HomeCaliforniaFresno County
Fresno County, California: commercial real estate data.
Fresno County, California had an estimated 1,024,125 residents on July 1, 2024, up 1.5 percent since the 2020 census base of 1,008,649, across 5,958 square miles. County output reached $64.22 bn in 2024, 19,144 establishments operate here, and the SBA record carries 733 7(a) approvals worth $516.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fresno County
How many people live in Fresno County
- Population, American Community Survey 2020-20241,016,725
- Households324,702
- Average household size3.13
- Median household income$74,201
- Median age33.5
- Median gross rent$1,392 per month
- Median owner-occupied home value$388,800
- Home value to household income5.2 times
- Annual rent as a share of median income22.5 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over636,203
- Population under 18282,519
- Share under 1827.8 percent
- Population 65 and over131,488
- Share 65 and over12.9 percent
- Working age population, 18 to 64602,718
- Civilian labor force472,838
- Unemployment rate8.7 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among California counties10th of 58
- Rank by population among US county-equivalents, Puerto Rico included47th of 3,222
Fresno County is the 10th largest of 58 California counties by population. A median home costs 5.2 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 12.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fresno County
Is Fresno County's population growing?
- Population, July 1, 20241,024,125
- Census 2020 base population1,008,649
- Population change since the 2020 census base1.53 percent
- Population change, 2023 to 20244,226
- Births, 202413,676
- Deaths, 20247,904
- Natural change, 20245,772
- Net domestic migration, 2024-6,429
- Net international migration, 20244,855
- Total net migration, 2024-1,574
- Cumulative net domestic migration, 2021 to 2024-18,959
- Rank by growth among US county-equivalents1318th of 3,144
The county has grown 1.53 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fresno County
Where are people moving to Fresno County from?
- Tax returns filed by households arriving12,395
- People arriving, from those returns22,123
- Tax returns filed by households leaving14,302
- Net household movement-1,907
- Adjusted gross income arriving$734.2 m
- Net adjusted gross income movement$-297.3 m
- Average income of an arriving household$59,237
- Average income of a leaving household$72,129
- Largest single originTulare County (1,134 households)
- Largest single destinationMadera County (1,523 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulare County | 1,134 | 2,114 | $67.8 m |
| Madera County | 1,124 | 2,120 | $63.1 m |
| Los Angeles County | 817 | 1,487 | $49.2 m |
| Kings County | 546 | 1,034 | $30.5 m |
| Santa Clara County | 532 | 952 | $44.0 m |
| Sacramento County | 397 | 669 | $23.4 m |
| Kern County | 379 | 672 | $24.4 m |
| Merced County | 367 | 689 | $18.9 m |
Households arriving report $12,892 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Tulare County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fresno County
What is the Fresno County economy?
- County GDP, 2024$64.22 bn
- County GDP, 2023$60.43 bn
- GDP change, 2023 to 20246.3 percent
- GDP change over five years36.3 percent
- Rank by GDP among the California areas BEA publishes13th of 58
- Rank by GDP among the US county areas BEA publishes91st of 3,127
- GDP per resident$63,161
Output grew 6.3 percent in the latest year and 36.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fresno County
Employment by industry in Fresno County
- Covered employment, annual average427,076
- Establishments reporting44,409
- Average annual pay$57,904
- Average weekly wage$1,114
- Health care and social assistance, employment80,697
- Health care and social assistance, average annual pay$58,598
- Agriculture, forestry, fishing and hunting, employment41,983
- Agriculture, forestry, fishing and hunting, average annual pay$41,405
- Retail trade, employment39,302
- Retail trade, average annual pay$41,143
- Accommodation and food services, employment32,329
- Accommodation and food services, average annual pay$28,252
- Manufacturing, employment26,218
- Construction, employment22,697
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 80,697 | 25,167 | $58,598 |
| Agriculture, forestry, fishing and hunting | 41,983 | 1,452 | $41,405 |
| Retail trade | 39,302 | 2,414 | $41,143 |
| Accommodation and food services | 32,329 | 1,860 | $28,252 |
| Manufacturing | 26,218 | 685 | $60,837 |
| Construction | 22,697 | 1,900 | $76,499 |
| Administrative and support and waste management services | 18,171 | 999 | $44,649 |
| Transportation and warehousing | 16,918 | 1,518 | $51,438 |
Health care and social assistance is the largest private sector at 80,697 jobs, 18.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fresno County
How many businesses are in Fresno County?
