HomeCaliforniaOrange CountyNewport Beach city
Newport Beach city, California: commercial real estate data.
Newport Beach city is a Census city of 83,845 people across 23.80 square miles of land, in Orange County. Median household income is $156,867, 52.1 percent of occupied homes are owned, and the SBA record carries 208 7(a) approvals to borrowers here worth $139.1 m.
83 sourced place values · tier FULL · 9 sections
Newport Beach
What Newport Beach is
- Census place typecity
- Land area23.8 sq mi
- Water area29.13 sq mi
- Population per square mile of land3,523
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
How many people live in Newport Beach
- Population83,845
- Median age45.9
- Population under 1813,870
- Share under 1816.5 percent
- Population 65 and over20,259
- Share 65 and over24.2 percent
- Households37,965
- Family households21,801
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
Income and work in Newport Beach
- Median household income$156,867
- Per capita income$112,622
- Civilian labor force44,866
- Employed42,952
- Unemployed1,914 plus or minus 502
- Unemployment rate4.3 percent plus or minus 1.1
- Adults 25 and over64,711
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher69.6 percent
- Adults 25 and over with a graduate degree27.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
Housing in Newport Beach
- Housing units45,185
- Occupied units37,965
- Vacant units7,220
- Vacancy rate16.0 percent
- Owner occupied19,791
- Renter occupied18,174
- Ownership rate52.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,316
- Annual rent as a share of median income25.4 percent
- Single family units28,398
- Share single family62.8 percent
- Units in buildings of two or more16,346
- Share in buildings of two or more36.2 percent
- Mobile homes441 plus or minus 164
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
How Newport Beach gets to work
- Workers 16 and over who commute29,959
- Commuting under 15 minutes9,772
- Share commuting under 15 minutes32.6 percent
- Commuting 30 minutes or more7,107
- Share commuting 30 minutes or more23.7 percent
- Drove alone63.0 percent
- Carpooled4.5 percent plus or minus 1.0
- Public transport0.1 percent plus or minus 0.1
- Walked1.6 percent plus or minus 0.5
- Worked from home28.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newport Beach
SBA 7(a) lending to Newport Beach borrowers
- Approvals208
- Gross approval$139,057,100
- Average approval$668,544
- Median approval$300,000
- Ninetieth percentile approval$1,870,000
- Largest approval$5,000,000
- Jobs supported3,278
- Jobs per approval15.8
- Loans with a final outcome29
- Paid in full25
- Charged off4
- Charge-off rate over resolved loans13.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.1 percent
- Share to franchises2.9 percent
- Distinct lenders58
- Distinct industries by NAICS96
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Newport Beach
SBA 504 lending to Newport Beach borrowers
- Approvals72
- Gross approval$85,368,000
- Average approval$1,185,667
- Median approval$949,000
- Largest approval$5,500,000
- Jobs supported756
- Loans with a final outcome26
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Newport Beach
Flood programme status in Newport Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number060227
- Currently effective map date03/21/19
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Newport Beach
Orange County context, not Newport Beach figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Newport Beach measurements.
- Establishments in Orange County106,961
- Employment at those establishments, Orange County1,580,778
- Covered employment, Orange County1,661,276
- Average annual pay, Orange County$81,403
- Average weekly wage, Orange County$1,565
- Housing units permitted, Orange County6,972
- Of those, single family, Orange County2,671
- County product, 2024, Orange County$351,752,654,000
- County product change over the prior year, Orange County5.6 percent
- Average income of an arriving household, Orange County$114,759
Every figure in this section is published for Orange County as a whole and is not a measurement of Newport Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Newport Beach questions, answered from the record.
How many people live in Newport Beach, California?
83,845, in 37,965 households. Newport Beach city covers 23.80 square miles of land, which is 3,523 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Newport Beach in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Newport Beach?
$156,867. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,316 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Newport Beach businesses?
208 7(a) approvals totalling $139.1 m, across 58 lenders, median approval $300,000, plus 72 504 approvals worth $85.4 m. These count approvals to borrowers whose address is in Newport Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Newport Beach borrowers get paid back?
Of the 29 loans that have reached a final outcome, 25 were paid in full and 4 charged off, a charge off rate of 13.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Newport Beach in the National Flood Insurance Program?
Yes. Newport Beach appears in the FEMA Community Status Book as community 060227, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Newport Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Newport Beach.
Is zoning published for Newport Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.