HomeArizonaGraham CountyThatcher town
Thatcher town, Arizona: commercial real estate data.
Thatcher town is a Census town of 5,439 people across 6.66 square miles of land, in Graham County. Median household income is $82,917, 72.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.0 m.
80 sourced place values · tier FULL · 9 sections
Thatcher
What Thatcher is
- Census place typetown
- Land area6.66 sq mi
- Water area0.02 sq mi
- Population per square mile of land817
- County holding the largest share of its areaGraham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thatcher
How many people live in Thatcher
- Population5,439
- Median age31.0
- Population under 181,237 plus or minus 283
- Share under 1822.7 percent plus or minus 5.2
- Population 65 and over815 plus or minus 186
- Share 65 and over15.0 percent plus or minus 3.4
- Households1,876
- Family households1,306
- Share of households that are families69.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thatcher
Income and work in Thatcher
- Median household income$82,917 plus or minus $24,554
- Per capita income$33,646
- Civilian labor force2,755
- Employed2,629
- Unemployed126 plus or minus 80
- Unemployment rate4.6 percent plus or minus 2.9
- Adults 25 and over3,443
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher20.7 percent plus or minus 6.7
- Adults 25 and over with a graduate degree9.1 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thatcher
Housing in Thatcher
- Housing units1,925
- Occupied units1,876
- Vacant units49 plus or minus 50
- Vacancy rate2.5 percent plus or minus 2.6
- Owner occupied1,354
- Renter occupied522 plus or minus 149
- Ownership rate72.2 percent
- Median owner-occupied home value$286,300
- Median gross rent, monthly$939
- Annual rent as a share of median income13.6 percent plus or minus 4.1
- Single family units1,512
- Share single family78.5 percent
- Units in buildings of two or more250 plus or minus 109
- Share in buildings of two or more13.0 percent plus or minus 5.5
- Mobile homes152 plus or minus 65
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thatcher
How Thatcher gets to work
- Workers 16 and over who commute2,500
- Commuting under 15 minutes1,539 plus or minus 328
- Share commuting under 15 minutes61.6 percent
- Commuting 30 minutes or more551 plus or minus 227
- Share commuting 30 minutes or more22.0 percent plus or minus 8.7
- Drove alone72.8 percent
- Carpooled19.2 percent plus or minus 9.4
- Public transport0.0 percent
- Walked5.6 percent plus or minus 3.3
- Worked from home2.4 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thatcher
SBA 7(a) lending to Thatcher borrowers
- Approvals4
- Gross approval$2,951,300
- Average approval$737,825
- Median approval$850,000
- Ninetieth percentile approval$1,980,300
- Largest approval$1,980,300
- Jobs supported24
- Jobs per approval6.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thatcher
SBA 504 lending to Thatcher borrowers
- Approvals2
- Gross approval$2,342,000
- Average approval$1,171,000
- Median approval$2,108,000
- Largest approval$2,108,000
- Jobs supported30
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Thatcher
Flood programme status in Thatcher
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040117
- Currently effective map date09/28/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Graham County, not Thatcher
Graham County context, not Thatcher figures
These are Graham County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Thatcher measurements.
- Establishments in Graham County574
- Employment at those establishments, Graham County8,396
- Covered employment, Graham County10,751
- Average annual pay, Graham County$57,182
- Average weekly wage, Graham County$1,100
- Housing units permitted, Graham County137
- Of those, single family, Graham County133
- County product, 2024, Graham County$2,015,248,000
- County product change over the prior year, Graham County16.1 percent
- Average income of an arriving household, Graham County$49,682
Every figure in this section is published for Graham County as a whole and is not a measurement of Thatcher. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Thatcher questions, answered from the record.
How many people live in Thatcher, Arizona?
5,439, in 1,876 households. Thatcher town covers 6.66 square miles of land, which is 817 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thatcher in?
Graham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thatcher?
$82,917. The median owner-occupied home is valued at $286,300. Median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thatcher businesses?
4 7(a) approvals totalling $3.0 m, across 4 lenders, median approval $850,000, plus 2 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Thatcher, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thatcher borrowers get paid back?
No rate is published for Thatcher. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Thatcher in the National Flood Insurance Program?
Yes. Thatcher appears in the FEMA Community Status Book as community 040117, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Thatcher figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Graham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thatcher.
Is zoning published for Thatcher?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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