Average approval$822,788
- Median approval$302,000
- Ninetieth percentile approval$2,555,000
- Largest approval$5,000,000
- Jobs supported1,159
- Jobs per approval12.7
- Loans with a final outcome20
- Paid in full20
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.8 percent
- Share to franchises15.4 percent
- Distinct lenders40
- Distinct industries by NAICS54
Counted by borrower city: approvals to borrowers whose address is in Flagstaff, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Flagstaff
SBA loans in Flagstaff (504)
- Approvals51
- Gross approval$56,277,000
- Average approval$1,103,471
- Median approval$577,000
- Largest approval$4,510,000
- Jobs supported695
- Loans with a final outcome7
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Flagstaff, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Flagstaff
Flood risk in Flagstaff
- NFIP communityCity of Flagstaff
- NFIP community number040020
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date(NSFHA)
The City of Flagstaff participates in the National Flood Insurance Program as community 040020 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Coconino County, not Flagstaff
Coconino County context, not Flagstaff figures
- Establishments in Coconino County3,955
- Covered employment, Coconino County65,975
- Average annual pay, Coconino County$54,494
- Housing units permitted, Coconino County703
Every figure in this section is published for Coconino County as a whole and is not a measurement of Flagstaff.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Flagstaff questions, answered from the record.
How many people live in Flagstaff, Arizona?
76,445, in 28,550 households. Flagstaff city covers 66.02 square miles of land, which is 1,158 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Flagstaff in?
Coconino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Flagstaff?
$71,512. The median owner-occupied home is valued at $552,900. Median gross rent is $1,645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Flagstaff businesses?
91 7(a) approvals totaling $74.9 m since FY2020, across 40 lenders, median approval $302,000, plus 51 504 approvals worth $56.3 m since FY2010. These count approvals to borrowers whose address is in Flagstaff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Flagstaff borrowers get paid back?
No rate is published for Flagstaff. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Flagstaff in the National Flood Insurance Program?
Yes. Flagstaff appears in the FEMA Community Status Book as Flagstaff, city of, community 040020, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Flagstaff figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Coconino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Flagstaff.
Is zoning published for Flagstaff?
No. Nothing on this page presents parcel level zoning.