HomeCaliforniaLos Angeles CountySanta Monica city
Santa Monica city, California: commercial real estate data.
Santa Monica city is a Census city of 91,169 people across 8.41 square miles of land, in Los Angeles County. Median household income is $114,885, 27.9 percent of occupied homes are owned, and the SBA record carries 208 7(a) approvals to borrowers here worth $105.6 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Santa Monica
What Santa Monica is
- Census place typecity
- Land area8.41 sq mi
- Water area8.76 sq mi
- Population per square mile of land10,842
- County holding the largest share of its areaLos Angeles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
How many people live in Santa Monica
- Population91,169
- Median age42.7
- Population under 1812,589
- Share under 1813.8 percent
- Population 65 and over17,816
- Share 65 and over19.5 percent
- Households47,297
- Family households19,163
- Share of households that are families40.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
Income and work in Santa Monica
- Median household income$114,885
- Per capita income$94,641
- Civilian labor force55,170
- Employed51,486
- Unemployed3,684
- Unemployment rate6.7 percent
- Adults 25 and over74,076
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher70.7 percent
- Adults 25 and over with a graduate degree30.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
Housing in Santa Monica
- Housing units53,274
- Occupied units47,297
- Vacant units5,977
- Vacancy rate11.2 percent
- Owner occupied13,190
- Renter occupied34,107
- Ownership rate27.9 percent
- Median owner-occupied home value$1,755,500
- Median gross rent, monthly$2,402
- Annual rent as a share of median income25.1 percent
- Single family units12,075
- Share single family22.7 percent
- Units in buildings of two or more41,063
- Share in buildings of two or more77.1 percent
- Mobile homes136 plus or minus 108
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
How Santa Monica gets to work
- Workers 16 and over who commute31,042
- Commuting under 15 minutes8,504
- Share commuting under 15 minutes27.4 percent
- Commuting 30 minutes or more11,698
- Share commuting 30 minutes or more37.7 percent
- Drove alone47.0 percent
- Carpooled2.8 percent plus or minus 0.9
- Public transport2.2 percent plus or minus 0.6
- Walked4.8 percent
- Worked from home38.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Monica
SBA loans in Santa Monica (7(a))
- Approvals208
- Gross approval$105,558,700
- Average approval$507,494
- Median approval$200,000
- Ninetieth percentile approval$1,115,000
- Largest approval$5,000,000
- Jobs supported1,741
- Jobs per approval8.4
- Loans with a final outcome27
- Paid in full25
- Charged off2
- Charge-off rate over resolved loans7.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises5.3 percent
- Distinct lenders54
- Distinct industries by NAICS103
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Monica
SBA loans in Santa Monica (504)
- Approvals48
- Gross approval$84,492,000
- Average approval$1,760,250
- Median approval$1,277,000
- Largest approval$5,500,000
- Jobs supported677
- Loans with a final outcome20
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Monica
Flood risk in Santa Monica
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060159
- Currently effective map date04/21/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Los Angeles County, not Santa Monica
Los Angeles County context, not Santa Monica figures
These are Los Angeles County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Santa Monica measurements.
- Establishments in Los Angeles County304,988
- Employment at those establishments, Los Angeles County3,987,736
- Covered employment, Los Angeles County4,525,711
- Average annual pay, Los Angeles County$83,554
- Average weekly wage, Los Angeles County$1,607
- Housing units permitted, Los Angeles County19,809
- Of those, single family, Los Angeles County9,106
- County product, 2024, Los Angeles County$1,002,965,029,000
- County product change over the prior year, Los Angeles County4.9 percent
- Average income of an arriving household, Los Angeles County$103,070
Every figure in this section is published for Los Angeles County as a whole and is not a measurement of Santa Monica. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Santa Monica questions, answered from the record.
How many people live in Santa Monica, California?
91,169, in 47,297 households. Santa Monica city covers 8.41 square miles of land, which is 10,842 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Monica in?
Los Angeles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Monica?
$114,885. The median owner-occupied home is valued at $1,755,500. Median gross rent is $2,402 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Monica businesses?
208 7(a) approvals totalling $105.6 m, across 54 lenders, median approval $200,000, plus 48 504 approvals worth $84.5 m. These count approvals to borrowers whose address is in Santa Monica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Monica borrowers get paid back?
Of the 27 loans that have reached a final outcome, 25 were paid in full and 2 charged off, a charge off rate of 7.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Santa Monica in the National Flood Insurance Program?
Yes. Santa Monica appears in the FEMA Community Status Book as community 060159, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Monica figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Los Angeles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Monica.
Is zoning published for Santa Monica?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.