HomeCaliforniaShasta CountyCottonwood
Cottonwood, California: commercial real estate data.
Cottonwood is a Census CDP of 7,408 people across 13.22 square miles of land, in Shasta County. Median household income is $95,577, 68.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cottonwood
What Cottonwood is
- Census place typeCDP
- Land area13.22 sq mi
- Water area0 sq mi
- Population per square mile of land560
- County holding the largest share of its areaShasta County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
How many people live in Cottonwood
- Population7,408
- Median age38.8
- Population under 181,650 plus or minus 414
- Share under 1822.3 percent
- Population 65 and over920 plus or minus 235
- Share 65 and over12.4 percent
- Households2,608
- Family households1,946
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
Income and work in Cottonwood
- Median household income$95,577 plus or minus $21,049
- Per capita income$46,532 plus or minus $10,518
- Civilian labor force3,844 plus or minus 858
- Employed3,616 plus or minus 779
- Unemployed228 plus or minus 152
- Unemployment rate5.9 percent plus or minus 3.7
- Adults 25 and over5,223
- Adults 25 and over with a high school diploma or higher83.3 percent
- Adults 25 and over with a bachelor degree or higher15.1 percent plus or minus 4.1
- Adults 25 and over with a graduate degree2.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
Housing in Cottonwood
- Housing units2,719
- Occupied units2,608
- Vacant units111 plus or minus 90
- Vacancy rate4.1 percent plus or minus 3.3
- Owner occupied1,795
- Renter occupied813 plus or minus 324
- Ownership rate68.8 percent
- Median owner-occupied home value$363,000 plus or minus $73,740
- Median gross rent, monthly$1,391 plus or minus $482
- Annual rent as a share of median income17.5 percent plus or minus 7.2
- Single family units1,845
- Share single family67.9 percent
- Units in buildings of two or more366 plus or minus 193
- Share in buildings of two or more13.5 percent plus or minus 6.9
- Mobile homes508 plus or minus 198
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
How Cottonwood gets to work
- Workers 16 and over who commute3,373 plus or minus 752
- Commuting under 15 minutes800 plus or minus 237
- Share commuting under 15 minutes23.7 percent
- Commuting 30 minutes or more1,078 plus or minus 596
- Share commuting 30 minutes or more32.0 percent plus or minus 16.2
- Drove alone83.6 percent
- Carpooled9.9 percent plus or minus 3.3
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.2
- Worked from home5.5 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood
SBA loans in Cottonwood (7(a))
- Approvals3
- Gross approval$1,887,500
- Average approval$629,167
- Median approval$60,000
- Largest approval$1,777,500
- Jobs supported17
- Jobs per approval5.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cottonwood, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cottonwood
SBA loans in Cottonwood (504)
- Approvals3
- Gross approval$1,869,000
- Average approval$623,000
- Median approval$609,000
- Largest approval$1,081,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cottonwood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shasta County, not Cottonwood
Shasta County context, not Cottonwood figures
- Establishments in Shasta County4,508
- Covered employment, Shasta County70,090
- Average annual pay, Shasta County$59,352
- Housing units permitted, Shasta County246
Every figure in this section is published for Shasta County as a whole and is not a measurement of Cottonwood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cottonwood questions, answered from the record.
How many people live in Cottonwood, California?
7,408, in 2,608 households. Cottonwood CDP covers 13.22 square miles of land, which is 560 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottonwood in?
Shasta County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottonwood?
$95,577. The median owner-occupied home is valued at $363,000. Median gross rent is $1,391 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottonwood businesses?
3 7(a) approvals totaling $1.9 m since FY2020, across 2 lenders, median approval $60,000, plus 3 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Cottonwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottonwood borrowers get paid back?
No rate is published for Cottonwood. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cottonwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shasta County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottonwood.
Is zoning published for Cottonwood?
No. Nothing on this page presents parcel level zoning.