HomeCaliforniaShasta CountyPalo Cedro CDP
Palo Cedro CDP, California: commercial real estate data.
Palo Cedro CDP is a Census CDP of 3,685 people across 8.18 square miles of land, in Shasta County. Median household income is $120,152, 91.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.1 m.
76 sourced place values · tier FULL · 8 sections
Palo Cedro
What Palo Cedro is
- Census place typeCDP
- Land area8.18 sq mi
- Water area0.11 sq mi
- Population per square mile of land451
- County holding the largest share of its areaShasta County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palo Cedro
How many people live in Palo Cedro
- Population3,685
- Median age41.6
- Population under 181,155 plus or minus 311
- Share under 1831.3 percent plus or minus 6.3
- Population 65 and over799 plus or minus 183
- Share 65 and over21.7 percent
- Households1,288
- Family households961
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palo Cedro
Income and work in Palo Cedro
- Median household income$120,152
- Per capita income$51,272
- Civilian labor force1,626 plus or minus 346
- Employed1,531 plus or minus 321
- Unemployed95 plus or minus 72
- Unemployment rate5.8 percent plus or minus 4.2
- Adults 25 and over2,370
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher40.5 percent
- Adults 25 and over with a graduate degree13.5 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palo Cedro
Housing in Palo Cedro
- Housing units1,302
- Occupied units1,288
- Vacant units14 plus or minus 23
- Vacancy rate1.1 percent plus or minus 1.8
- Owner occupied1,172
- Renter occupied116 plus or minus 85
- Ownership rate91.0 percent
- Median owner-occupied home value$551,600
- Median gross rent, monthly$1,375 plus or minus $325
- Annual rent as a share of median income13.7 percent plus or minus 4.0
- Single family units1,215
- Share single family93.3 percent
- Units in buildings of two or more19 plus or minus 32
- Share in buildings of two or more1.5 percent plus or minus 2.5
- Mobile homes68 plus or minus 72
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palo Cedro
How Palo Cedro gets to work
- Workers 16 and over who commute1,154 plus or minus 257
- Commuting under 15 minutes379 plus or minus 158
- Share commuting under 15 minutes32.8 percent plus or minus 11.6
- Commuting 30 minutes or more303 plus or minus 139
- Share commuting 30 minutes or more26.3 percent plus or minus 10.5
- Drove alone75.4 percent
- Carpooled5.8 percent plus or minus 5.2
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.3
- Worked from home17.6 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palo Cedro
SBA 7(a) lending to Palo Cedro borrowers
- Approvals9
- Gross approval$1,113,100
- Average approval$123,678
- Median approval$60,600
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported206
- Jobs per approval22.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Palo Cedro
SBA 504 lending to Palo Cedro borrowers
- Approvals6
- Gross approval$2,010,000
- Average approval$335,000
- Median approval$307,000
- Largest approval$659,000
- Jobs supported25
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shasta County, not Palo Cedro
Shasta County context, not Palo Cedro figures
These are Shasta County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Palo Cedro measurements.
- Establishments in Shasta County4,508
- Employment at those establishments, Shasta County53,944
- Covered employment, Shasta County70,090
- Average annual pay, Shasta County$59,352
- Average weekly wage, Shasta County$1,141
- Housing units permitted, Shasta County246
- Of those, single family, Shasta County246
- County product, 2024, Shasta County$11,869,690,000
- County product change over the prior year, Shasta County7.5 percent
- Average income of an arriving household, Shasta County$65,210
Every figure in this section is published for Shasta County as a whole and is not a measurement of Palo Cedro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Palo Cedro questions, answered from the record.
How many people live in Palo Cedro, California?
3,685, in 1,288 households. Palo Cedro CDP covers 8.18 square miles of land, which is 451 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Palo Cedro in?
Shasta County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Palo Cedro?
$120,152. The median owner-occupied home is valued at $551,600. Median gross rent is $1,375 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Palo Cedro businesses?
9 7(a) approvals totalling $1.1 m, across 7 lenders, median approval $60,600, plus 6 504 approvals worth $2.0 m. These count approvals to borrowers whose address is in Palo Cedro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Palo Cedro borrowers get paid back?
No rate is published for Palo Cedro. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Palo Cedro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shasta County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palo Cedro.
Is zoning published for Palo Cedro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.