HomeCaliforniaLos Angeles CountyEl Monte city
El Monte city, California: commercial real estate data.
El Monte city is a Census city of 106,109 people across 9.56 square miles of land, in Los Angeles County. Median household income is $68,030, 40.2 percent of occupied homes are owned, and the SBA record carries 91 7(a) approvals to borrowers here worth $66.7 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
El Monte
What El Monte is
- Census place typecity
- Land area9.56 sq mi
- Water area0.09 sq mi
- Population per square mile of land11,103
- County holding the largest share of its areaLos Angeles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Monte
How many people live in El Monte
- Population106,109
- Median age37.8
- Population under 1824,181
- Share under 1822.8 percent
- Population 65 and over16,295
- Share 65 and over15.4 percent
- Households29,344
- Family households23,809
- Share of households that are families81.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Monte
Income and work in El Monte
- Median household income$68,030
- Per capita income$25,481
- Civilian labor force52,220
- Employed48,945
- Unemployed3,275
- Unemployment rate6.3 percent
- Adults 25 and over72,258
- Adults 25 and over with a high school diploma or higher64.6 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree3.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Monte
Housing in El Monte
- Housing units30,333
- Occupied units29,344
- Vacant units989 plus or minus 219
- Vacancy rate3.3 percent plus or minus 0.7
- Owner occupied11,792
- Renter occupied17,552
- Ownership rate40.2 percent
- Median owner-occupied home value$644,000
- Median gross rent, monthly$1,736
- Annual rent as a share of median income30.6 percent
- Single family units19,208
- Share single family63.3 percent
- Units in buildings of two or more9,719
- Share in buildings of two or more32.0 percent
- Mobile homes1,383
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Monte
How El Monte gets to work
- Workers 16 and over who commute44,508
- Commuting under 15 minutes8,172
- Share commuting under 15 minutes18.4 percent
- Commuting 30 minutes or more19,108
- Share commuting 30 minutes or more42.9 percent
- Drove alone69.1 percent
- Carpooled16.2 percent
- Public transport3.3 percent plus or minus 0.8
- Walked2.0 percent plus or minus 0.6
- Worked from home6.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Monte
SBA loans in El Monte (7(a))
- Approvals91
- Gross approval$66,708,100
- Average approval$733,056
- Median approval$426,000
- Ninetieth percentile approval$1,748,000
- Largest approval$4,400,000
- Jobs supported866
- Jobs per approval9.5
- Loans with a final outcome25
- Paid in full22
- Charged off3
- Charge-off rate over resolved loans12.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more41.8 percent
- Share to franchises3.3 percent
- Distinct lenders41
- Distinct industries by NAICS58
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Monte
SBA loans in El Monte (504)
- Approvals50
- Gross approval$59,318,000
- Average approval$1,186,360
- Median approval$660,000
- Largest approval$5,000,000
- Jobs supported443
- Loans with a final outcome16
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs9
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
El Monte
Flood risk in El Monte
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060658
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Los Angeles County, not El Monte
Los Angeles County context, not El Monte figures
These are Los Angeles County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as El Monte measurements.
- Establishments in Los Angeles County304,988
- Employment at those establishments, Los Angeles County3,987,736
- Covered employment, Los Angeles County4,525,711
- Average annual pay, Los Angeles County$83,554
- Average weekly wage, Los Angeles County$1,607
- Housing units permitted, Los Angeles County19,809
- Of those, single family, Los Angeles County9,106
- County product, 2024, Los Angeles County$1,002,965,029,000
- County product change over the prior year, Los Angeles County4.9 percent
- Average income of an arriving household, Los Angeles County$103,070
Every figure in this section is published for Los Angeles County as a whole and is not a measurement of El Monte. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
El Monte questions, answered from the record.
How many people live in El Monte, California?
106,109, in 29,344 households. El Monte city covers 9.56 square miles of land, which is 11,103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is El Monte in?
Los Angeles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in El Monte?
$68,030. The median owner-occupied home is valued at $644,000. Median gross rent is $1,736 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to El Monte businesses?
91 7(a) approvals totalling $66.7 m, across 41 lenders, median approval $426,000, plus 50 504 approvals worth $59.3 m. These count approvals to borrowers whose address is in El Monte, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to El Monte borrowers get paid back?
Of the 25 loans that have reached a final outcome, 22 were paid in full and 3 charged off, a charge off rate of 12.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is El Monte in the National Flood Insurance Program?
Yes. El Monte appears in the FEMA Community Status Book as community 060658, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page El Monte figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Los Angeles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of El Monte.
Is zoning published for El Monte?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.