Grand County, Colorado: commercial real estate data.
Grand County, Colorado had an estimated 16,154 residents on July 1, 2024, up 2.8 percent since the 2020 census base of 15,714, across 1,846 square miles. County output reached $1.62 bn in 2024, 917 establishments operate here, and the SBA record carries 52 7(a) approvals worth $54.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand County
How many people live in Grand County
- Population, American Community Survey 2020-202415,895
- Households7,475
- Average household size2.13
- Median household income$88,612
- Median age45.4
- Median gross rent$1,493 per month
- Median owner-occupied home value$601,500
- Home value to household income6.8 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher42.7 percent
- Adults 25 and over with a graduate degree14.9 percent
- Adults 25 and over12,437
- Population under 182,535
- Share under 1815.9 percent
- Population 65 and over3,325
- Share 65 and over20.9 percent
- Working age population, 18 to 6410,035
- Civilian labor force9,644
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over72.2 percent
- Rank by population among Colorado counties32nd of 64
- Rank by population among US county-equivalents, Puerto Rico included2105th of 3,222
Grand County is the 32nd largest of 64 Colorado counties by population. A median home costs 6.8 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 20.9 percent against 15.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grand County
Is Grand County's population growing?
- Population, July 1, 202416,154
- Census 2020 base population15,714
- Population change since the 2020 census base2.80 percent
- Population change, 2023 to 2024183
- Births, 2024125
- Deaths, 202492
- Natural change, 202433
- Net domestic migration, 202485
- Net international migration, 202461
- Total net migration, 2024146
- Cumulative net domestic migration, 2021 to 2024167
- Rank by growth among US county-equivalents923rd of 3,144
The county has grown 2.80 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grand County
Where are people moving to Grand County from?
- Tax returns filed by households arriving872
- People arriving, from those returns1,338
- Tax returns filed by households leaving798
- Net household movement74
- Adjusted gross income arriving$105.1 m
- Net adjusted gross income movement$22.2 m
- Average income of an arriving household$120,573
- Average income of a leaving household$103,931
- Largest single originDenver County (77 households)
- Largest single destinationJefferson County (51 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Denver County | 77 | 123 | $11.7 m |
| Jefferson County | 76 | 121 | $12.2 m |
| Summit County | 65 | 123 | $5.1 m |
| Arapahoe County | 42 | 74 | $5.2 m |
| Boulder County | 29 | 50 | $4.8 m |
| Douglas County | 27 | 44 | $7.2 m |
| Adams County | 22 | 38 | $3.2 m |
| Larimer County | 21 | 33 | $1.7 m |
Households arriving report $16,642 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Denver County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grand County
What is the Grand County economy?
- County GDP, 2024$1.62 bn
- County GDP, 2023$1.46 bn
- GDP change, 2023 to 202411.2 percent
- GDP change over five years70.3 percent
- Rank by GDP among the Colorado areas BEA publishes22nd of 64
- Rank by GDP among the US county areas BEA publishes1451st of 3,127
- GDP per resident$102,042
Output grew 11.2 percent in the latest year and 70.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grand County
Employment by industry in Grand County
- Covered employment, annual average8,117
- Establishments reporting1,003
- Average annual pay$52,669
- Average weekly wage$1,013
- Accommodation and food services, employment2,042
- Accommodation and food services, average annual pay$37,033
- Arts, entertainment and recreation, employment1,137
- Arts, entertainment and recreation, average annual pay$38,515
- Retail trade, employment841
- Retail trade, average annual pay$43,775
- Construction, employment785
- Construction, average annual pay$69,669
- Real estate and rental and leasing, employment405
- Administrative and support and waste management services, employment212
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 2,042 | 132 | $37,033 |
| Arts, entertainment and recreation | 1,137 | 30 | $38,515 |
| Retail trade | 841 | 111 | $43,775 |
| Construction | 785 | 185 | $69,669 |
| Real estate and rental and leasing | 405 | 100 | $56,326 |
| Administrative and support and waste management services | 212 | 50 | $49,994 |
| Professional, scientific and technical services | 207 | 118 | $88,017 |
| Other services, except public administration | 155 | 49 | $49,793 |
Accommodation and food services is the largest private sector at 2,042 jobs, 25.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grand County
How many businesses are in Grand County?