- Establishments, all industries19,144
- Employment at those establishments301,731
- Annual payroll$16.69 bn
- Establishments per 1,000 residents18.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Fresno County
Building permits in Fresno County
- Housing units authorized by permit, 20242,439
- Declared construction value permitted$782.8 m
- Single family units authorized2,131
- Multifamily units authorized308
- Multifamily share of units12.6 percent
- Average declared value per unit$320,943
- Units authorized per 1,000 households7.5
Single-family homes are 87.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Fresno County
SBA loans in Fresno County (7(a) and 504)
- 7(a) approvals recorded733
- 7(a) gross approval dollars$516.1 m
- Average 7(a) approval$704,084
- Median 7(a) approval$350,000
- 10th percentile approval$40,000
- 90th percentile approval$1,820,480
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)10,510
- Jobs per approval14.3
- Distinct 7(a) lenders active97
- Distinct industries receiving approvals236
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer24.0 percent
- Loans on real estate terms176
- Loans on working capital terms, 120 months or shorter506
- Franchise loans112
- Franchise share of approvals15.3 percent
- Leading industry by approval countLimited-Service Restaurants (41)
- Most active lenderFFB Bank (85)
- 504 approvals recorded401
- 504 gross approval dollars$320.4 m
- Average 504 approval$799,072
- Median 504 approval$466,000
- Distinct CDCs active15
- 504 jobs per approval11.3
- 504 jobs per million dollars approved14.1
- Most active CDCCen Cal Business Finance Group (262)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$836.5 m
The average approval of $704,084 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 24.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fresno County
SBA loan default and charge-off rates in Fresno County
Do SBA loans in Fresno County get paid back?
- Loans with a final outcome recorded108
- Paid in full99
- Charged off9
- Charge-off rate on resolved loans8.3 percent
- Status: Exempt from disclosure497
- Status: Cancelled98
- Status: Paid in full99
- Status: Charged off9
- Status: Committed, not yet disbursed30
Of the 108 loans that have reached a final outcome, 8.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fresno County
SBA lending by place in Fresno County
- Borrower cities with recorded lending27
- Fresno, approvals511
- Clovis, approvals107
- Sanger, approvals20
- Selma, approvals14
- Kingsburg, approvals14
- Reedley, approvals10
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fresno | 511 | $354,864,600 |
| Clovis | 107 | $66,956,300 |
| Sanger | 20 | $16,851,500 |
| Selma | 14 | $14,490,600 |
| Kingsburg | 14 | $8,616,500 |
| Reedley | 10 | $10,765,800 |
| Coalinga | 8 | $9,456,600 |
| Fowler | 7 | $7,182,000 |
| 19 other borrower cities | 42 | $26,909,600 |
Fresno accounts for 511 approvals against 107 in Clovis. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fresno County
How large is Fresno County?
- Land area5,958 sq mi
- Rank by land area among California counties6th of 58
- Width, east to west141.7 mi
- Height, north to south115.9 mi
- Geographies sharing a boundary8
- Residents per square mile of land171
- Establishments per square mile3.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Fresno County
Flood risk in Fresno County
- Participation of the county's own NFIP community Fresno County, unincorporated areasParticipating, community 065029
- Community Rating System class of the county's own communityClass 7
- Communities in the county in the NFIP Community Status Book15
- Of those, participating in the NFIP14
- NFIP participation rate93.3 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
- Radon levels in Fresno County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Fresno County (community 065029), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places Fresno County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 93.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Fresno County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fresno County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,016,725
- Households324,702
- Average household size3.13
- Median household income$74,201
- Median age33.5
Common questions
Fresno County questions, answered from the record.
How many people live in Fresno County, California?
The Census Bureau estimates 1,024,125 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,016,725, in 324,702 households, ranking 10th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fresno County's population growing?
The population has grown 1.53 percent since the 2020 census base of 1,008,649, to 1,024,125 on July 1, 2024. In 2024 there were 13,676 births against 7,904 deaths, with net migration of -1,574. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fresno County?
$74,201. The median owner-occupied home is valued at $388,800, which is 5.2 times income, and median gross rent is $1,392 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Fresno County?
19,144 establishments, employing 301,731 people with an annual payroll of $16.69 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Fresno County?
