HomeFloridaClay CountyMiddleburg CDP
Middleburg CDP, Florida: commercial real estate data.
Middleburg CDP is a Census CDP of 11,644 people across 19.62 square miles of land, in Clay County. Median household income is $74,634, 87.2 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $6.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Middleburg
What Middleburg is
- Census place typeCDP
- Land area19.62 sq mi
- Water area0 sq mi
- Population per square mile of land594
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middleburg
How many people live in Middleburg
- Population11,644
- Median age44.7
- Population under 182,480
- Share under 1821.3 percent
- Population 65 and over1,893
- Share 65 and over16.3 percent
- Households4,558
- Family households3,125
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middleburg
Income and work in Middleburg
- Median household income$74,634
- Per capita income$35,641
- Civilian labor force6,281
- Employed6,094
- Unemployed187 plus or minus 80
- Unemployment rate3.0 percent plus or minus 1.2
- Adults 25 and over8,152
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 4.1
- Adults 25 and over with a graduate degree6.0 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middleburg
Housing in Middleburg
- Housing units5,078
- Occupied units4,558
- Vacant units520 plus or minus 197
- Vacancy rate10.2 percent plus or minus 3.8
- Owner occupied3,976
- Renter occupied582 plus or minus 206
- Ownership rate87.2 percent
- Median owner-occupied home value$254,600
- Median gross rent, monthly$1,093
- Annual rent as a share of median income17.6 percent
- Single family units2,879
- Share single family56.7 percent
- Units in buildings of two or more133 plus or minus 110
- Share in buildings of two or more2.6 percent plus or minus 2.2
- Mobile homes2,066
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middleburg
How Middleburg gets to work
- Workers 16 and over who commute5,419
- Commuting under 15 minutes551 plus or minus 237
- Share commuting under 15 minutes10.2 percent plus or minus 4.2
- Commuting 30 minutes or more3,543
- Share commuting 30 minutes or more65.4 percent
- Drove alone77.0 percent
- Carpooled8.6 percent plus or minus 4.8
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.4
- Worked from home11.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middleburg
SBA loans in Middleburg (7(a))
- Approvals30
- Gross approval$6,257,700
- Average approval$208,590
- Median approval$124,400
- Ninetieth percentile approval$613,700
- Largest approval$807,500
- Jobs supported359
- Jobs per approval12.0
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises26.7 percent
- Distinct lenders19
- Distinct industries by NAICS25
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middleburg
SBA loans in Middleburg (504)
- Approvals13
- Gross approval$5,914,000
- Average approval$454,923
- Median approval$343,000
- Largest approval$1,872,000
- Jobs supported90
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clay County, not Middleburg
Clay County context, not Middleburg figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middleburg measurements.
- Establishments in Clay County4,455
- Employment at those establishments, Clay County48,303
- Covered employment, Clay County57,413
- Average annual pay, Clay County$54,688
- Average weekly wage, Clay County$1,052
- Housing units permitted, Clay County1,880
- Of those, single family, Clay County1,863
- County product, 2024, Clay County$9,125,045,000
- County product change over the prior year, Clay County9.1 percent
- Average income of an arriving household, Clay County$72,507
Every figure in this section is published for Clay County as a whole and is not a measurement of Middleburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middleburg questions, answered from the record.
How many people live in Middleburg, Florida?
11,644, in 4,558 households. Middleburg CDP covers 19.62 square miles of land, which is 594 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middleburg in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middleburg?
$74,634. The median owner-occupied home is valued at $254,600. Median gross rent is $1,093 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middleburg businesses?
30 7(a) approvals totalling $6.3 m, across 19 lenders, median approval $124,400, plus 13 504 approvals worth $5.9 m. These count approvals to borrowers whose address is in Middleburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middleburg borrowers get paid back?
No rate is published for Middleburg. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Middleburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middleburg.
Is zoning published for Middleburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.