HomeArizonaPinal CountyEloy city
Eloy city, Arizona: commercial real estate data.
Eloy city is a Census city of 17,433 people across 114.69 square miles of land, in Pinal County. Median household income is $55,736, 74.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Eloy
What Eloy is
- Census place typecity
- Land area114.69 sq mi
- Water area0.07 sq mi
- Population per square mile of land152
- County holding the largest share of its areaPinal County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
How many people live in Eloy
- Population17,433
- Median age40.8
- Population under 182,501
- Share under 1814.3 percent
- Population 65 and over3,581
- Share 65 and over20.5 percent
- Households4,495
- Family households3,288
- Share of households that are families73.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
Income and work in Eloy
- Median household income$55,736
- Per capita income$20,362
- Civilian labor force4,413
- Employed4,140
- Unemployed273 plus or minus 121
- Unemployment rate6.2 percent plus or minus 2.6
- Adults 25 and over13,521
- Adults 25 and over with a high school diploma or higher75.6 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 2.9
- Adults 25 and over with a graduate degree3.4 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
Housing in Eloy
- Housing units5,146
- Occupied units4,495
- Vacant units651 plus or minus 184
- Vacancy rate12.7 percent plus or minus 3.5
- Owner occupied3,359
- Renter occupied1,136
- Ownership rate74.7 percent
- Median owner-occupied home value$255,300
- Median gross rent, monthly$978
- Annual rent as a share of median income21.1 percent plus or minus 4.3
- Single family units3,770
- Share single family73.3 percent
- Units in buildings of two or more611 plus or minus 175
- Share in buildings of two or more11.9 percent plus or minus 3.3
- Mobile homes662 plus or minus 170
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
How Eloy gets to work
- Workers 16 and over who commute3,589
- Commuting under 15 minutes1,095 plus or minus 305
- Share commuting under 15 minutes30.5 percent plus or minus 7.5
- Commuting 30 minutes or more1,462 plus or minus 355
- Share commuting 30 minutes or more40.7 percent plus or minus 8.3
- Drove alone68.4 percent
- Carpooled18.3 percent plus or minus 7.9
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.3
- Worked from home8.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eloy
SBA loans in Eloy (7(a))
- Approvals3
- Gross approval$2,345,300
- Average approval$781,767
- Median approval$110,000
- Ninetieth percentile approval$2,185,300
- Largest approval$2,185,300
- Jobs supported45
- Jobs per approval15.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eloy
SBA loans in Eloy (504)
- Approvals2
- Gross approval$1,134,000
- Average approval$567,000
- Median approval$837,000
- Largest approval$837,000
- Jobs supported23
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eloy
Flood risk in Eloy
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040083
- Currently effective map date05/16/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pinal County, not Eloy
Pinal County context, not Eloy figures
These are Pinal County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Eloy measurements.
- Establishments in Pinal County4,723
- Employment at those establishments, Pinal County63,258
- Covered employment, Pinal County77,687
- Average annual pay, Pinal County$58,158
- Average weekly wage, Pinal County$1,118
- Housing units permitted, Pinal County9,504
- Of those, single family, Pinal County8,610
- County product, 2024, Pinal County$16,271,501,000
- County product change over the prior year, Pinal County13.0 percent
- Average income of an arriving household, Pinal County$71,716
Every figure in this section is published for Pinal County as a whole and is not a measurement of Eloy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Eloy questions, answered from the record.
How many people live in Eloy, Arizona?
17,433, in 4,495 households. Eloy city covers 114.69 square miles of land, which is 152 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eloy in?
Pinal County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eloy?
$55,736. The median owner-occupied home is valued at $255,300. Median gross rent is $978 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eloy businesses?
3 7(a) approvals totalling $2.3 m, across 3 lenders, median approval $110,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Eloy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eloy borrowers get paid back?
No rate is published for Eloy. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Eloy in the National Flood Insurance Program?
Yes. Eloy appears in the FEMA Community Status Book as community 040083, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eloy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinal County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eloy.
Is zoning published for Eloy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.