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Point Arena, California: commercial real estate data.

Point Arena is a Census city of 789 people across 1.37 square miles of land, in Mendocino County. Median household income is $108,095, 51.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Point Arena

What Point Arena is

  • Census place typecity
  • Land area1.37 sq mi
  • Water area0 sq mi
  • Population per square mile of land578 plus or minus 174
  • County holding the largest share of its areaMendocino County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Point Arena

How many people live in Point Arena

  • Population789 plus or minus 238
  • Median age36.5
  • Population under 18224 plus or minus 85
  • Share under 1828.4 percent plus or minus 6.5
  • Population 65 and over94 plus or minus 47
  • Share 65 and over11.9 percent plus or minus 4.8
  • Households232 plus or minus 59
  • Family households179 plus or minus 59
  • Share of households that are families77.2 percent plus or minus 16.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Point Arena

Income and work in Point Arena

  • Median household income$108,095 plus or minus $49,381
  • Per capita income$39,760 plus or minus $14,634
  • Civilian labor force463 plus or minus 163
  • Employed448 plus or minus 163
  • Unemployed15 plus or minus 14
  • Unemployment rate3.2 percent plus or minus 2.8
  • Adults 25 and over471 plus or minus 151
  • Adults 25 and over with a high school diploma or higher74.3 percent plus or minus 33.0
  • Adults 25 and over with a bachelor degree or higher29.9 percent plus or minus 11.7
  • Adults 25 and over with a graduate degree11.9 percent plus or minus 9.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Point Arena

Housing in Point Arena

  • Housing units260 plus or minus 63
  • Occupied units232 plus or minus 59
  • Vacant units28 plus or minus 19
  • Vacancy rate10.8 percent plus or minus 6.8
  • Owner occupied120 plus or minus 57
  • Renter occupied112 plus or minus 48
  • Ownership rate51.7 percent plus or minus 20.8
  • Median owner-occupied home value$436,000
  • Median gross rent, monthly$1,917 plus or minus $954
  • Annual rent as a share of median income21.3 percent plus or minus 14.4
  • Single family units157 plus or minus 52
  • Share single family60.4 percent plus or minus 13.7
  • Units in buildings of two or more86 plus or minus 50
  • Share in buildings of two or more33.1 percent plus or minus 17.3
  • Mobile homes17 plus or minus 14
  • Median year structure built1976

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Point Arena

How Point Arena gets to work

  • Workers 16 and over who commute377 plus or minus 147
  • Commuting under 15 minutes203 plus or minus 84
  • Share commuting under 15 minutes53.8 percent
  • Commuting 30 minutes or more102 plus or minus 60
  • Share commuting 30 minutes or more27.1 percent plus or minus 12.1
  • Drove alone45.9 percent plus or minus 18.1
  • Carpooled18.6 percent plus or minus 13.7
  • Public transport0.0 percent
  • Walked21.1 percent plus or minus 15.7
  • Worked from home14.3 percent plus or minus 8.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Point Arena

SBA loans in Point Arena (7(a))

  • Approvals2
  • Gross approval$2,285,000
  • Average approval$1,142,500
  • Median approval$1,142,500
  • Largest approval$2,210,000
  • Jobs supported10
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term192 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Point Arena, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Point Arena

SBA loans in Point Arena (504)

  • Approvals1
  • Gross approval$267,000
  • Average approval$267,000
  • Median approval$267,000
  • Largest approval$267,000
  • Jobs supported6
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Point Arena, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Point Arena

Flood risk in Point Arena

  • NFIP communityCity of Point Arena
  • NFIP community number060185
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/18/17

The City of Point Arena participates in the National Flood Insurance Program as community 060185 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Mendocino County, not Point Arena

Mendocino County context, not Point Arena figures

  • Establishments in Mendocino County2,432
  • Covered employment, Mendocino County32,084
  • Average annual pay, Mendocino County$53,903
  • Housing units permitted, Mendocino County9

Every figure in this section is published for Mendocino County as a whole and is not a measurement of Point Arena.

All Mendocino County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Point Arena questions, answered from the record.

How many people live in Point Arena, California?

789, in 232 households. Point Arena city covers 1.37 square miles of land, which is 578 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Point Arena in?

Mendocino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Point Arena?

$108,095. The median owner-occupied home is valued at $436,000. Median gross rent is $1,917 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Point Arena businesses?

2 7(a) approvals totaling $2.3 m since FY2020, across 2 lenders, median approval $1,142,500, plus 1 504 approvals worth $267,000 since FY2010. These count approvals to borrowers whose address is in Point Arena, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Point Arena borrowers get paid back?

No rate is published for Point Arena. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Point Arena in the National Flood Insurance Program?

Yes. Point Arena appears in the FEMA Community Status Book as Point Arena, city of, community 060185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Point Arena figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mendocino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point Arena.

Is zoning published for Point Arena?

No. Nothing on this page presents parcel level zoning.