HomeColoradoRoutt CountyOak Creek town
Oak Creek town, Colorado: commercial real estate data.
Oak Creek town is a Census town of 700 people across 0.37 square miles of land, in Routt County. Median household income is $85,313, 74.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $325,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oak Creek
What Oak Creek is
- Census place typetown
- Land area0.37 sq mi
- Water area0 sq mi
- Population per square mile of land1,899 plus or minus 553
- County holding the largest share of its areaRoutt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How many people live in Oak Creek
- Population700 plus or minus 204
- Median age45.0
- Population under 18124 plus or minus 56
- Share under 1817.7 percent plus or minus 6.1
- Population 65 and over97 plus or minus 50
- Share 65 and over13.9 percent plus or minus 5.9
- Households344 plus or minus 96
- Family households220 plus or minus 74
- Share of households that are families64.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Income and work in Oak Creek
- Median household income$85,313
- Per capita income$47,786 plus or minus $11,918
- Civilian labor force484 plus or minus 152
- Employed470 plus or minus 153
- Unemployed14 plus or minus 19
- Unemployment rate2.9 percent plus or minus 3.8
- Adults 25 and over503 plus or minus 152
- Adults 25 and over with a high school diploma or higher95.4 percent plus or minus 39.1
- Adults 25 and over with a bachelor degree or higher39.6 percent plus or minus 12.4
- Adults 25 and over with a graduate degree8.7 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Housing in Oak Creek
- Housing units434 plus or minus 112
- Occupied units344 plus or minus 96
- Vacant units90 plus or minus 53
- Vacancy rate20.7 percent plus or minus 11.0
- Owner occupied256 plus or minus 87
- Renter occupied88 plus or minus 53
- Ownership rate74.4 percent
- Median owner-occupied home value$377,300
- Median gross rent, monthly$1,455
- Annual rent as a share of median income20.5 percent plus or minus 4.7
- Single family units404 plus or minus 105
- Share single family93.1 percent
- Units in buildings of two or more6 plus or minus 19
- Share in buildings of two or more1.4 percent plus or minus 4.4
- Mobile homes24 plus or minus 22
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How Oak Creek gets to work
- Workers 16 and over who commute418 plus or minus 140
- Commuting under 15 minutes80 plus or minus 53
- Share commuting under 15 minutes19.1 percent plus or minus 10.9
- Commuting 30 minutes or more258 plus or minus 94
- Share commuting 30 minutes or more61.7 percent
- Drove alone84.0 percent
- Carpooled8.8 percent plus or minus 6.1
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.2
- Worked from home5.6 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
SBA loans in Oak Creek (7(a))
- Approvals2
- Gross approval$325,000
- Average approval$162,500
- Median approval$225,000
- Ninetieth percentile approval$225,000
- Largest approval$225,000
- Jobs supported30
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Routt County, not Oak Creek
Routt County context, not Oak Creek figures
These are Routt County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Creek measurements.
- Establishments in Routt County1,860
- Employment at those establishments, Routt County15,390
- Covered employment, Routt County16,768
- Average annual pay, Routt County$60,252
- Average weekly wage, Routt County$1,159
- Housing units permitted, Routt County597
- Of those, single family, Routt County167
- County product, 2024, Routt County$2,960,825,000
- County product change over the prior year, Routt County5.5 percent
- Average income of an arriving household, Routt County$212,935
Every figure in this section is published for Routt County as a whole and is not a measurement of Oak Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oak Creek questions, answered from the record.
How many people live in Oak Creek, Colorado?
700, in 344 households. Oak Creek town covers 0.37 square miles of land, which is 1,899 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Creek in?
Routt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Creek?
$85,313. The median owner-occupied home is valued at $377,300. Median gross rent is $1,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Creek businesses?
2 7(a) approvals totalling $325,000, across 2 lenders, median approval $225,000. These count approvals to borrowers whose address is in Oak Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Creek borrowers get paid back?
No rate is published for Oak Creek. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oak Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Routt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Creek.
Is zoning published for Oak Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby