HomeFloridaBrevard CountyCocoa Beach
Cocoa Beach, Florida: commercial real estate data.
Cocoa Beach is a Census city of 11,377 people across 4.66 square miles of land, in Brevard County. Median household income is $87,990, 78.8 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $12.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cocoa Beach
What Cocoa Beach is
- Census place typecity
- Land area4.66 sq mi
- Water area10.53 sq mi
- Population per square mile of land2,442
- County holding the largest share of its areaBrevard County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa Beach
How many people live in Cocoa Beach
- Population11,377
- Median age59.2
- Population under 181,051 plus or minus 213
- Share under 189.2 percent plus or minus 1.9
- Population 65 and over4,128
- Share 65 and over36.3 percent
- Households6,018
- Family households3,185
- Share of households that are families52.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa Beach
Income and work in Cocoa Beach
- Median household income$87,990
- Per capita income$65,811
- Civilian labor force5,136
- Employed4,672
- Unemployed464 plus or minus 227
- Unemployment rate9.0 percent plus or minus 4.4
- Adults 25 and over9,920
- Adults 25 and over with a high school diploma or higher96.4 percent
- Adults 25 and over with a bachelor degree or higher49.7 percent
- Adults 25 and over with a graduate degree23.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa Beach
Housing in Cocoa Beach
- Housing units9,052
- Occupied units6,018
- Vacant units3,034
- Vacancy rate33.5 percent
- Owner occupied4,745
- Renter occupied1,273 plus or minus 262
- Ownership rate78.8 percent
- Median owner-occupied home value$503,200
- Median gross rent, monthly$1,569
- Annual rent as a share of median income21.4 percent
- Single family units2,826
- Share single family31.2 percent
- Units in buildings of two or more6,226
- Share in buildings of two or more68.8 percent
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa Beach
How Cocoa Beach gets to work
- Workers 16 and over who commute3,473
- Commuting under 15 minutes863 plus or minus 201
- Share commuting under 15 minutes24.8 percent plus or minus 5.1
- Commuting 30 minutes or more1,081 plus or minus 252
- Share commuting 30 minutes or more31.1 percent plus or minus 6.4
- Drove alone69.2 percent
- Carpooled1.2 percent plus or minus 1.2
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.2
- Worked from home24.8 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa Beach
SBA loans in Cocoa Beach (7(a))
- Approvals23
- Gross approval$12,232,100
- Average approval$531,830
- Median approval$110,000
- Ninetieth percentile approval$1,855,000
- Largest approval$3,300,000
- Jobs supported236
- Jobs per approval10.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.4 percent
- Share to franchises17.4 percent
- Distinct lenders17
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Cocoa Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cocoa Beach
SBA loans in Cocoa Beach (504)
- Approvals8
- Gross approval$4,847,000
- Average approval$605,875
- Median approval$323,500
- Largest approval$1,468,000
- Jobs supported78
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Cocoa Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cocoa Beach
Flood risk in Cocoa Beach
- NFIP communityCity of Cocoa Beach
- NFIP community number125097
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date01/29/21
The City of Cocoa Beach participates in the National Flood Insurance Program as community 125097 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brevard County, not Cocoa Beach
Brevard County context, not Cocoa Beach figures
- Establishments in Brevard County15,510
- Covered employment, Brevard County242,124
- Average annual pay, Brevard County$68,051
- Housing units permitted, Brevard County4,603
Every figure in this section is published for Brevard County as a whole and is not a measurement of Cocoa Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cocoa Beach questions, answered from the record.
How many people live in Cocoa Beach, Florida?
11,377, in 6,018 households. Cocoa Beach city covers 4.66 square miles of land, which is 2,442 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cocoa Beach in?
Brevard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cocoa Beach?
$87,990. The median owner-occupied home is valued at $503,200. Median gross rent is $1,569 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cocoa Beach businesses?
23 7(a) approvals totaling $12.2 m since FY2020, across 17 lenders, median approval $110,000, plus 8 504 approvals worth $4.8 m since FY2010. These count approvals to borrowers whose address is in Cocoa Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cocoa Beach borrowers get paid back?
No rate is published for Cocoa Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cocoa Beach in the National Flood Insurance Program?
Yes. Cocoa Beach appears in the FEMA Community Status Book as Cocoa Beach, city of, community 125097, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cocoa Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brevard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cocoa Beach.
Is zoning published for Cocoa Beach?
No. Nothing on this page presents parcel level zoning.