HomeArizonaGila CountyPayson town
Payson town, Arizona: commercial real estate data.
Payson town is a Census town of 16,622 people across 19.35 square miles of land, in Gila County. Median household income is $67,710, 75.7 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $8.2 m.
80 sourced place values · tier FULL · 9 sections
Payson
What Payson is
- Census place typetown
- Land area19.35 sq mi
- Water area0.01 sq mi
- Population per square mile of land859
- County holding the largest share of its areaGila County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Payson
How many people live in Payson
- Population16,622
- Median age60.9
- Population under 182,557
- Share under 1815.4 percent
- Population 65 and over6,595
- Share 65 and over39.7 percent
- Households8,224
- Family households4,740
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Payson
Income and work in Payson
- Median household income$67,710
- Per capita income$42,466
- Civilian labor force6,164
- Employed5,728
- Unemployed436 plus or minus 228
- Unemployment rate7.1 percent plus or minus 3.7
- Adults 25 and over13,327
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Payson
Housing in Payson
- Housing units10,249
- Occupied units8,224
- Vacant units2,025 plus or minus 422
- Vacancy rate19.8 percent plus or minus 4.0
- Owner occupied6,229
- Renter occupied1,995
- Ownership rate75.7 percent
- Median owner-occupied home value$382,400
- Median gross rent, monthly$1,345
- Annual rent as a share of median income23.8 percent
- Single family units7,559
- Share single family73.8 percent
- Units in buildings of two or more845 plus or minus 261
- Share in buildings of two or more8.2 percent plus or minus 2.5
- Mobile homes1,818 plus or minus 387
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Payson
How Payson gets to work
- Workers 16 and over who commute4,794
- Commuting under 15 minutes3,492
- Share commuting under 15 minutes72.8 percent
- Commuting 30 minutes or more747 plus or minus 284
- Share commuting 30 minutes or more15.6 percent plus or minus 5.7
- Drove alone66.5 percent
- Carpooled18.4 percent plus or minus 6.9
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.8
- Worked from home13.9 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Payson
SBA 7(a) lending to Payson borrowers
- Approvals24
- Gross approval$8,187,300
- Average approval$341,138
- Median approval$200,000
- Ninetieth percentile approval$910,700
- Largest approval$1,830,000
- Jobs supported183
- Jobs per approval7.6
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises12.5 percent
- Distinct lenders13
- Distinct industries by NAICS19
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payson
SBA 504 lending to Payson borrowers
- Approvals8
- Gross approval$7,233,000
- Average approval$904,125
- Median approval$900,000
- Largest approval$2,090,000
- Jobs supported35
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Payson
Flood programme status in Payson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040107
- Currently effective map date12/04/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gila County, not Payson
Gila County context, not Payson figures
These are Gila County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Payson measurements.
- Establishments in Gila County1,065
- Employment at those establishments, Gila County12,495
- Covered employment, Gila County15,973
- Average annual pay, Gila County$56,684
- Average weekly wage, Gila County$1,090
- Housing units permitted, Gila County151
- Of those, single family, Gila County149
- County product, 2024, Gila County$2,397,189,000
- County product change over the prior year, Gila County2.9 percent
- Average income of an arriving household, Gila County$86,390
Every figure in this section is published for Gila County as a whole and is not a measurement of Payson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Payson questions, answered from the record.
How many people live in Payson, Arizona?
16,622, in 8,224 households. Payson town covers 19.35 square miles of land, which is 859 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Payson in?
Gila County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Payson?
$67,710. The median owner-occupied home is valued at $382,400. Median gross rent is $1,345 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Payson businesses?
24 7(a) approvals totalling $8.2 m, across 13 lenders, median approval $200,000, plus 8 504 approvals worth $7.2 m. These count approvals to borrowers whose address is in Payson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Payson borrowers get paid back?
No rate is published for Payson. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Payson in the National Flood Insurance Program?
Yes. Payson appears in the FEMA Community Status Book as community 040107, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Payson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gila County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Payson.
Is zoning published for Payson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.