Health care and social assistance is the largest private sector at 80,697 jobs, 18.9 percent of covered employment. Covered employment averages 427,076 jobs at an average annual pay of $57,904, or $1,114 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fresno County?
733 7(a) approvals totaling $516.1 m since FY2020, across 97 lenders, with a median approval of $350,000, plus 401 504 approvals worth $320.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Fresno County get paid back?
Of the 108 loans that have reached a final outcome, 99 were paid in full and 9 charged off, a charge-off rate of 8.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Fresno County?
2,439 housing units were authorized by permit in 2024, with a declared construction value of $782.8 m. Multifamily was 12.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fresno County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fresno County come from?
The largest single origin is Tulare County, with 1,134 households. Arriving households report an average income of $59,237 against $72,129 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fresno County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fresno County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Fresno County
Cities and places in Fresno.
45 Census places lie wholly or partly in Fresno County. All 45 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fresno | city | 545,970 | 511 | Wholly in this county |
| Clovis | city | 124,725 | 107 | Wholly in this county |
| Sanger | city | 26,699 | 20 | Wholly in this county |
| Reedley | city | 25,609 | 10 | Wholly in this county |
| Selma | city | 24,659 | 14 | Wholly in this county |
| Coalinga | city | 17,203 | 8 | Wholly in this county |
| Kerman | city | 16,815 | 4 | Wholly in this county |
| Parlier | city | 14,507 | None recorded | Wholly in this county |
| Kingsburg | city | 12,755 | 14 | Wholly in this county |
| Mendota | city | 12,577 | None recorded | Wholly in this county |
| Orange Cove | city | 9,695 | 5 | Wholly in this county |
| Firebaugh | city | 8,392 | 6 | Wholly in this county |
| Fowler | city | 7,094 | 7 | Wholly in this county |
| Huron | city | 6,519 | 2 | Wholly in this county |
| Old Fig Garden | CDP | 5,503 | None recorded | Wholly in this county |
| Mayfair | CDP | 5,044 | None recorded | Wholly in this county |
| Sunnyside | CDP | 4,639 | None recorded | Wholly in this county |
| San Joaquin | city | 3,708 | None recorded | Wholly in this county |
| Riverdale | CDP | 3,653 | 3 | Wholly in this county |
| Squaw Valley | CDP | 3,361 | 2 | Wholly in this county |
| Auberry | CDP | 3,240 | None recorded | Wholly in this county |
| Tarpey Village | CDP | 3,106 | None recorded | Wholly in this county |
| Easton | CDP | 2,722 | None recorded | Wholly in this county |
| Calwa | CDP | 1,862 | None recorded | Wholly in this county |
| Caruthers | CDP | 1,683 | 2 | Wholly in this county |
| Del Rey | CDP | 1,654 | 1 | Wholly in this county |
| Laton | CDP | 1,453 | 1 | Wholly in this county |
| Millerton | CDP | 1,159 | None recorded | Wholly in this county |
| West Park | CDP | 1,136 | None recorded | Wholly in this county |
| Biola | CDP | 1,070 | None recorded | Wholly in this county |
| Minkler | CDP | 857 | None recorded | Wholly in this county |
| Malaga | CDP | 780 | None recorded | Wholly in this county |
| Tranquillity | CDP | 639 | 1 | Wholly in this county |
| Lanare | CDP | 484 | None recorded | Wholly in this county |
| Cantua Creek | CDP | 420 | None recorded | Wholly in this county |
| Friant | CDP | 401 | 4 | Wholly in this county |
| Shaver Lake | CDP | 371 | 3 | Wholly in this county |
| Fort Washington | CDP | 290 | None recorded | Wholly in this county |
| Centerville | CDP | 248 | None recorded | Wholly in this county |
| Westside | CDP | 234 | None recorded | Wholly in this county |
| Raisin City | CDP | 170 | 2 | Wholly in this county |
| Three Rocks | CDP | 162 | None recorded | Wholly in this county |
| Monmouth | CDP | 115 | None recorded | Wholly in this county |
| Bowles | CDP | 98 | None recorded | Wholly in this county |
| Big Creek | CDP | 69 | None recorded | Wholly in this county |
A further 6 of the county's 733 SBA 7(a) approvals are to borrowers in cities that match no Census place in Fresno County, the largest being Merced (1), Five Points (1), Yokuts Valley (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.