HomeColoradoArchuleta CountyPagosa Springs town
Pagosa Springs town, Colorado: commercial real estate data.
Pagosa Springs town is a Census town of 2,090 people across 5.06 square miles of land, in Archuleta County. Median household income is $50,785, 48.4 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $15.9 m.
77 sourced place values · tier FULL · 8 sections
Pagosa Springs
What Pagosa Springs is
- Census place typetown
- Land area5.06 sq mi
- Water area0.03 sq mi
- Population per square mile of land413 plus or minus 92
- County holding the largest share of its areaArchuleta County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pagosa Springs
How many people live in Pagosa Springs
- Population2,090 plus or minus 467
- Median age37.3
- Population under 18548 plus or minus 153
- Share under 1826.2 percent
- Population 65 and over334 plus or minus 112
- Share 65 and over16.0 percent plus or minus 4.0
- Households775 plus or minus 179
- Family households493 plus or minus 148
- Share of households that are families63.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pagosa Springs
Income and work in Pagosa Springs
- Median household income$50,785 plus or minus $14,790
- Per capita income$26,335
- Civilian labor force1,094 plus or minus 290
- Employed1,094 plus or minus 290
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,361 plus or minus 321
- Adults 25 and over with a high school diploma or higher90.9 percent plus or minus 28.9
- Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 5.1
- Adults 25 and over with a graduate degree9.3 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pagosa Springs
Housing in Pagosa Springs
- Housing units1,148
- Occupied units775 plus or minus 179
- Vacant units373 plus or minus 142
- Vacancy rate32.5 percent plus or minus 11.2
- Owner occupied375 plus or minus 116
- Renter occupied400 plus or minus 119
- Ownership rate48.4 percent plus or minus 10.0
- Median owner-occupied home value$374,600 plus or minus $77,869
- Median gross rent, monthly$1,172
- Annual rent as a share of median income27.7 percent plus or minus 9.3
- Single family units752 plus or minus 158
- Share single family65.5 percent
- Units in buildings of two or more242 plus or minus 107
- Share in buildings of two or more21.1 percent plus or minus 8.7
- Mobile homes154 plus or minus 103
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pagosa Springs
How Pagosa Springs gets to work
- Workers 16 and over who commute981 plus or minus 258
- Commuting under 15 minutes563 plus or minus 166
- Share commuting under 15 minutes57.4 percent
- Commuting 30 minutes or more144 plus or minus 151
- Share commuting 30 minutes or more14.7 percent plus or minus 14.9
- Drove alone65.4 percent
- Carpooled19.5 percent plus or minus 12.8
- Public transport1.9 percent plus or minus 2.5
- Walked3.3 percent plus or minus 3.6
- Worked from home7.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pagosa Springs
SBA 7(a) lending to Pagosa Springs borrowers
- Approvals37
- Gross approval$15,894,200
- Average approval$429,573
- Median approval$220,000
- Ninetieth percentile approval$1,061,700
- Largest approval$3,124,500
- Jobs supported313
- Jobs per approval8.5
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more18.9 percent
- Share to franchises10.8 percent
- Distinct lenders13
- Distinct industries by NAICS27
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pagosa Springs
SBA 504 lending to Pagosa Springs borrowers
- Approvals8
- Gross approval$2,140,000
- Average approval$267,500
- Median approval$257,000
- Largest approval$539,000
- Jobs supported52
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Archuleta County, not Pagosa Springs
Archuleta County context, not Pagosa Springs figures
These are Archuleta County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pagosa Springs measurements.
- Establishments in Archuleta County576
- Employment at those establishments, Archuleta County4,204
- Covered employment, Archuleta County4,873
- Average annual pay, Archuleta County$49,060
- Average weekly wage, Archuleta County$943
- Housing units permitted, Archuleta County141
- Of those, single family, Archuleta County139
- County product, 2024, Archuleta County$773,198,000
- County product change over the prior year, Archuleta County6.3 percent
- Average income of an arriving household, Archuleta County$101,689
Every figure in this section is published for Archuleta County as a whole and is not a measurement of Pagosa Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pagosa Springs questions, answered from the record.
How many people live in Pagosa Springs, Colorado?
2,090, in 775 households. Pagosa Springs town covers 5.06 square miles of land, which is 413 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pagosa Springs in?
Archuleta County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pagosa Springs?
$50,785. The median owner-occupied home is valued at $374,600. Median gross rent is $1,172 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pagosa Springs businesses?
37 7(a) approvals totalling $15.9 m, across 13 lenders, median approval $220,000, plus 8 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Pagosa Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pagosa Springs borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Pagosa Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Archuleta County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pagosa Springs.
Is zoning published for Pagosa Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.