HomeFloridaBrevard CountyMelbourne
Melbourne, Florida: commercial real estate data.
Melbourne is a Census city of 86,576 people across 44.19 square miles of land, in Brevard County. Median household income is $66,991, 59.7 percent of occupied homes are owned, and the SBA record carries 247 7(a) approvals to borrowers here worth $149.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Melbourne
What Melbourne is
- Census place typecity
- Land area44.19 sq mi
- Water area5.82 sq mi
- Population per square mile of land1,959
- County holding the largest share of its areaBrevard County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne
How many people live in Melbourne
- Population86,576
- Median age42.5
- Population under 1815,248
- Share under 1817.6 percent
- Population 65 and over19,487
- Share 65 and over22.5 percent
- Households37,041
- Family households19,821
- Share of households that are families53.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne
Income and work in Melbourne
- Median household income$66,991
- Per capita income$38,249
- Civilian labor force43,086
- Employed41,116
- Unemployed1,970
- Unemployment rate4.6 percent
- Adults 25 and over62,973
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne
Housing in Melbourne
- Housing units41,217
- Occupied units37,041
- Vacant units4,176
- Vacancy rate10.1 percent
- Owner occupied22,125
- Renter occupied14,916
- Ownership rate59.7 percent
- Median owner-occupied home value$306,400
- Median gross rent, monthly$1,525
- Annual rent as a share of median income27.3 percent
- Single family units26,005
- Share single family63.1 percent
- Units in buildings of two or more13,456
- Share in buildings of two or more32.6 percent
- Mobile homes1,696 plus or minus 366
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne
How Melbourne gets to work
- Workers 16 and over who commute34,447
- Commuting under 15 minutes10,057
- Share commuting under 15 minutes29.2 percent
- Commuting 30 minutes or more9,154
- Share commuting 30 minutes or more26.6 percent
- Drove alone72.0 percent
- Carpooled7.4 percent
- Public transport1.1 percent plus or minus 0.6
- Walked3.0 percent plus or minus 0.8
- Worked from home14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne
SBA loans in Melbourne (7(a))
- Approvals247
- Gross approval$149,068,700
- Average approval$603,517
- Median approval$280,000
- Ninetieth percentile approval$1,701,940
- Largest approval$5,000,000
- Jobs supported3,351
- Jobs per approval13.6
- Loans with a final outcome41
- Paid in full40
- Charged off1
- Charge-off rate over resolved loans2.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.2 percent
- Share to franchises23.5 percent
- Distinct lenders65
- Distinct industries by NAICS128
Counted by borrower city: approvals to borrowers whose address is in Melbourne, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Melbourne
SBA loans in Melbourne (504)
- Approvals92
- Gross approval$81,153,000
- Average approval$882,098
- Median approval$560,000
- Largest approval$4,927,000
- Jobs supported1,131
- Loans with a final outcome33
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Melbourne, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Melbourne
Flood risk in Melbourne
- NFIP communityCity of Melbourne
- NFIP community number120025
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/29/21
The City of Melbourne participates in the National Flood Insurance Program as community 120025 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brevard County, not Melbourne
Brevard County context, not Melbourne figures
- Establishments in Brevard County15,510
- Covered employment, Brevard County242,124
- Average annual pay, Brevard County$68,051
- Housing units permitted, Brevard County4,603
Every figure in this section is published for Brevard County as a whole and is not a measurement of Melbourne.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Melbourne questions, answered from the record.
How many people live in Melbourne, Florida?
86,576, in 37,041 households. Melbourne city covers 44.19 square miles of land, which is 1,959 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Melbourne in?
Brevard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Melbourne?
$66,991. The median owner-occupied home is valued at $306,400. Median gross rent is $1,525 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Melbourne businesses?
247 7(a) approvals totaling $149.1 m since FY2020, across 65 lenders, median approval $280,000, plus 92 504 approvals worth $81.2 m since FY2010. These count approvals to borrowers whose address is in Melbourne, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Melbourne borrowers get paid back?
Of the 41 loans that have reached a final outcome, 40 were paid in full and 1 charged off, a charge off rate of 2.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Melbourne in the National Flood Insurance Program?
Yes. Melbourne appears in the FEMA Community Status Book as Melbourne, city of, community 120025, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Melbourne figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brevard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Melbourne.
Is zoning published for Melbourne?
No. Nothing on this page presents parcel level zoning.