HomeCaliforniaOrange CountyCosta Mesa
Costa Mesa, California: commercial real estate data.
Costa Mesa is a Census city of 110,330 people across 15.81 square miles of land, in Orange County. Median household income is $111,505, 39.6 percent of occupied homes are owned, and the SBA record carries 261 7(a) approvals to borrowers here worth $154.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Costa Mesa
What Costa Mesa is
- Census place typecity
- Land area15.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land6,980
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Costa Mesa
How many people live in Costa Mesa
- Population110,330
- Median age36.7
- Population under 1820,444
- Share under 1818.5 percent
- Population 65 and over14,577
- Share 65 and over13.2 percent
- Households42,292
- Family households24,757
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Costa Mesa
Income and work in Costa Mesa
- Median household income$111,505
- Per capita income$59,742
- Civilian labor force68,160
- Employed64,932
- Unemployed3,228
- Unemployment rate4.7 percent
- Adults 25 and over79,911
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher45.0 percent
- Adults 25 and over with a graduate degree13.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Costa Mesa
Housing in Costa Mesa
- Housing units44,427
- Occupied units42,292
- Vacant units2,135
- Vacancy rate4.8 percent
- Owner occupied16,728
- Renter occupied25,564
- Ownership rate39.6 percent
- Median owner-occupied home value$1,115,100
- Median gross rent, monthly$2,446
- Annual rent as a share of median income26.3 percent
- Single family units22,107
- Share single family49.8 percent
- Units in buildings of two or more21,108
- Share in buildings of two or more47.5 percent
- Mobile homes1,175 plus or minus 296
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Costa Mesa
How Costa Mesa gets to work
- Workers 16 and over who commute49,412
- Commuting under 15 minutes13,966
- Share commuting under 15 minutes28.3 percent
- Commuting 30 minutes or more13,920
- Share commuting 30 minutes or more28.2 percent
- Drove alone62.4 percent
- Carpooled8.2 percent
- Public transport1.6 percent plus or minus 0.5
- Walked2.1 percent plus or minus 0.5
- Worked from home22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Costa Mesa
SBA loans in Costa Mesa (7(a))
- Approvals261
- Gross approval$154,905,400
- Average approval$593,507
- Median approval$250,000
- Ninetieth percentile approval$1,572,500
- Largest approval$5,000,000
- Jobs supported2,872
- Jobs per approval11.0
- Loans with a final outcome37
- Paid in full33
- Charged off4
- Charge-off rate over resolved loans10.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.2 percent
- Share to franchises6.1 percent
- Distinct lenders75
- Distinct industries by NAICS129
Counted by borrower city: approvals to borrowers whose address is in Costa Mesa, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Costa Mesa
SBA loans in Costa Mesa (504)
- Approvals128
- Gross approval$122,931,000
- Average approval$960,398
- Median approval$702,000
- Largest approval$4,394,000
- Jobs supported1,423
- Loans with a final outcome52
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Costa Mesa, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Costa Mesa
Flood risk in Costa Mesa
- NFIP communityCity of Costa Mesa
- NFIP community number060216
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/19(M)
The City of Costa Mesa participates in the National Flood Insurance Program as community 060216 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Costa Mesa
Orange County context, not Costa Mesa figures
- Establishments in Orange County106,961
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Housing units permitted, Orange County6,972
Every figure in this section is published for Orange County as a whole and is not a measurement of Costa Mesa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Costa Mesa questions, answered from the record.
How many people live in Costa Mesa, California?
110,330, in 42,292 households. Costa Mesa city covers 15.81 square miles of land, which is 6,980 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Costa Mesa in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Costa Mesa?
$111,505. The median owner-occupied home is valued at $1,115,100. Median gross rent is $2,446 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Costa Mesa businesses?
261 7(a) approvals totaling $154.9 m since FY2020, across 75 lenders, median approval $250,000, plus 128 504 approvals worth $122.9 m since FY2010. These count approvals to borrowers whose address is in Costa Mesa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Costa Mesa borrowers get paid back?
Of the 37 loans that have reached a final outcome, 33 were paid in full and 4 charged off, a charge off rate of 10.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Costa Mesa in the National Flood Insurance Program?
Yes. Costa Mesa appears in the FEMA Community Status Book as Costa Mesa, city of, community 060216, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Costa Mesa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Costa Mesa.
Is zoning published for Costa Mesa?
No. Nothing on this page presents parcel level zoning.