HomeCaliforniaHumboldt CountyEureka city
Eureka city, California: commercial real estate data.
Eureka city is a Census city of 26,010 people across 9.57 square miles of land, in Humboldt County. Median household income is $57,662, 47.8 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $27.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Eureka
What Eureka is
- Census place typecity
- Land area9.57 sq mi
- Water area6.54 sq mi
- Population per square mile of land2,719
- County holding the largest share of its areaHumboldt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How many people live in Eureka
- Population26,010
- Median age39.1
- Population under 185,010
- Share under 1819.3 percent
- Population 65 and over4,340
- Share 65 and over16.7 percent
- Households10,392
- Family households5,302
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Income and work in Eureka
- Median household income$57,662
- Per capita income$35,450
- Civilian labor force12,635
- Employed11,335
- Unemployed1,300 plus or minus 370
- Unemployment rate10.3 percent plus or minus 2.8
- Adults 25 and over18,589
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher29.0 percent
- Adults 25 and over with a graduate degree9.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Housing in Eureka
- Housing units11,628
- Occupied units10,392
- Vacant units1,236 plus or minus 348
- Vacancy rate10.6 percent plus or minus 3.0
- Owner occupied4,965
- Renter occupied5,427
- Ownership rate47.8 percent
- Median owner-occupied home value$404,500
- Median gross rent, monthly$1,195
- Annual rent as a share of median income24.9 percent
- Single family units7,703
- Share single family66.2 percent
- Units in buildings of two or more3,722
- Share in buildings of two or more32.0 percent
- Mobile homes161 plus or minus 106
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How Eureka gets to work
- Workers 16 and over who commute9,965
- Commuting under 15 minutes5,273
- Share commuting under 15 minutes52.9 percent
- Commuting 30 minutes or more1,482 plus or minus 375
- Share commuting 30 minutes or more14.9 percent plus or minus 3.5
- Drove alone68.8 percent
- Carpooled9.6 percent plus or minus 3.7
- Public transport1.8 percent plus or minus 1.0
- Walked5.3 percent plus or minus 1.7
- Worked from home11.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
SBA loans in Eureka (7(a))
- Approvals49
- Gross approval$27,829,300
- Average approval$567,945
- Median approval$120,000
- Ninetieth percentile approval$1,980,000
- Largest approval$3,710,000
- Jobs supported520
- Jobs per approval10.6
- Loans with a final outcome7
- Paid in full4
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises2.0 percent
- Distinct lenders17
- Distinct industries by NAICS36
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eureka
SBA loans in Eureka (504)
- Approvals29
- Gross approval$19,308,000
- Average approval$665,793
- Median approval$410,000
- Largest approval$2,143,000
- Jobs supported223
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eureka
Flood risk in Eureka
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060062
- Currently effective map date06/21/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Humboldt County, not Eureka
Humboldt County context, not Eureka figures
These are Humboldt County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Eureka measurements.
- Establishments in Humboldt County3,178
- Employment at those establishments, Humboldt County34,729
- Covered employment, Humboldt County51,858
- Average annual pay, Humboldt County$55,212
- Average weekly wage, Humboldt County$1,062
- Housing units permitted, Humboldt County194
- Of those, single family, Humboldt County148
- County product, 2024, Humboldt County$7,590,512,000
- County product change over the prior year, Humboldt County6.7 percent
- Average income of an arriving household, Humboldt County$60,412
Every figure in this section is published for Humboldt County as a whole and is not a measurement of Eureka. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Eureka questions, answered from the record.
How many people live in Eureka, California?
26,010, in 10,392 households. Eureka city covers 9.57 square miles of land, which is 2,719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eureka in?
Humboldt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eureka?
$57,662. The median owner-occupied home is valued at $404,500. Median gross rent is $1,195 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eureka businesses?
49 7(a) approvals totalling $27.8 m, across 17 lenders, median approval $120,000, plus 29 504 approvals worth $19.3 m. These count approvals to borrowers whose address is in Eureka, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eureka borrowers get paid back?
No rate is published for Eureka. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Eureka in the National Flood Insurance Program?
Yes. Eureka appears in the FEMA Community Status Book as community 060062, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eureka figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humboldt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eureka.
Is zoning published for Eureka?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.