HomeCaliforniaAlameda CountyAlbany city
Albany city, California: commercial real estate data.
Albany city is a Census city of 19,414 people across 1.79 square miles of land, in Alameda County. Median household income is $144,107, 53.1 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $16.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Albany
What Albany is
- Census place typecity
- Land area1.79 sq mi
- Water area3.68 sq mi
- Population per square mile of land10,846
- County holding the largest share of its areaAlameda County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population19,414
- Median age38.4
- Population under 184,131
- Share under 1821.3 percent
- Population 65 and over3,063
- Share 65 and over15.8 percent
- Households7,631
- Family households4,894
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$144,107
- Per capita income$75,758
- Civilian labor force10,526
- Employed10,204
- Unemployed322 plus or minus 102
- Unemployment rate3.1 percent plus or minus 1.0
- Adults 25 and over13,658
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher77.8 percent
- Adults 25 and over with a graduate degree42.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units8,070
- Occupied units7,631
- Vacant units439 plus or minus 143
- Vacancy rate5.4 percent plus or minus 1.8
- Owner occupied4,055
- Renter occupied3,576
- Ownership rate53.1 percent
- Median owner-occupied home value$1,202,200
- Median gross rent, monthly$2,445
- Annual rent as a share of median income20.4 percent
- Single family units4,433
- Share single family54.9 percent
- Units in buildings of two or more3,631
- Share in buildings of two or more45.0 percent
- Mobile homes6 plus or minus 8
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute6,173
- Commuting under 15 minutes1,132
- Share commuting under 15 minutes18.3 percent
- Commuting 30 minutes or more2,789
- Share commuting 30 minutes or more45.2 percent
- Drove alone36.5 percent
- Carpooled3.1 percent plus or minus 1.0
- Public transport11.5 percent
- Walked6.2 percent plus or minus 2.2
- Worked from home38.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals23
- Gross approval$16,765,100
- Average approval$728,917
- Median approval$350,000
- Ninetieth percentile approval$2,143,000
- Largest approval$3,685,000
- Jobs supported140
- Jobs per approval6.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.4 percent
- Share to franchises8.7 percent
- Distinct lenders16
- Distinct industries by NAICS19
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals16
- Gross approval$11,162,000
- Average approval$697,625
- Median approval$684,000
- Largest approval$1,933,000
- Jobs supported82
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060003
- Currently effective map date12/21/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Alameda County, not Albany
Alameda County context, not Albany figures
These are Alameda County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Albany measurements.
- Establishments in Alameda County42,318
- Employment at those establishments, Alameda County749,124
- Covered employment, Alameda County790,358
- Average annual pay, Alameda County$98,026
- Average weekly wage, Alameda County$1,885
- Housing units permitted, Alameda County1,743
- Of those, single family, Alameda County826
- County product, 2024, Alameda County$182,539,223,000
- County product change over the prior year, Alameda County3.9 percent
- Average income of an arriving household, Alameda County$142,638
Every figure in this section is published for Alameda County as a whole and is not a measurement of Albany. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Albany questions, answered from the record.
How many people live in Albany, California?
19,414, in 7,631 households. Albany city covers 1.79 square miles of land, which is 10,846 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Alameda County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$144,107. The median owner-occupied home is valued at $1,202,200. Median gross rent is $2,445 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
23 7(a) approvals totalling $16.8 m, across 16 lenders, median approval $350,000, plus 16 504 approvals worth $11.2 m. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as community 060003, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alameda County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.