HomeCaliforniaNevada CountyPenn Valley
Penn Valley, California: commercial real estate data.
Penn Valley is a Census CDP of 1,678 people across 2.12 square miles of land, in Nevada County. Median household income is $64,737, 73.4 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Penn Valley
What Penn Valley is
- Census place typeCDP
- Land area2.12 sq mi
- Water area0 sq mi
- Population per square mile of land791 plus or minus 227
- County holding the largest share of its areaNevada County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Valley
How many people live in Penn Valley
- Population1,678 plus or minus 481
- Median age43.8 plus or minus 27.1
- Population under 18324 plus or minus 170
- Share under 1819.3 percent plus or minus 8.5
- Population 65 and over571 plus or minus 238
- Share 65 and over34.0 percent plus or minus 10.3
- Households672 plus or minus 210
- Family households482 plus or minus 170
- Share of households that are families71.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Valley
Income and work in Penn Valley
- Median household income$64,737 plus or minus $43,311
- Per capita income$44,052 plus or minus $17,523
- Civilian labor force717 plus or minus 248
- Employed717 plus or minus 248
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,354 plus or minus 378
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 35.1
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 7.0
- Adults 25 and over with a graduate degree2.7 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Valley
Housing in Penn Valley
- Housing units748 plus or minus 229
- Occupied units672 plus or minus 210
- Vacant units76 plus or minus 93
- Vacancy rate10.2 percent plus or minus 12.0
- Owner occupied493 plus or minus 194
- Renter occupied179 plus or minus 106
- Ownership rate73.4 percent plus or minus 17.5
- Median owner-occupied home value$500,700 plus or minus $148,777
- Median gross rent, monthly$1,230 plus or minus $848
- Annual rent as a share of median income22.8 percent plus or minus 21.9
- Single family units488 plus or minus 175
- Share single family65.2 percent
- Units in buildings of two or more76 plus or minus 87
- Share in buildings of two or more10.2 percent plus or minus 11.2
- Mobile homes184 plus or minus 161
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Valley
How Penn Valley gets to work
- Workers 16 and over who commute585 plus or minus 205
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more307 plus or minus 155
- Share commuting 30 minutes or more52.5 percent plus or minus 19.1
- Drove alone69.0 percent plus or minus 15.8
- Carpooled21.7 percent plus or minus 11.4
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.9
- Worked from home8.9 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Valley
SBA loans in Penn Valley (7(a))
- Approvals9
- Gross approval$2,444,700
- Average approval$271,633
- Median approval$165,000
- Largest approval$1,100,000
- Jobs supported53
- Jobs per approval5.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Penn Valley, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Penn Valley
SBA loans in Penn Valley (504)
- Approvals2
- Gross approval$949,000
- Average approval$474,500
- Median approval$474,500
- Largest approval$694,000
- Jobs supported13
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Penn Valley, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nevada County, not Penn Valley
Nevada County context, not Penn Valley figures
- Establishments in Nevada County3,323
- Covered employment, Nevada County35,000
- Average annual pay, Nevada County$62,734
- Housing units permitted, Nevada County215
Every figure in this section is published for Nevada County as a whole and is not a measurement of Penn Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Penn Valley questions, answered from the record.
How many people live in Penn Valley, California?
1,678, in 672 households. Penn Valley CDP covers 2.12 square miles of land, which is 791 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Penn Valley in?
Nevada County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Penn Valley?
$64,737. The median owner-occupied home is valued at $500,700. Median gross rent is $1,230 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Penn Valley businesses?
9 7(a) approvals totaling $2.4 m since FY2020, across 6 lenders, median approval $165,000, plus 2 504 approvals worth $949,000 since FY2010. These count approvals to borrowers whose address is in Penn Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Penn Valley borrowers get paid back?
No rate is published for Penn Valley. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Penn Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nevada County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Penn Valley.
Is zoning published for Penn Valley?
No. Nothing on this page presents parcel level zoning.