Eloy, Arizona: commercial real estate data.
Eloy is a Census city of 17,433 people across 114.69 square miles of land, in Pinal County. Median household income is $55,736, 74.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eloy
What Eloy is
- Census place typecity
- Land area114.69 sq mi
- Water area0.07 sq mi
- Population per square mile of land152
- County holding the largest share of its areaPinal County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
How many people live in Eloy
- Population17,433
- Median age40.8
- Population under 182,501
- Share under 1814.3 percent
- Population 65 and over3,581
- Share 65 and over20.5 percent
- Households4,495
- Family households3,288
- Share of households that are families73.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
Income and work in Eloy
- Median household income$55,736
- Per capita income$20,362
- Civilian labor force4,413
- Employed4,140
- Unemployed273 plus or minus 121
- Unemployment rate6.2 percent plus or minus 2.6
- Adults 25 and over13,521
- Adults 25 and over with a high school diploma or higher75.6 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 2.9
- Adults 25 and over with a graduate degree3.4 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
Housing in Eloy
- Housing units5,146
- Occupied units4,495
- Vacant units651 plus or minus 184
- Vacancy rate12.7 percent plus or minus 3.5
- Owner occupied3,359
- Renter occupied1,136
- Ownership rate74.7 percent
- Median owner-occupied home value$255,300
- Median gross rent, monthly$978
- Annual rent as a share of median income21.1 percent plus or minus 4.3
- Single family units3,770
- Share single family73.3 percent
- Units in buildings of two or more611 plus or minus 175
- Share in buildings of two or more11.9 percent plus or minus 3.3
- Mobile homes662 plus or minus 170
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
How Eloy gets to work
- Workers 16 and over who commute3,589
- Commuting under 15 minutes1,095 plus or minus 305
- Share commuting under 15 minutes30.5 percent plus or minus 7.5
- Commuting 30 minutes or more1,462 plus or minus 355
- Share commuting 30 minutes or more40.7 percent plus or minus 8.3
- Drove alone68.4 percent
- Carpooled18.3 percent plus or minus 7.9
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.3
- Worked from home8.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
SBA loans in Eloy (7(a))
- Approvals3
- Gross approval$2,345,300
- Average approval$781,767
- Median approval$110,000
- Largest approval$2,185,300
- Jobs supported45
- Jobs per approval15.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Eloy, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eloy
SBA loans in Eloy (504)
- Approvals2
- Gross approval$1,134,000
- Average approval$567,000
- Median approval$567,000
- Largest approval$837,000
- Jobs supported23
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Eloy, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eloy
Flood risk in Eloy
- NFIP communityCity of Eloy
- NFIP community number040083
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/16/19
The City of Eloy participates in the National Flood Insurance Program as community 040083 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinal County, not Eloy
Pinal County context, not Eloy figures
- Establishments in Pinal County4,723
- Covered employment, Pinal County77,687
- Average annual pay, Pinal County$58,158
- Housing units permitted, Pinal County9,504
Every figure in this section is published for Pinal County as a whole and is not a measurement of Eloy.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eloy questions, answered from the record.
How many people live in Eloy, Arizona?
17,433, in 4,495 households. Eloy city covers 114.69 square miles of land, which is 152 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eloy in?
Pinal County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eloy?
$55,736. The median owner-occupied home is valued at $255,300. Median gross rent is $978 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eloy businesses?
3 7(a) approvals totaling $2.3 m since FY2020, across 3 lenders, median approval $110,000, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Eloy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eloy borrowers get paid back?
No rate is published for Eloy. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Eloy in the National Flood Insurance Program?
Yes. Eloy appears in the FEMA Community Status Book as Eloy, city of, community 040083, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eloy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinal County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eloy.
Is zoning published for Eloy?
No. Nothing on this page presents parcel level zoning.