HomeCaliforniaOrange CountyNewport Beach
Newport Beach, California: commercial real estate data.
Newport Beach is a Census city of 83,845 people across 23.80 square miles of land, in Orange County. Median household income is $156,867, 52.1 percent of occupied homes are owned, and the SBA record carries 208 7(a) approvals to borrowers here worth $139.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Newport Beach
What Newport Beach is
- Census place typecity
- Land area23.8 sq mi
- Water area29.13 sq mi
- Population per square mile of land3,523
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
How many people live in Newport Beach
- Population83,845
- Median age45.9
- Population under 1813,870
- Share under 1816.5 percent
- Population 65 and over20,259
- Share 65 and over24.2 percent
- Households37,965
- Family households21,801
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
Income and work in Newport Beach
- Median household income$156,867
- Per capita income$112,622
- Civilian labor force44,866
- Employed42,952
- Unemployed1,914 plus or minus 502
- Unemployment rate4.3 percent plus or minus 1.1
- Adults 25 and over64,711
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher69.6 percent
- Adults 25 and over with a graduate degree27.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
Housing in Newport Beach
- Housing units45,185
- Occupied units37,965
- Vacant units7,220
- Vacancy rate16.0 percent
- Owner occupied19,791
- Renter occupied18,174
- Ownership rate52.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,316
- Annual rent as a share of median income25.4 percent
- Single family units28,398
- Share single family62.8 percent
- Units in buildings of two or more16,346
- Share in buildings of two or more36.2 percent
- Mobile homes441 plus or minus 164
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
How Newport Beach gets to work
- Workers 16 and over who commute29,959
- Commuting under 15 minutes9,772
- Share commuting under 15 minutes32.6 percent
- Commuting 30 minutes or more7,107
- Share commuting 30 minutes or more23.7 percent
- Drove alone63.0 percent
- Carpooled4.5 percent plus or minus 1.0
- Public transport0.1 percent plus or minus 0.1
- Walked1.6 percent plus or minus 0.5
- Worked from home28.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
SBA loans in Newport Beach (7(a))
- Approvals208
- Gross approval$139,057,100
- Average approval$668,544
- Median approval$300,000
- Ninetieth percentile approval$1,852,500
- Largest approval$5,000,000
- Jobs supported3,278
- Jobs per approval15.8
- Loans with a final outcome29
- Paid in full25
- Charged off4
- Median term120 months
- Share on real estate terms of 20 years or more10.1 percent
- Share to franchises2.9 percent
- Distinct lenders58
- Distinct industries by NAICS96
Counted by borrower city: approvals to borrowers whose address is in Newport Beach, in any county, FY2020 to FY2026. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Newport Beach
SBA loans in Newport Beach (504)
- Approvals72
- Gross approval$85,368,000
- Average approval$1,185,667
- Median approval$948,000
- Largest approval$5,500,000
- Jobs supported756
- Loans with a final outcome26
- Charged off0
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Newport Beach, in any county, FY2010 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Newport Beach
Flood risk in Newport Beach
- NFIP communityCity of Newport Beach
- NFIP community number060227
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date03/21/19
The City of Newport Beach participates in the National Flood Insurance Program as community 060227 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Newport Beach
Orange County context, not Newport Beach figures
- Establishments in Orange County106,961
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Housing units permitted, Orange County6,972
Every figure in this section is published for Orange County as a whole and is not a measurement of Newport Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Newport Beach questions, answered from the record.
How many people live in Newport Beach, California?
83,845, in 37,965 households. Newport Beach city covers 23.80 square miles of land, which is 3,523 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Newport Beach in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Newport Beach?
$156,867. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,316 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Newport Beach businesses?
208 7(a) approvals totaling $139.1 m since FY2020, across 58 lenders, median approval $300,000, plus 72 504 approvals worth $85.4 m since FY2010. These count approvals to borrowers whose address is in Newport Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Newport Beach borrowers get paid back?
No rate is published for Newport Beach. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Newport Beach in the National Flood Insurance Program?
Yes. Newport Beach appears in the FEMA Community Status Book as Newport Beach, city of, community 060227, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Newport Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Newport Beach.
Is zoning published for Newport Beach?
No. Nothing on this page presents parcel level zoning.