Archuleta County, Colorado: commercial real estate data.
Archuleta County, Colorado had an estimated 14,112 residents on July 1, 2024, up 5.7 percent since the 2020 census base of 13,355, across 1,350 square miles. County output reached $773.2 m in 2024, 576 establishments operate here, and the SBA record carries 37 7(a) approvals worth $15.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Archuleta County
How many people live in Archuleta County
- Population, American Community Survey 2020-202413,900
- Households5,921
- Average household size2.35
- Median household income$83,065
- Median age52.1
- Median gross rent$1,432 per month
- Median owner-occupied home value$478,100
- Home value to household income5.8 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher40.9 percent
- Adults 25 and over with a graduate degree17.6 percent
- Adults 25 and over11,052
- Population under 182,321
- Share under 1816.7 percent
- Population 65 and over3,997
- Share 65 and over28.8 percent
- Working age population, 18 to 647,582
- Civilian labor force5,984
- Unemployment rate1.3 percent
- Labor force participation, adults 18 and over51.7 percent
- Rank by population among Colorado counties34th of 64
- Rank by population among US county-equivalents, Puerto Rico included2232nd of 3,222
Archuleta County is the 34th largest of 64 Colorado counties by population. A median home costs 5.8 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.8 percent against 16.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Archuleta County
Is Archuleta County's population growing?
- Population, July 1, 202414,112
- Census 2020 base population13,355
- Population change since the 2020 census base5.67 percent
- Population change, 2023 to 2024-55
- Births, 202490
- Deaths, 2024145
- Natural change, 2024-55
- Net domestic migration, 2024-12
- Net international migration, 202411
- Total net migration, 2024-1
- Cumulative net domestic migration, 2021 to 2024819
- Rank by growth among US county-equivalents447th of 3,144
The county has grown 5.67 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Archuleta County
Where are people moving to Archuleta County from?
- Tax returns filed by households arriving614
- People arriving, from those returns1,057
- Tax returns filed by households leaving514
- Net household movement100
- Adjusted gross income arriving$62.4 m
- Net adjusted gross income movement$14.2 m
- Average income of an arriving household$101,689
- Average income of a leaving household$93,837
- Largest single originLa Plata County (46 households)
- Largest single destinationLa Plata County (39 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| La Plata County | 46 | 80 | $2.0 m |
| Jefferson County | 23 | 34 | $2.1 m |
Households arriving report $7,852 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is La Plata County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Archuleta County
What is the Archuleta County economy?
- County GDP, 2024$773.2 m
- County GDP, 2023$727.5 m
- GDP change, 2023 to 20246.3 percent
- GDP change over five years44.0 percent
- Rank by GDP among the Colorado areas BEA publishes34th of 64
- Rank by GDP among the US county areas BEA publishes2053rd of 3,127
- GDP per resident$55,626
Output grew 6.3 percent in the latest year and 44.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Archuleta County
Employment by industry in Archuleta County
- Covered employment, annual average4,873
- Establishments reporting695
- Average annual pay$49,060
- Average weekly wage$943
- Accommodation and food services, employment1,036
- Accommodation and food services, average annual pay$29,805
- Retail trade, employment798
- Retail trade, average annual pay$35,145
- Construction, employment563
- Construction, average annual pay$64,549
- Real estate and rental and leasing, employment196
- Real estate and rental and leasing, average annual pay$44,591
- Other services, except public administration, employment171
- Administrative and support and waste management services, employment136
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 1,036 | 68 | $29,805 |
| Retail trade | 798 | 82 | $35,145 |
| Construction | 563 | 101 | $64,549 |
| Real estate and rental and leasing | 196 | 58 | $44,591 |
| Other services, except public administration | 171 | 44 | $43,246 |
| Administrative and support and waste management services | 136 | 34 | $37,531 |
| Professional, scientific and technical services | 134 | 86 | $97,627 |
| Finance and insurance | 96 | 30 | $70,570 |
Accommodation and food services is the largest private sector at 1,036 jobs, 21.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Archuleta County
How many businesses are in Archuleta County?
