HomeCaliforniaNapa CountyNapa city
Napa city, California: commercial real estate data.
Napa city is a Census city of 78,239 people across 18.05 square miles of land, in Napa County. Median household income is $105,963, 58.7 percent of occupied homes are owned, and the SBA record carries 167 7(a) approvals to borrowers here worth $110.5 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Napa
What Napa is
- Census place typecity
- Land area18.05 sq mi
- Water area0.31 sq mi
- Population per square mile of land4,334
- County holding the largest share of its areaNapa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Napa
How many people live in Napa
- Population78,239
- Median age41.5
- Population under 1815,650
- Share under 1820.0 percent
- Population 65 and over14,802
- Share 65 and over18.9 percent
- Households29,984
- Family households19,445
- Share of households that are families64.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Napa
Income and work in Napa
- Median household income$105,963
- Per capita income$56,032
- Civilian labor force42,090
- Employed39,686
- Unemployed2,404
- Unemployment rate5.7 percent
- Adults 25 and over56,292
- Adults 25 and over with a high school diploma or higher84.2 percent
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree13.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Napa
Housing in Napa
- Housing units32,141
- Occupied units29,984
- Vacant units2,157
- Vacancy rate6.7 percent
- Owner occupied17,602
- Renter occupied12,382
- Ownership rate58.7 percent
- Median owner-occupied home value$856,400
- Median gross rent, monthly$2,282
- Annual rent as a share of median income25.8 percent
- Single family units22,575
- Share single family70.2 percent
- Units in buildings of two or more8,140
- Share in buildings of two or more25.3 percent
- Mobile homes1,385 plus or minus 288
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Napa
How Napa gets to work
- Workers 16 and over who commute33,406
- Commuting under 15 minutes12,240
- Share commuting under 15 minutes36.6 percent
- Commuting 30 minutes or more10,865
- Share commuting 30 minutes or more32.5 percent
- Drove alone70.9 percent
- Carpooled10.3 percent
- Public transport0.7 percent plus or minus 0.3
- Walked2.2 percent plus or minus 0.6
- Worked from home14.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Napa
SBA loans in Napa (7(a))
- Approvals167
- Gross approval$110,523,200
- Average approval$661,816
- Median approval$250,000
- Ninetieth percentile approval$2,000,000
- Largest approval$5,000,000
- Jobs supported1,824
- Jobs per approval10.9
- Loans with a final outcome28
- Paid in full26
- Charged off2
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises9.0 percent
- Distinct lenders49
- Distinct industries by NAICS83
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Napa
SBA loans in Napa (504)
- Approvals138
- Gross approval$133,578,000
- Average approval$967,957
- Median approval$586,000
- Largest approval$5,000,000
- Jobs supported1,175
- Loans with a final outcome35
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs9
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Napa
Flood risk in Napa
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number060207
- Currently effective map date08/03/16
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Napa County, not Napa
Napa County context, not Napa figures
These are Napa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Napa measurements.
- Establishments in Napa County4,486
- Employment at those establishments, Napa County66,372
- Covered employment, Napa County80,265
- Average annual pay, Napa County$70,866
- Average weekly wage, Napa County$1,363
- Housing units permitted, Napa County439
- Of those, single family, Napa County250
- County product, 2024, Napa County$14,591,893,000
- County product change over the prior year, Napa County4.0 percent
- Average income of an arriving household, Napa County$132,862
Every figure in this section is published for Napa County as a whole and is not a measurement of Napa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Napa questions, answered from the record.
How many people live in Napa, California?
78,239, in 29,984 households. Napa city covers 18.05 square miles of land, which is 4,334 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Napa in?
Napa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Napa?
$105,963. The median owner-occupied home is valued at $856,400. Median gross rent is $2,282 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Napa businesses?
167 7(a) approvals totalling $110.5 m, across 49 lenders, median approval $250,000, plus 138 504 approvals worth $133.6 m. These count approvals to borrowers whose address is in Napa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Napa borrowers get paid back?
Of the 28 loans that have reached a final outcome, 26 were paid in full and 2 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Napa in the National Flood Insurance Program?
Yes. Napa appears in the FEMA Community Status Book as community 060207, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Napa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Napa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Napa.
Is zoning published for Napa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.