HomeCaliforniaHumboldt CountyEureka
Eureka, California: commercial real estate data.
Eureka is a Census city of 26,010 people across 9.57 square miles of land, in Humboldt County. Median household income is $57,662, 47.8 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $27.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eureka
What Eureka is
- Census place typecity
- Land area9.57 sq mi
- Water area6.54 sq mi
- Population per square mile of land2,719
- County holding the largest share of its areaHumboldt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How many people live in Eureka
- Population26,010
- Median age39.1
- Population under 185,010
- Share under 1819.3 percent
- Population 65 and over4,340
- Share 65 and over16.7 percent
- Households10,392
- Family households5,302
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Income and work in Eureka
- Median household income$57,662
- Per capita income$35,450
- Civilian labor force12,635
- Employed11,335
- Unemployed1,300 plus or minus 370
- Unemployment rate10.3 percent plus or minus 2.8
- Adults 25 and over18,589
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher29.0 percent
- Adults 25 and over with a graduate degree9.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Housing in Eureka
- Housing units11,628
- Occupied units10,392
- Vacant units1,236 plus or minus 348
- Vacancy rate10.6 percent plus or minus 3.0
- Owner occupied4,965
- Renter occupied5,427
- Ownership rate47.8 percent
- Median owner-occupied home value$404,500
- Median gross rent, monthly$1,195
- Annual rent as a share of median income24.9 percent
- Single family units7,703
- Share single family66.2 percent
- Units in buildings of two or more3,722
- Share in buildings of two or more32.0 percent
- Mobile homes161 plus or minus 106
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How Eureka gets to work
- Workers 16 and over who commute9,965
- Commuting under 15 minutes5,273
- Share commuting under 15 minutes52.9 percent
- Commuting 30 minutes or more1,482 plus or minus 375
- Share commuting 30 minutes or more14.9 percent plus or minus 3.5
- Drove alone68.8 percent
- Carpooled9.6 percent plus or minus 3.7
- Public transport1.8 percent plus or minus 1.0
- Walked5.3 percent plus or minus 1.7
- Worked from home11.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
SBA loans in Eureka (7(a))
- Approvals49
- Gross approval$27,829,300
- Average approval$567,945
- Median approval$120,000
- Ninetieth percentile approval$1,916,000
- Largest approval$3,710,000
- Jobs supported520
- Jobs per approval10.6
- Loans with a final outcome7
- Paid in full4
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises2.0 percent
- Distinct lenders17
- Distinct industries by NAICS36
Counted by borrower city: approvals to borrowers whose address is in Eureka, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eureka
SBA loans in Eureka (504)
- Approvals29
- Gross approval$19,308,000
- Average approval$665,793
- Median approval$410,000
- Largest approval$2,143,000
- Jobs supported223
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Eureka, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eureka
Flood risk in Eureka
- NFIP communityCity of Eureka
- NFIP community number060062
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17
The City of Eureka participates in the National Flood Insurance Program as community 060062 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Humboldt County, not Eureka
Humboldt County context, not Eureka figures
- Establishments in Humboldt County3,178
- Covered employment, Humboldt County51,858
- Average annual pay, Humboldt County$55,212
- Housing units permitted, Humboldt County194
Every figure in this section is published for Humboldt County as a whole and is not a measurement of Eureka.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eureka questions, answered from the record.
How many people live in Eureka, California?
26,010, in 10,392 households. Eureka city covers 9.57 square miles of land, which is 2,719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eureka in?
Humboldt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eureka?
$57,662. The median owner-occupied home is valued at $404,500. Median gross rent is $1,195 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eureka businesses?
49 7(a) approvals totaling $27.8 m since FY2020, across 17 lenders, median approval $120,000, plus 29 504 approvals worth $19.3 m since FY2010. These count approvals to borrowers whose address is in Eureka, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eureka borrowers get paid back?
No rate is published for Eureka. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Eureka in the National Flood Insurance Program?
Yes. Eureka appears in the FEMA Community Status Book as Eureka, city of, community 060062, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eureka figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humboldt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eureka.
Is zoning published for Eureka?
No. Nothing on this page presents parcel level zoning.