HomeArizonaPima CountyOro Valley
Oro Valley, Arizona: commercial real estate data.
Oro Valley is a Census town of 48,162 people across 35.12 square miles of land, in Pima County. Median household income is $107,117, 76.4 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $7.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oro Valley
What Oro Valley is
- Census place typetown
- Land area35.12 sq mi
- Water area0.12 sq mi
- Population per square mile of land1,371
- County holding the largest share of its areaPima County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oro Valley
How many people live in Oro Valley
- Population48,162
- Median age55.4
- Population under 187,842
- Share under 1816.3 percent
- Population 65 and over17,216
- Share 65 and over35.7 percent
- Households21,800
- Family households14,423
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oro Valley
Income and work in Oro Valley
- Median household income$107,117
- Per capita income$62,796
- Civilian labor force19,805
- Employed19,354
- Unemployed451 plus or minus 148
- Unemployment rate2.3 percent plus or minus 0.7
- Adults 25 and over37,536
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher58.0 percent
- Adults 25 and over with a graduate degree26.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oro Valley
Housing in Oro Valley
- Housing units24,112
- Occupied units21,800
- Vacant units2,312
- Vacancy rate9.6 percent
- Owner occupied16,664
- Renter occupied5,136
- Ownership rate76.4 percent
- Median owner-occupied home value$475,700
- Median gross rent, monthly$1,669
- Annual rent as a share of median income18.7 percent
- Single family units19,219
- Share single family79.7 percent
- Units in buildings of two or more4,579
- Share in buildings of two or more19.0 percent
- Mobile homes314 plus or minus 152
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oro Valley
How Oro Valley gets to work
- Workers 16 and over who commute14,499
- Commuting under 15 minutes3,335
- Share commuting under 15 minutes23.0 percent
- Commuting 30 minutes or more6,097
- Share commuting 30 minutes or more42.1 percent
- Drove alone68.0 percent
- Carpooled6.1 percent plus or minus 1.4
- Public transport0.1 percent plus or minus 0.2
- Walked0.9 percent plus or minus 0.6
- Worked from home22.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oro Valley
SBA loans in Oro Valley (7(a))
- Approvals20
- Gross approval$7,160,700
- Average approval$358,035
- Median approval$195,000
- Ninetieth percentile approval$592,530
- Largest approval$2,466,500
- Jobs supported153
- Jobs per approval7.7
- Loans with a final outcome5
- Paid in full3
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises25.0 percent
- Distinct lenders14
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Oro Valley, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oro Valley
SBA loans in Oro Valley (504)
- Approvals8
- Gross approval$3,724,000
- Average approval$465,500
- Median approval$424,500
- Largest approval$1,138,000
- Jobs supported52
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Oro Valley, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oro Valley
Flood risk in Oro Valley
- NFIP communityTown of Oro Valley
- NFIP community number040109
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11
The Town of Oro Valley participates in the National Flood Insurance Program as community 040109 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pima County, not Oro Valley
Pima County context, not Oro Valley figures
- Establishments in Pima County21,381
- Covered employment, Pima County386,312
- Average annual pay, Pima County$61,936
- Housing units permitted, Pima County5,250
Every figure in this section is published for Pima County as a whole and is not a measurement of Oro Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oro Valley questions, answered from the record.
How many people live in Oro Valley, Arizona?
48,162, in 21,800 households. Oro Valley town covers 35.12 square miles of land, which is 1,371 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oro Valley in?
Pima County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oro Valley?
$107,117. The median owner-occupied home is valued at $475,700. Median gross rent is $1,669 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oro Valley businesses?
20 7(a) approvals totaling $7.2 m since FY2020, across 14 lenders, median approval $195,000, plus 8 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Oro Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oro Valley borrowers get paid back?
No rate is published for Oro Valley. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oro Valley in the National Flood Insurance Program?
Yes. Oro Valley appears in the FEMA Community Status Book as Oro Valley, town of, community 040109, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oro Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pima County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oro Valley.
Is zoning published for Oro Valley?
No. Nothing on this page presents parcel level zoning.