HomeColoradoRoutt CountyOak Creek
Oak Creek, Colorado: commercial real estate data.
Oak Creek is a Census town of 700 people across 0.37 square miles of land, in Routt County. Median household income is $85,313, 74.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $325,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oak Creek
What Oak Creek is
- Census place typetown
- Land area0.37 sq mi
- Water area0 sq mi
- Population per square mile of land1,899 plus or minus 553
- County holding the largest share of its areaRoutt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How many people live in Oak Creek
- Population700 plus or minus 204
- Median age45.0
- Population under 18124 plus or minus 56
- Share under 1817.7 percent plus or minus 6.1
- Population 65 and over97 plus or minus 50
- Share 65 and over13.9 percent plus or minus 5.9
- Households344 plus or minus 96
- Family households220 plus or minus 74
- Share of households that are families64.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Income and work in Oak Creek
- Median household income$85,313
- Per capita income$47,786 plus or minus $11,918
- Civilian labor force484 plus or minus 152
- Employed470 plus or minus 153
- Unemployed14 plus or minus 19
- Unemployment rate2.9 percent plus or minus 3.8
- Adults 25 and over503 plus or minus 152
- Adults 25 and over with a high school diploma or higher95.4 percent plus or minus 39.1
- Adults 25 and over with a bachelor degree or higher39.6 percent plus or minus 12.4
- Adults 25 and over with a graduate degree8.7 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
Housing in Oak Creek
- Housing units434 plus or minus 112
- Occupied units344 plus or minus 96
- Vacant units90 plus or minus 53
- Vacancy rate20.7 percent plus or minus 11.0
- Owner occupied256 plus or minus 87
- Renter occupied88 plus or minus 53
- Ownership rate74.4 percent
- Median owner-occupied home value$377,300
- Median gross rent, monthly$1,455
- Annual rent as a share of median income20.5 percent plus or minus 4.7
- Single family units404 plus or minus 105
- Share single family93.1 percent
- Units in buildings of two or more6 plus or minus 19
- Share in buildings of two or more1.4 percent plus or minus 4.4
- Mobile homes24 plus or minus 22
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
How Oak Creek gets to work
- Workers 16 and over who commute418 plus or minus 140
- Commuting under 15 minutes80 plus or minus 53
- Share commuting under 15 minutes19.1 percent plus or minus 10.9
- Commuting 30 minutes or more258 plus or minus 94
- Share commuting 30 minutes or more61.7 percent
- Drove alone84.0 percent
- Carpooled8.8 percent plus or minus 6.1
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.2
- Worked from home5.6 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Creek
SBA loans in Oak Creek (7(a))
- Approvals2
- Gross approval$325,000
- Average approval$162,500
- Median approval$162,500
- Largest approval$225,000
- Jobs supported30
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Oak Creek, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Creek
Flood risk in Oak Creek
- NFIP communityTown of Oak Creek
- NFIP community number080158
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/04/05
The Town of Oak Creek participates in the National Flood Insurance Program as community 080158 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Routt County, not Oak Creek
Routt County context, not Oak Creek figures
- Establishments in Routt County1,860
- Covered employment, Routt County16,768
- Average annual pay, Routt County$60,252
- Housing units permitted, Routt County597
Every figure in this section is published for Routt County as a whole and is not a measurement of Oak Creek.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oak Creek questions, answered from the record.
How many people live in Oak Creek, Colorado?
700, in 344 households. Oak Creek town covers 0.37 square miles of land, which is 1,899 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Creek in?
Routt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Creek?
$85,313. The median owner-occupied home is valued at $377,300. Median gross rent is $1,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Creek businesses?
2 7(a) approvals totaling $325,000 since FY2020, across 2 lenders, median approval $162,500. These count approvals to borrowers whose address is in Oak Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Creek borrowers get paid back?
No rate is published for Oak Creek. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oak Creek in the National Flood Insurance Program?
Yes. Oak Creek appears in the FEMA Community Status Book as Oak Creek, town of, community 080158, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Routt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Creek.
Is zoning published for Oak Creek?
No. Nothing on this page presents parcel level zoning.
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