HomeFloridaBrevard CountyCocoa
Cocoa, Florida: commercial real estate data.
Cocoa is a Census city of 19,554 people across 13.71 square miles of land, in Brevard County. Median household income is $63,105, 63.5 percent of occupied homes are owned, and the SBA record carries 70 7(a) approvals to borrowers here worth $29.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cocoa
What Cocoa is
- Census place typecity
- Land area13.71 sq mi
- Water area1.02 sq mi
- Population per square mile of land1,427
- County holding the largest share of its areaBrevard County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa
How many people live in Cocoa
- Population19,554
- Median age44.9
- Population under 183,427
- Share under 1817.5 percent
- Population 65 and over4,259
- Share 65 and over21.8 percent
- Households8,531
- Family households4,601
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa
Income and work in Cocoa
- Median household income$63,105
- Per capita income$38,586
- Civilian labor force10,030
- Employed9,467
- Unemployed563 plus or minus 233
- Unemployment rate5.6 percent plus or minus 2.3
- Adults 25 and over15,049
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent
- Adults 25 and over with a graduate degree7.8 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa
Housing in Cocoa
- Housing units10,230
- Occupied units8,531
- Vacant units1,699
- Vacancy rate16.6 percent
- Owner occupied5,417
- Renter occupied3,114
- Ownership rate63.5 percent
- Median owner-occupied home value$246,100
- Median gross rent, monthly$1,274
- Annual rent as a share of median income24.2 percent
- Single family units6,578
- Share single family64.3 percent
- Units in buildings of two or more3,153
- Share in buildings of two or more30.8 percent
- Mobile homes499 plus or minus 200
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa
How Cocoa gets to work
- Workers 16 and over who commute8,537
- Commuting under 15 minutes1,688 plus or minus 478
- Share commuting under 15 minutes19.8 percent plus or minus 5.3
- Commuting 30 minutes or more2,842 plus or minus 695
- Share commuting 30 minutes or more33.3 percent plus or minus 7.6
- Drove alone73.3 percent
- Carpooled10.5 percent plus or minus 4.4
- Public transport4.1 percent plus or minus 4.7
- Walked0.9 percent plus or minus 0.9
- Worked from home9.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cocoa
SBA loans in Cocoa (7(a))
- Approvals70
- Gross approval$29,179,200
- Average approval$416,846
- Median approval$213,250
- Ninetieth percentile approval$998,450
- Largest approval$4,418,900
- Jobs supported647
- Jobs per approval9.2
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises7.1 percent
- Distinct lenders34
- Distinct industries by NAICS39
Counted by borrower city: approvals to borrowers whose address is in Cocoa, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cocoa
SBA loans in Cocoa (504)
- Approvals17
- Gross approval$13,050,000
- Average approval$767,647
- Median approval$291,000
- Largest approval$2,432,000
- Jobs supported179
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cocoa, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cocoa
Flood risk in Cocoa
- NFIP communityCity of Cocoa
- NFIP community number120020
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date01/29/21
The City of Cocoa participates in the National Flood Insurance Program as community 120020 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brevard County, not Cocoa
Brevard County context, not Cocoa figures
- Establishments in Brevard County15,510
- Covered employment, Brevard County242,124
- Average annual pay, Brevard County$68,051
- Housing units permitted, Brevard County4,603
Every figure in this section is published for Brevard County as a whole and is not a measurement of Cocoa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cocoa questions, answered from the record.
How many people live in Cocoa, Florida?
19,554, in 8,531 households. Cocoa city covers 13.71 square miles of land, which is 1,427 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cocoa in?
Brevard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cocoa?
$63,105. The median owner-occupied home is valued at $246,100. Median gross rent is $1,274 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cocoa businesses?
70 7(a) approvals totaling $29.2 m since FY2020, across 34 lenders, median approval $213,250, plus 17 504 approvals worth $13.1 m since FY2010. These count approvals to borrowers whose address is in Cocoa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cocoa borrowers get paid back?
No rate is published for Cocoa. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cocoa in the National Flood Insurance Program?
Yes. Cocoa appears in the FEMA Community Status Book as Cocoa, city of, community 120020, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cocoa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brevard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cocoa.
Is zoning published for Cocoa?
No. Nothing on this page presents parcel level zoning.