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HomeCaliforniaNevada CountyGrass Valley city

Grass Valley city, California: commercial real estate data.

Grass Valley city is a Census city of 14,113 people across 6.00 square miles of land, in Nevada County. Median household income is $51,764, 40.2 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $40.6 m.

81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Grass Valley

What Grass Valley is

  • Census place typecity
  • Land area6 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,354
  • County holding the largest share of its areaNevada County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grass Valley

How many people live in Grass Valley

  • Population14,113
  • Median age49.6
  • Population under 182,585
  • Share under 1818.3 percent
  • Population 65 and over4,483
  • Share 65 and over31.8 percent
  • Households6,769
  • Family households3,005
  • Share of households that are families44.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grass Valley

Income and work in Grass Valley

  • Median household income$51,764
  • Per capita income$34,640
  • Civilian labor force5,851
  • Employed5,420
  • Unemployed431 plus or minus 276
  • Unemployment rate7.4 percent plus or minus 4.7
  • Adults 25 and over10,681
  • Adults 25 and over with a high school diploma or higher92.6 percent
  • Adults 25 and over with a bachelor degree or higher32.8 percent
  • Adults 25 and over with a graduate degree12.9 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grass Valley

Housing in Grass Valley

  • Housing units7,281
  • Occupied units6,769
  • Vacant units512 plus or minus 234
  • Vacancy rate7.0 percent plus or minus 3.2
  • Owner occupied2,721
  • Renter occupied4,048
  • Ownership rate40.2 percent
  • Median owner-occupied home value$482,200
  • Median gross rent, monthly$1,458
  • Annual rent as a share of median income33.8 percent
  • Single family units3,814
  • Share single family52.4 percent
  • Units in buildings of two or more3,011
  • Share in buildings of two or more41.4 percent
  • Mobile homes456 plus or minus 283
  • Median year structure built1978

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grass Valley

How Grass Valley gets to work

  • Workers 16 and over who commute4,539
  • Commuting under 15 minutes2,998
  • Share commuting under 15 minutes66.0 percent
  • Commuting 30 minutes or more874 plus or minus 323
  • Share commuting 30 minutes or more19.3 percent plus or minus 6.7
  • Drove alone68.2 percent
  • Carpooled10.8 percent plus or minus 3.6
  • Public transport0.0 percent
  • Walked4.5 percent plus or minus 2.7
  • Worked from home15.2 percent plus or minus 5.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grass Valley

SBA loans in Grass Valley (7(a))

  • Approvals65
  • Gross approval$40,608,600
  • Average approval$624,748
  • Median approval$292,000
  • Ninetieth percentile approval$1,970,500
  • Largest approval$5,000,000
  • Jobs supported729
  • Jobs per approval11.2
  • Loans with a final outcome18
  • Paid in full18
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more29.2 percent
  • Share to franchises9.2 percent
  • Distinct lenders24
  • Distinct industries by NAICS45

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grass Valley

SBA loans in Grass Valley (504)

  • Approvals29
  • Gross approval$24,546,000
  • Average approval$846,414
  • Median approval$549,000
  • Largest approval$4,375,000
  • Jobs supported248
  • Loans with a final outcome8
  • Charged off0
  • Median term240 months
  • Distinct CDCs8

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Grass Valley

Flood risk in Grass Valley

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number060211
  • Currently effective map date02/03/10

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Nevada County, not Grass Valley

Nevada County context, not Grass Valley figures

These are Nevada County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grass Valley measurements.

  • Establishments in Nevada County3,323
  • Employment at those establishments, Nevada County27,771
  • Covered employment, Nevada County35,000
  • Average annual pay, Nevada County$62,734
  • Average weekly wage, Nevada County$1,206
  • Housing units permitted, Nevada County215
  • Of those, single family, Nevada County215
  • County product, 2024, Nevada County$6,221,340,000
  • County product change over the prior year, Nevada County6.9 percent
  • Average income of an arriving household, Nevada County$133,259

Every figure in this section is published for Nevada County as a whole and is not a measurement of Grass Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Grass Valley questions, answered from the record.

How many people live in Grass Valley, California?

14,113, in 6,769 households. Grass Valley city covers 6.00 square miles of land, which is 2,354 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Grass Valley in?

Nevada County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Grass Valley?

$51,764. The median owner-occupied home is valued at $482,200. Median gross rent is $1,458 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Grass Valley businesses?

65 7(a) approvals totalling $40.6 m, across 24 lenders, median approval $292,000, plus 29 504 approvals worth $24.5 m. These count approvals to borrowers whose address is in Grass Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Grass Valley borrowers get paid back?

Of the 18 loans that have reached a final outcome, 18 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Grass Valley in the National Flood Insurance Program?

Yes. Grass Valley appears in the FEMA Community Status Book as community 060211, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Grass Valley figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nevada County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grass Valley.

Is zoning published for Grass Valley?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.