HomeColoradoGrand CountyGrand Lake
Grand Lake, Colorado: commercial real estate data.
Grand Lake is a Census town of 333 people across 1.03 square miles of land, in Grand County. Median household income is $103,750, 80.8 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand Lake
What Grand Lake is
- Census place typetown
- Land area1.03 sq mi
- Water area0 sq mi
- Population per square mile of land323 plus or minus 116
- County holding the largest share of its areaGrand County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Lake
How many people live in Grand Lake
- Population333 plus or minus 120
- Median age61.4
- Population under 1835 plus or minus 36
- Share under 1810.5 percent plus or minus 10.1
- Population 65 and over87 plus or minus 47
- Share 65 and over26.1 percent plus or minus 10.5
- Households198 plus or minus 71
- Family households67 plus or minus 44
- Share of households that are families33.8 percent plus or minus 18.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Lake
Income and work in Grand Lake
- Median household income$103,750 plus or minus $49,243
- Per capita income$56,215
- Civilian labor force188 plus or minus 81
- Employed181 plus or minus 81
- Unemployed7 plus or minus 11
- Unemployment rate3.7 percent plus or minus 5.6
- Adults 25 and over298 plus or minus 103
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 44.6
- Adults 25 and over with a bachelor degree or higher35.2 percent plus or minus 8.3
- Adults 25 and over with a graduate degree13.4 percent plus or minus 9.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Lake
Housing in Grand Lake
- Housing units806
- Occupied units198 plus or minus 71
- Vacant units608
- Vacancy rate75.4 percent
- Owner occupied160 plus or minus 66
- Renter occupied38 plus or minus 33
- Ownership rate80.8 percent plus or minus 16.5
- Median owner-occupied home value$542,700 plus or minus $218,278
- Single family units578
- Share single family71.7 percent
- Units in buildings of two or more209 plus or minus 68
- Share in buildings of two or more25.9 percent plus or minus 7.3
- Mobile homes19 plus or minus 22
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Lake
How Grand Lake gets to work
- Workers 16 and over who commute166 plus or minus 77
- Commuting under 15 minutes65 plus or minus 45
- Share commuting under 15 minutes39.2 percent plus or minus 20.2
- Commuting 30 minutes or more67 plus or minus 52
- Share commuting 30 minutes or more40.4 percent plus or minus 24.9
- Drove alone76.2 percent
- Carpooled7.2 percent plus or minus 11.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.3 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Lake
SBA loans in Grand Lake (7(a))
- Approvals8
- Gross approval$4,355,400
- Average approval$544,425
- Median approval$603,500
- Largest approval$1,490,000
- Jobs supported44
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term222 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Grand Lake, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Lake
SBA loans in Grand Lake (504)
- Approvals2
- Gross approval$712,000
- Average approval$356,000
- Median approval$356,000
- Largest approval$472,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Grand Lake, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Lake
Flood risk in Grand Lake
- NFIP communityTown of Grand Lake
- NFIP community number080214
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/02/08(M)
The Town of Grand Lake participates in the National Flood Insurance Program as community 080214 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grand County, not Grand Lake
Grand County context, not Grand Lake figures
- Establishments in Grand County917
- Covered employment, Grand County8,117
- Average annual pay, Grand County$52,669
- Housing units permitted, Grand County294
Every figure in this section is published for Grand County as a whole and is not a measurement of Grand Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grand Lake questions, answered from the record.
How many people live in Grand Lake, Colorado?
333, in 198 households. Grand Lake town covers 1.03 square miles of land, which is 323 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grand Lake in?
Grand County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grand Lake?
$103,750. The median owner-occupied home is valued at $542,700. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grand Lake businesses?
8 7(a) approvals totaling $4.4 m since FY2020, across 6 lenders, median approval $603,500, plus 2 504 approvals worth $712,000 since FY2010. These count approvals to borrowers whose address is in Grand Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grand Lake borrowers get paid back?
No rate is published for Grand Lake. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grand Lake in the National Flood Insurance Program?
Yes. Grand Lake appears in the FEMA Community Status Book as Grand Lake, town of, community 080214, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grand Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grand County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Lake.
Is zoning published for Grand Lake?
No. Nothing on this page presents parcel level zoning.
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