- Establishments, all industries576
- Employment at those establishments4,204
- Annual payroll$165.2 m
- Establishments per 1,000 residents41.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Archuleta County
Building permits in Archuleta County
- Housing units authorized by permit, 2024141
- Declared construction value permitted$40.5 m
- Single family units authorized139
- Multifamily units authorized2
- Multifamily share of units1.4 percent
- Average declared value per unit$286,997
- Units authorized per 1,000 households23.8
Single-family homes are 98.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Archuleta County
SBA loans in Archuleta County (7(a) and 504)
- 7(a) approvals recorded37
- 7(a) gross approval dollars$15.9 m
- Average 7(a) approval$429,573
- Median 7(a) approval$220,000
- 10th percentile approval$36,000
- 90th percentile approval$1,060,680
- Largest single approval$3,124,500
- Jobs reported supported, 7(a)313
- Jobs per approval8.5
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals27
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter28
- Franchise loans4
- Franchise share of approvals10.8 percent
- Leading industry by approval countNew Single-Family Housing Construction (except For-Sale Builders) (3)
- Most active lenderFirst Southwest Bank (17)
- 504 approvals recorded9
- 504 gross approval dollars$2.3 m
- Average 504 approval$254,111
- Median 504 approval$216,000
- Distinct CDCs active4
- 504 jobs per approval5.9
- 504 jobs per million dollars approved23.2
- Most active CDCB:Side Capital (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.2 m
The average approval of $429,573 sits well above the median of $220,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Archuleta County
SBA loan default and charge-off rates in Archuleta County
Do SBA loans in Archuleta County get paid back?
- Loans with a final outcome recorded12
- Paid in full12
- Charged off0
- Status: Exempt from disclosure23
- Status: Paid in full12
- Status: Cancelled1
- Status: Committed, not yet disbursed1
Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Archuleta County
How large is Archuleta County?
- Land area1,350 sq mi
- Rank by land area among Colorado counties33rd of 64
- Width, east to west55.5 mi
- Height, north to south29.7 mi
- Geographies sharing a boundary7
- Residents per square mile of land10
- Establishments per square mile0.43
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Archuleta County
Flood risk in Archuleta County
- Participation of the county's own NFIP community Archuleta County, unincorporated areasParticipating, community 080273
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Archuleta County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Archuleta County (community 080273), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Archuleta County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Archuleta County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Archuleta County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,900
- Households5,921
- Average household size2.35
- Median household income$83,065
- Median age52.1
Common questions
Archuleta County questions, answered from the record.
How many people live in Archuleta County, Colorado?
The Census Bureau estimates 14,112 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,900, in 5,921 households, ranking 34th of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Archuleta County's population growing?
The population has grown 5.67 percent since the 2020 census base of 13,355, to 14,112 on July 1, 2024. In 2024 there were 90 births against 145 deaths, with net migration of -1. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Archuleta County?
$83,065. The median owner-occupied home is valued at $478,100, which is 5.8 times income, and median gross rent is $1,432 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Archuleta County?
576 establishments, employing 4,204 people with an annual payroll of $165.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Archuleta County?
Accommodation and food services is the largest private sector at 1,036 jobs, 21.3 percent of covered employment. Covered employment averages 4,873 jobs at an average annual pay of $49,060, or $943 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Archuleta County?
37 7(a) approvals totaling $15.9 m since FY2020, across 13 lenders, with a median approval of $220,000, plus 9 504 approvals worth $2.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Archuleta County?
141 housing units were authorized by permit in 2024, with a declared construction value of $40.5 m. Multifamily was 1.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Archuleta County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Archuleta County come from?
The largest single origin is La Plata County, with 46 households. Arriving households report an average income of $101,689 against $93,837 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Archuleta County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Archuleta County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Archuleta County
Cities and places in Archuleta.
2 Census places lie wholly or partly in Archuleta County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Pagosa Springs | town | 2,090 | 37 | Wholly in this county |
| Arboles | CDP | 389 | None recorded | Wholly in this county |