HomeColoradoRoutt CountySteamboat Springs
Steamboat Springs, Colorado: commercial real estate data.
Steamboat Springs is a Census city of 13,433 people across 9.89 square miles of land, in Routt County. Median household income is $104,964, 67.2 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $22.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Steamboat Springs
What Steamboat Springs is
- Census place typecity
- Land area9.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,358
- County holding the largest share of its areaRoutt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Steamboat Springs
How many people live in Steamboat Springs
- Population13,433
- Median age43.9
- Population under 182,044
- Share under 1815.2 percent
- Population 65 and over2,424
- Share 65 and over18.0 percent
- Households6,425
- Family households3,848
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Steamboat Springs
Income and work in Steamboat Springs
- Median household income$104,964
- Per capita income$74,913
- Civilian labor force8,192
- Employed7,945
- Unemployed247 plus or minus 131
- Unemployment rate3.0 percent plus or minus 1.6
- Adults 25 and over10,075
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher62.2 percent
- Adults 25 and over with a graduate degree24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Steamboat Springs
Housing in Steamboat Springs
- Housing units10,942
- Occupied units6,425
- Vacant units4,517
- Vacancy rate41.3 percent
- Owner occupied4,320
- Renter occupied2,105
- Ownership rate67.2 percent
- Median owner-occupied home value$981,800
- Median gross rent, monthly$2,017
- Annual rent as a share of median income23.1 percent
- Single family units5,390
- Share single family49.3 percent
- Units in buildings of two or more4,939
- Share in buildings of two or more45.1 percent
- Mobile homes613 plus or minus 206
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Steamboat Springs
How Steamboat Springs gets to work
- Workers 16 and over who commute6,053
- Commuting under 15 minutes3,956
- Share commuting under 15 minutes65.4 percent
- Commuting 30 minutes or more472 plus or minus 206
- Share commuting 30 minutes or more7.8 percent plus or minus 3.4
- Drove alone63.1 percent
- Carpooled6.0 percent plus or minus 2.1
- Public transport2.2 percent plus or minus 1.8
- Walked2.2 percent plus or minus 1.3
- Worked from home23.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Steamboat Springs
SBA loans in Steamboat Springs (7(a))
- Approvals43
- Gross approval$22,593,600
- Average approval$525,433
- Median approval$200,000
- Ninetieth percentile approval$987,780
- Largest approval$4,400,000
- Jobs supported259
- Jobs per approval6.0
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more9.3 percent
- Share to franchises2.3 percent
- Distinct lenders14
- Distinct industries by NAICS31
Counted by borrower city: approvals to borrowers whose address is in Steamboat Springs, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Steamboat Springs
SBA loans in Steamboat Springs (504)
- Approvals33
- Gross approval$11,412,000
- Average approval$345,818
- Median approval$293,000
- Largest approval$789,000
- Jobs supported85
- Loans with a final outcome13
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Steamboat Springs, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Steamboat Springs
Flood risk in Steamboat Springs
- NFIP communityCity of Steamboat Springs
- NFIP community number080159
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/04/05
The City of Steamboat Springs participates in the National Flood Insurance Program as community 080159 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Routt County, not Steamboat Springs
Routt County context, not Steamboat Springs figures
- Establishments in Routt County1,860
- Covered employment, Routt County16,768
- Average annual pay, Routt County$60,252
- Housing units permitted, Routt County597
Every figure in this section is published for Routt County as a whole and is not a measurement of Steamboat Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Steamboat Springs questions, answered from the record.
How many people live in Steamboat Springs, Colorado?
13,433, in 6,425 households. Steamboat Springs city covers 9.89 square miles of land, which is 1,358 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Steamboat Springs in?
Routt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Steamboat Springs?
$104,964. The median owner-occupied home is valued at $981,800. Median gross rent is $2,017 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Steamboat Springs businesses?
43 7(a) approvals totaling $22.6 m since FY2020, across 14 lenders, median approval $200,000, plus 33 504 approvals worth $11.4 m since FY2010. These count approvals to borrowers whose address is in Steamboat Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Steamboat Springs borrowers get paid back?
No rate is published for Steamboat Springs. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Steamboat Springs in the National Flood Insurance Program?
Yes. Steamboat Springs appears in the FEMA Community Status Book as Steamboat Springs, city of, community 080159, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Steamboat Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Routt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Steamboat Springs.
Is zoning published for Steamboat Springs?
No. Nothing on this page presents parcel level zoning.
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