HomeCaliforniaLos Angeles CountySanta Monica
Santa Monica, California: commercial real estate data.
Santa Monica is a Census city of 91,169 people across 8.41 square miles of land, in Los Angeles County. Median household income is $114,885, 27.9 percent of occupied homes are owned, and the SBA record carries 208 7(a) approvals to borrowers here worth $105.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Santa Monica
What Santa Monica is
- Census place typecity
- Land area8.41 sq mi
- Water area8.76 sq mi
- Population per square mile of land10,842
- County holding the largest share of its areaLos Angeles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
How many people live in Santa Monica
- Population91,169
- Median age42.7
- Population under 1812,589
- Share under 1813.8 percent
- Population 65 and over17,816
- Share 65 and over19.5 percent
- Households47,297
- Family households19,163
- Share of households that are families40.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
Income and work in Santa Monica
- Median household income$114,885
- Per capita income$94,641
- Civilian labor force55,170
- Employed51,486
- Unemployed3,684
- Unemployment rate6.7 percent
- Adults 25 and over74,076
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher70.7 percent
- Adults 25 and over with a graduate degree30.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
Housing in Santa Monica
- Housing units53,274
- Occupied units47,297
- Vacant units5,977
- Vacancy rate11.2 percent
- Owner occupied13,190
- Renter occupied34,107
- Ownership rate27.9 percent
- Median owner-occupied home value$1,755,500
- Median gross rent, monthly$2,402
- Annual rent as a share of median income25.1 percent
- Single family units12,075
- Share single family22.7 percent
- Units in buildings of two or more41,063
- Share in buildings of two or more77.1 percent
- Mobile homes136 plus or minus 108
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
How Santa Monica gets to work
- Workers 16 and over who commute31,042
- Commuting under 15 minutes8,504
- Share commuting under 15 minutes27.4 percent
- Commuting 30 minutes or more11,698
- Share commuting 30 minutes or more37.7 percent
- Drove alone47.0 percent
- Carpooled2.8 percent plus or minus 0.9
- Public transport2.2 percent plus or minus 0.6
- Walked4.8 percent
- Worked from home38.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
SBA loans in Santa Monica (7(a))
- Approvals208
- Gross approval$105,558,700
- Average approval$507,494
- Median approval$200,000
- Ninetieth percentile approval$1,104,500
- Largest approval$5,000,000
- Jobs supported1,741
- Jobs per approval8.4
- Loans with a final outcome27
- Paid in full25
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises5.3 percent
- Distinct lenders54
- Distinct industries by NAICS103
Counted by borrower city: approvals to borrowers whose address is in Santa Monica, in any county, FY2020 to FY2026. Only 27 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Monica
SBA loans in Santa Monica (504)
- Approvals48
- Gross approval$84,492,000
- Average approval$1,760,250
- Median approval$1,266,500
- Largest approval$5,500,000
- Jobs supported677
- Loans with a final outcome20
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Santa Monica, in any county, FY2010 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Monica
Flood risk in Santa Monica
- NFIP communityCity of Santa Monica
- NFIP community number060159
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/21/21
The City of Santa Monica participates in the National Flood Insurance Program as community 060159 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Los Angeles County, not Santa Monica
Los Angeles County context, not Santa Monica figures
- Establishments in Los Angeles County304,988
- Covered employment, Los Angeles County4,525,711
- Average annual pay, Los Angeles County$83,554
- Housing units permitted, Los Angeles County19,809
Every figure in this section is published for Los Angeles County as a whole and is not a measurement of Santa Monica.
All Los Angeles County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Santa Monica questions, answered from the record.
How many people live in Santa Monica, California?
91,169, in 47,297 households. Santa Monica city covers 8.41 square miles of land, which is 10,842 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Monica in?
Los Angeles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Monica?
$114,885. The median owner-occupied home is valued at $1,755,500. Median gross rent is $2,402 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Monica businesses?
208 7(a) approvals totaling $105.6 m since FY2020, across 54 lenders, median approval $200,000, plus 48 504 approvals worth $84.5 m since FY2010. These count approvals to borrowers whose address is in Santa Monica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Monica borrowers get paid back?
No rate is published for Santa Monica. Only 27 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Santa Monica in the National Flood Insurance Program?
Yes. Santa Monica appears in the FEMA Community Status Book as Santa Monica, city of, community 060159, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Monica figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Los Angeles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Monica.
Is zoning published for Santa Monica?
No. Nothing on this page presents parcel level zoning.