HomeFloridaClay CountyFleming Island CDP
Fleming Island CDP, Florida: commercial real estate data.
Fleming Island CDP is a Census CDP of 29,766 people across 15.84 square miles of land, in Clay County. Median household income is $116,611, 85.3 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $15.7 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fleming Island
What Fleming Island is
- Census place typeCDP
- Land area15.84 sq mi
- Water area7.29 sq mi
- Population per square mile of land1,879
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fleming Island
How many people live in Fleming Island
- Population29,766
- Median age47.7
- Population under 185,673
- Share under 1819.1 percent
- Population 65 and over6,554
- Share 65 and over22.0 percent
- Households11,470
- Family households8,798
- Share of households that are families76.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fleming Island
Income and work in Fleming Island
- Median household income$116,611
- Per capita income$56,270
- Civilian labor force14,048
- Employed13,648
- Unemployed400 plus or minus 144
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over21,479
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher49.6 percent
- Adults 25 and over with a graduate degree20.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fleming Island
Housing in Fleming Island
- Housing units12,043
- Occupied units11,470
- Vacant units573 plus or minus 223
- Vacancy rate4.8 percent plus or minus 1.8
- Owner occupied9,784
- Renter occupied1,686
- Ownership rate85.3 percent
- Median owner-occupied home value$422,400
- Median gross rent, monthly$1,935
- Annual rent as a share of median income19.9 percent
- Single family units10,666
- Share single family88.6 percent
- Units in buildings of two or more1,368 plus or minus 304
- Share in buildings of two or more11.4 percent plus or minus 2.5
- Mobile homes9 plus or minus 15
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fleming Island
How Fleming Island gets to work
- Workers 16 and over who commute10,979
- Commuting under 15 minutes2,149
- Share commuting under 15 minutes19.6 percent
- Commuting 30 minutes or more5,054
- Share commuting 30 minutes or more46.0 percent
- Drove alone66.8 percent
- Carpooled7.0 percent plus or minus 2.6
- Public transport0.1 percent plus or minus 0.1
- Walked0.2 percent plus or minus 0.3
- Worked from home22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fleming Island
SBA loans in Fleming Island (7(a))
- Approvals40
- Gross approval$15,742,400
- Average approval$393,560
- Median approval$290,000
- Ninetieth percentile approval$840,000
- Largest approval$1,547,500
- Jobs supported450
- Jobs per approval11.3
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.5 percent
- Share to franchises50.0 percent
- Distinct lenders29
- Distinct industries by NAICS30
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fleming Island
SBA loans in Fleming Island (504)
- Approvals16
- Gross approval$15,574,000
- Average approval$973,375
- Median approval$980,000
- Largest approval$3,417,000
- Jobs supported241
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clay County, not Fleming Island
Clay County context, not Fleming Island figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fleming Island measurements.
- Establishments in Clay County4,455
- Employment at those establishments, Clay County48,303
- Covered employment, Clay County57,413
- Average annual pay, Clay County$54,688
- Average weekly wage, Clay County$1,052
- Housing units permitted, Clay County1,880
- Of those, single family, Clay County1,863
- County product, 2024, Clay County$9,125,045,000
- County product change over the prior year, Clay County9.1 percent
- Average income of an arriving household, Clay County$72,507
Every figure in this section is published for Clay County as a whole and is not a measurement of Fleming Island. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fleming Island questions, answered from the record.
How many people live in Fleming Island, Florida?
29,766, in 11,470 households. Fleming Island CDP covers 15.84 square miles of land, which is 1,879 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fleming Island in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fleming Island?
$116,611. The median owner-occupied home is valued at $422,400. Median gross rent is $1,935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fleming Island businesses?
40 7(a) approvals totalling $15.7 m, across 29 lenders, median approval $290,000, plus 16 504 approvals worth $15.6 m. These count approvals to borrowers whose address is in Fleming Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fleming Island borrowers get paid back?
No rate is published for Fleming Island. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fleming Island figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fleming Island.
Is zoning published for Fleming Island?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.