- Establishments, all industries917
- Employment at those establishments8,294
- Annual payroll$370.6 m
- Establishments per 1,000 residents57.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Grand County
Building permits in Grand County
- Housing units authorized by permit, 2024294
- Declared construction value permitted$94.6 m
- Single family units authorized212
- Multifamily units authorized82
- Multifamily share of units27.9 percent
- Average declared value per unit$321,795
- Units authorized per 1,000 households39.3
Single-family homes are 72.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Grand County
SBA loans in Grand County (7(a) and 504)
- 7(a) approvals recorded52
- 7(a) gross approval dollars$54.9 m
- Average 7(a) approval$1,054,815
- Median 7(a) approval$577,500
- 10th percentile approval$30,800
- 90th percentile approval$2,572,800
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)400
- Jobs per approval7.7
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.8 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter32
- Franchise loans3
- Franchise share of approvals5.8 percent
- Leading industry by approval countFull-Service Restaurants (6)
- Most active lenderU.S. Bank, National Association (10)
- 504 approvals recorded12
- 504 gross approval dollars$5.4 m
- Average 504 approval$451,500
- Median 504 approval$436,500
- Distinct CDCs active3
- 504 jobs per approval3.8
- 504 jobs per million dollars approved8.3
- Most active CDCB:Side Capital (9)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$60.3 m
The average approval of $1,054,815 sits well above the median of $577,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 28.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand County
SBA loan default and charge-off rates in Grand County
Do SBA loans in Grand County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure37
- Status: Cancelled5
- Status: Committed, not yet disbursed3
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand County
SBA lending by place in Grand County
- Borrower cities with recorded lending8
- Winter Park, approvals14
- Granby, approvals10
- Kremmling, approvals9
- Grand Lake, approvals8
- Fraser, approvals6
- Tabernash, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Winter Park | 14 | $20,070,000 |
| Granby | 10 | $9,153,000 |
| Kremmling | 9 | $7,572,000 |
| Grand Lake | 8 | $4,355,400 |
| Fraser | 6 | $10,564,000 |
| Tabernash | 2 | $2,612,000 |
| Hot Sulphur Springs | 2 | $484,000 |
| Parshall | 1 | $40,000 |
Winter Park accounts for 14 approvals against 10 in Granby. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand County
How large is Grand County?
- Land area1,846 sq mi
- Rank by land area among Colorado counties22nd of 64
- Width, east to west53.6 mi
- Height, north to south55.1 mi
- Geographies sharing a boundary8
- Residents per square mile of land9
- Establishments per square mile0.50
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Grand County
Flood risk in Grand County
- Participation of the county's own NFIP community Grand County, unincorporated areasParticipating, community 080280
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Grand County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Grand County (community 080280), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Grand County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Grand County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grand County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,895
- Households7,475
- Average household size2.13
- Median household income$88,612
- Median age45.4
Common questions
Grand County questions, answered from the record.
How many people live in Grand County, Colorado?
The Census Bureau estimates 16,154 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,895, in 7,475 households, ranking 32nd of 64 Colorado counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grand County's population growing?
The population has grown 2.80 percent since the 2020 census base of 15,714, to 16,154 on July 1, 2024. In 2024 there were 125 births against 92 deaths, with net migration of 146. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grand County?
$88,612. The median owner-occupied home is valued at $601,500, which is 6.8 times income, and median gross rent is $1,493 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Grand County?
917 establishments, employing 8,294 people with an annual payroll of $370.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Grand County?
Accommodation and food services is the largest private sector at 2,042 jobs, 25.2 percent of covered employment. Covered employment averages 8,117 jobs at an average annual pay of $52,669, or $1,013 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grand County?
52 7(a) approvals totaling $54.9 m since FY2020, across 32 lenders, with a median approval of $577,500, plus 12 504 approvals worth $5.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Grand County?
294 housing units were authorized by permit in 2024, with a declared construction value of $94.6 m. Multifamily was 27.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grand County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grand County come from?
The largest single origin is Denver County, with 77 households. Arriving households report an average income of $120,573 against $103,931 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grand County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grand County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Grand County
Cities and places in Grand.
8 Census places lie wholly or partly in Grand County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Granby | town | 2,270 | 10 | Wholly in this county |
| Kremmling | town | 1,807 | 9 | Wholly in this county |
| Fraser | town | 1,405 | 6 | Wholly in this county |
| Hot Sulphur Springs | town | 1,108 | 2 | Wholly in this county |
| Winter Park | town | 844 | 14 | Wholly in this county |
| Tabernash | CDP | 466 | 2 | Wholly in this county |
| Grand Lake | town | 333 | 8 | Wholly in this county |
| Parshall | CDP | 25 | 1 | Wholly in this county |