HomeCaliforniaNapa CountySt. Helena city
St. Helena city, California: commercial real estate data.
St. Helena city is a Census city of 5,318 people across 4.96 square miles of land, in Napa County. Median household income is $148,750, 66.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $10.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Helena
What St. Helena is
- Census place typecity
- Land area4.96 sq mi
- Water area0.13 sq mi
- Population per square mile of land1,072
- County holding the largest share of its areaNapa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Helena
How many people live in St. Helena
- Population5,318
- Median age48.9
- Population under 181,051
- Share under 1819.8 percent
- Population 65 and over1,739
- Share 65 and over32.7 percent
- Households2,341
- Family households1,626
- Share of households that are families69.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Helena
Income and work in St. Helena
- Median household income$148,750
- Per capita income$118,332 plus or minus $31,797
- Civilian labor force2,607
- Employed2,488
- Unemployed119 plus or minus 59
- Unemployment rate4.6 percent plus or minus 2.2
- Adults 25 and over4,059
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher56.9 percent
- Adults 25 and over with a graduate degree21.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Helena
Housing in St. Helena
- Housing units2,831
- Occupied units2,341
- Vacant units490 plus or minus 142
- Vacancy rate17.3 percent plus or minus 4.8
- Owner occupied1,555
- Renter occupied786
- Ownership rate66.4 percent
- Median owner-occupied home value$1,647,700 plus or minus $405,136
- Median gross rent, monthly$2,535
- Annual rent as a share of median income20.5 percent plus or minus 4.8
- Single family units1,993
- Share single family70.4 percent
- Units in buildings of two or more564 plus or minus 144
- Share in buildings of two or more19.9 percent plus or minus 4.9
- Mobile homes274 plus or minus 94
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Helena
How St. Helena gets to work
- Workers 16 and over who commute1,966
- Commuting under 15 minutes928 plus or minus 213
- Share commuting under 15 minutes47.2 percent
- Commuting 30 minutes or more401 plus or minus 108
- Share commuting 30 minutes or more20.4 percent plus or minus 5.0
- Drove alone67.8 percent
- Carpooled2.8 percent plus or minus 1.9
- Public transport1.9 percent plus or minus 1.4
- Walked6.3 percent plus or minus 3.2
- Worked from home19.5 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Helena
SBA loans in St. Helena (7(a))
- Approvals22
- Gross approval$10,023,600
- Average approval$455,618
- Median approval$177,600
- Ninetieth percentile approval$1,000,000
- Largest approval$3,100,000
- Jobs supported138
- Jobs per approval6.3
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders16
- Distinct industries by NAICS15
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Helena
SBA loans in St. Helena (504)
- Approvals12
- Gross approval$14,567,000
- Average approval$1,213,917
- Median approval$1,075,000
- Largest approval$2,323,000
- Jobs supported150
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Helena
Flood risk in St. Helena
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060208
- Currently effective map date09/26/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Napa County, not St. Helena
Napa County context, not St. Helena figures
These are Napa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Helena measurements.
- Establishments in Napa County4,486
- Employment at those establishments, Napa County66,372
- Covered employment, Napa County80,265
- Average annual pay, Napa County$70,866
- Average weekly wage, Napa County$1,363
- Housing units permitted, Napa County439
- Of those, single family, Napa County250
- County product, 2024, Napa County$14,591,893,000
- County product change over the prior year, Napa County4.0 percent
- Average income of an arriving household, Napa County$132,862
Every figure in this section is published for Napa County as a whole and is not a measurement of St. Helena. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Helena questions, answered from the record.
How many people live in St. Helena, California?
5,318, in 2,341 households. St. Helena city covers 4.96 square miles of land, which is 1,072 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Helena in?
Napa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Helena?
$148,750. The median owner-occupied home is valued at $1,647,700. Median gross rent is $2,535 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Helena businesses?
22 7(a) approvals totalling $10.0 m, across 16 lenders, median approval $177,600, plus 12 504 approvals worth $14.6 m. These count approvals to borrowers whose address is in St. Helena, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Helena borrowers get paid back?
No rate is published for St. Helena. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is St. Helena in the National Flood Insurance Program?
Yes. St. Helena appears in the FEMA Community Status Book as community 060208, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Helena figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Napa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Helena.
Is zoning published for St. Helena?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.