HomeCaliforniaLake CountyLower Lake CDP
Lower Lake CDP, California: commercial real estate data.
Lower Lake CDP is a Census CDP of 635 people across 2.67 square miles of land, in Lake County. Median household income is $31,652, 39.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.9 m.
66 sourced place values · tier FULL · 7 sections
Lower Lake
What Lower Lake is
- Census place typeCDP
- Land area2.67 sq mi
- Water area0.02 sq mi
- Population per square mile of land238 plus or minus 84
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lower Lake
How many people live in Lower Lake
- Population635 plus or minus 223
- Median age49.7 plus or minus 11.1
- Population under 18100 plus or minus 69
- Share under 1815.7 percent plus or minus 9.3
- Population 65 and over86 plus or minus 64
- Share 65 and over13.5 percent plus or minus 8.9
- Households372 plus or minus 141
- Family households128 plus or minus 61
- Share of households that are families34.4 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lower Lake
Income and work in Lower Lake
- Median household income$31,652 plus or minus $23,698
- Per capita income$25,537 plus or minus $13,369
- Civilian labor force247 plus or minus 135
- Employed228 plus or minus 132
- Unemployed19 plus or minus 28
- Unemployment rate7.7 percent plus or minus 10.5
- Adults 25 and over513 plus or minus 187
- Adults 25 and over with a high school diploma or higher94.5 percent plus or minus 47.9
- Adults 25 and over with a bachelor degree or higher24.4 percent plus or minus 16.9
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lower Lake
Housing in Lower Lake
- Housing units433 plus or minus 146
- Occupied units372 plus or minus 141
- Vacant units61 plus or minus 65
- Vacancy rate14.1 percent plus or minus 14.2
- Owner occupied145 plus or minus 94
- Renter occupied227 plus or minus 116
- Ownership rate39.0 percent plus or minus 20.5
- Median owner-occupied home value$327,600 plus or minus $74,259
- Median gross rent, monthly$1,038 plus or minus $386
- Annual rent as a share of median income39.4 percent plus or minus 32.9
- Single family units265 plus or minus 134
- Share single family61.2 percent plus or minus 23.0
- Units in buildings of two or more46 plus or minus 72
- Share in buildings of two or more10.6 percent plus or minus 16.3
- Mobile homes122 plus or minus 69
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lower Lake
How Lower Lake gets to work
- Workers 16 and over who commute213 plus or minus 125
- Commuting under 15 minutes95 plus or minus 86
- Share commuting under 15 minutes44.6 percent plus or minus 30.6
- Commuting 30 minutes or more59 plus or minus 65
- Share commuting 30 minutes or more27.7 percent plus or minus 25.7
- Drove alone91.1 percent plus or minus 19.2
- Carpooled8.9 percent plus or minus 13.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lower Lake
SBA 7(a) lending to Lower Lake borrowers
- Approvals3
- Gross approval$3,882,000
- Average approval$1,294,000
- Median approval$484,500
- Ninetieth percentile approval$2,992,500
- Largest approval$2,992,500
- Jobs supported20
- Jobs per approval6.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake County, not Lower Lake
Lake County context, not Lower Lake figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lower Lake measurements.
- Establishments in Lake County1,089
- Employment at those establishments, Lake County10,063
- Covered employment, Lake County17,522
- Average annual pay, Lake County$53,849
- Average weekly wage, Lake County$1,036
- Housing units permitted, Lake County114
- Of those, single family, Lake County72
- County product, 2024, Lake County$2,694,949,000
- County product change over the prior year, Lake County8.5 percent
- Average income of an arriving household, Lake County$60,361
Every figure in this section is published for Lake County as a whole and is not a measurement of Lower Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lower Lake questions, answered from the record.
How many people live in Lower Lake, California?
635, in 372 households. Lower Lake CDP covers 2.67 square miles of land, which is 238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lower Lake in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lower Lake?
$31,652. The median owner-occupied home is valued at $327,600. Median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lower Lake businesses?
3 7(a) approvals totalling $3.9 m, across 2 lenders, median approval $484,500. These count approvals to borrowers whose address is in Lower Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lower Lake borrowers get paid back?
No rate is published for Lower Lake. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Lower Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lower Lake.
Is zoning published for Lower Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.