HomeCaliforniaNevada CountyGrass Valley
Grass Valley, California: commercial real estate data.
Grass Valley is a Census city of 14,113 people across 6.00 square miles of land, in Nevada County. Median household income is $51,764, 40.2 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $40.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grass Valley
What Grass Valley is
- Census place typecity
- Land area6 sq mi
- Water area0 sq mi
- Population per square mile of land2,354
- County holding the largest share of its areaNevada County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grass Valley
How many people live in Grass Valley
- Population14,113
- Median age49.6
- Population under 182,585
- Share under 1818.3 percent
- Population 65 and over4,483
- Share 65 and over31.8 percent
- Households6,769
- Family households3,005
- Share of households that are families44.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grass Valley
Income and work in Grass Valley
- Median household income$51,764
- Per capita income$34,640
- Civilian labor force5,851
- Employed5,420
- Unemployed431 plus or minus 276
- Unemployment rate7.4 percent plus or minus 4.7
- Adults 25 and over10,681
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher32.8 percent
- Adults 25 and over with a graduate degree12.9 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grass Valley
Housing in Grass Valley
- Housing units7,281
- Occupied units6,769
- Vacant units512 plus or minus 234
- Vacancy rate7.0 percent plus or minus 3.2
- Owner occupied2,721
- Renter occupied4,048
- Ownership rate40.2 percent
- Median owner-occupied home value$482,200
- Median gross rent, monthly$1,458
- Annual rent as a share of median income33.8 percent
- Single family units3,814
- Share single family52.4 percent
- Units in buildings of two or more3,011
- Share in buildings of two or more41.4 percent
- Mobile homes456 plus or minus 283
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grass Valley
How Grass Valley gets to work
- Workers 16 and over who commute4,539
- Commuting under 15 minutes2,998
- Share commuting under 15 minutes66.0 percent
- Commuting 30 minutes or more874 plus or minus 323
- Share commuting 30 minutes or more19.3 percent plus or minus 6.7
- Drove alone68.2 percent
- Carpooled10.8 percent plus or minus 3.6
- Public transport0.0 percent
- Walked4.5 percent plus or minus 2.7
- Worked from home15.2 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grass Valley
SBA loans in Grass Valley (7(a))
- Approvals65
- Gross approval$40,608,600
- Average approval$624,748
- Median approval$292,000
- Ninetieth percentile approval$1,880,300
- Largest approval$5,000,000
- Jobs supported729
- Jobs per approval11.2
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more29.2 percent
- Share to franchises9.2 percent
- Distinct lenders24
- Distinct industries by NAICS45
Counted by borrower city: approvals to borrowers whose address is in Grass Valley, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grass Valley
SBA loans in Grass Valley (504)
- Approvals29
- Gross approval$24,546,000
- Average approval$846,414
- Median approval$549,000
- Largest approval$4,375,000
- Jobs supported248
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Grass Valley, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grass Valley
Flood risk in Grass Valley
- NFIP communityCity of Grass Valley
- NFIP community number060211
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/10
The City of Grass Valley participates in the National Flood Insurance Program as community 060211 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Nevada County, not Grass Valley
Nevada County context, not Grass Valley figures
- Establishments in Nevada County3,323
- Covered employment, Nevada County35,000
- Average annual pay, Nevada County$62,734
- Housing units permitted, Nevada County215
Every figure in this section is published for Nevada County as a whole and is not a measurement of Grass Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grass Valley questions, answered from the record.
How many people live in Grass Valley, California?
14,113, in 6,769 households. Grass Valley city covers 6.00 square miles of land, which is 2,354 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grass Valley in?
Nevada County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grass Valley?
$51,764. The median owner-occupied home is valued at $482,200. Median gross rent is $1,458 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grass Valley businesses?
65 7(a) approvals totaling $40.6 m since FY2020, across 24 lenders, median approval $292,000, plus 29 504 approvals worth $24.5 m since FY2010. These count approvals to borrowers whose address is in Grass Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grass Valley borrowers get paid back?
No rate is published for Grass Valley. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grass Valley in the National Flood Insurance Program?
Yes. Grass Valley appears in the FEMA Community Status Book as Grass Valley, city of, community 060211, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grass Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nevada County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grass Valley.
Is zoning published for Grass Valley?
No. Nothing on this page presents parcel level zoning.