HomeCaliforniaMendocino CountyPoint Arena city
Point Arena city, California: commercial real estate data.
Point Arena city is a Census city of 789 people across 1.37 square miles of land, in Mendocino County. Median household income is $108,095, 51.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Point Arena
What Point Arena is
- Census place typecity
- Land area1.37 sq mi
- Water area0 sq mi
- Population per square mile of land578 plus or minus 174
- County holding the largest share of its areaMendocino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Arena
How many people live in Point Arena
- Population789 plus or minus 238
- Median age36.5
- Population under 18224 plus or minus 85
- Share under 1828.4 percent plus or minus 6.5
- Population 65 and over94 plus or minus 47
- Share 65 and over11.9 percent plus or minus 4.8
- Households232 plus or minus 59
- Family households179 plus or minus 59
- Share of households that are families77.2 percent plus or minus 16.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Arena
Income and work in Point Arena
- Median household income$108,095 plus or minus $49,381
- Per capita income$39,760 plus or minus $14,634
- Civilian labor force463 plus or minus 163
- Employed448 plus or minus 163
- Unemployed15 plus or minus 14
- Unemployment rate3.2 percent plus or minus 2.8
- Adults 25 and over471 plus or minus 151
- Adults 25 and over with a high school diploma or higher74.3 percent plus or minus 33.0
- Adults 25 and over with a bachelor degree or higher29.9 percent plus or minus 11.7
- Adults 25 and over with a graduate degree11.9 percent plus or minus 9.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Arena
Housing in Point Arena
- Housing units260 plus or minus 63
- Occupied units232 plus or minus 59
- Vacant units28 plus or minus 19
- Vacancy rate10.8 percent plus or minus 6.8
- Owner occupied120 plus or minus 57
- Renter occupied112 plus or minus 48
- Ownership rate51.7 percent plus or minus 20.8
- Median owner-occupied home value$436,000
- Median gross rent, monthly$1,917 plus or minus $954
- Annual rent as a share of median income21.3 percent plus or minus 14.4
- Single family units157 plus or minus 52
- Share single family60.4 percent plus or minus 13.7
- Units in buildings of two or more86 plus or minus 50
- Share in buildings of two or more33.1 percent plus or minus 17.3
- Mobile homes17 plus or minus 14
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Arena
How Point Arena gets to work
- Workers 16 and over who commute377 plus or minus 147
- Commuting under 15 minutes203 plus or minus 84
- Share commuting under 15 minutes53.8 percent
- Commuting 30 minutes or more102 plus or minus 60
- Share commuting 30 minutes or more27.1 percent plus or minus 12.1
- Drove alone45.9 percent plus or minus 18.1
- Carpooled18.6 percent plus or minus 13.7
- Public transport0.0 percent
- Walked21.1 percent plus or minus 15.7
- Worked from home14.3 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Arena
SBA loans in Point Arena (7(a))
- Approvals2
- Gross approval$2,285,000
- Average approval$1,142,500
- Median approval$2,210,000
- Ninetieth percentile approval$2,210,000
- Largest approval$2,210,000
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Point Arena
SBA loans in Point Arena (504)
- Approvals1
- Gross approval$267,000
- Average approval$267,000
- Median approval$267,000
- Largest approval$267,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Point Arena
Flood risk in Point Arena
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060185
- Currently effective map date07/18/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Mendocino County, not Point Arena
Mendocino County context, not Point Arena figures
These are Mendocino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Point Arena measurements.
- Establishments in Mendocino County2,432
- Employment at those establishments, Mendocino County23,356
- Covered employment, Mendocino County32,084
- Average annual pay, Mendocino County$53,903
- Average weekly wage, Mendocino County$1,037
- Housing units permitted, Mendocino County9
- Of those, single family, Mendocino County9
- County product, 2024, Mendocino County$4,692,543,000
- County product change over the prior year, Mendocino County5.6 percent
- Average income of an arriving household, Mendocino County$81,776
Every figure in this section is published for Mendocino County as a whole and is not a measurement of Point Arena. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Point Arena questions, answered from the record.
How many people live in Point Arena, California?
789, in 232 households. Point Arena city covers 1.37 square miles of land, which is 578 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Point Arena in?
Mendocino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Point Arena?
$108,095. The median owner-occupied home is valued at $436,000. Median gross rent is $1,917 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Point Arena businesses?
2 7(a) approvals totalling $2.3 m, across 2 lenders, median approval $2,210,000, plus 1 504 approvals worth $267,000. These count approvals to borrowers whose address is in Point Arena, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Point Arena borrowers get paid back?
No rate is published for Point Arena. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Point Arena in the National Flood Insurance Program?
Yes. Point Arena appears in the FEMA Community Status Book as community 060185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Point Arena figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mendocino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point Arena.
Is zoning published for Point Arena?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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