HomeFloridaClay CountyGreen Cove Springs
Green Cove Springs, Florida: commercial real estate data.
Green Cove Springs is a Census city of 10,044 people across 8.57 square miles of land, in Clay County. Median household income is $75,142, 65.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $24.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Green Cove Springs
What Green Cove Springs is
- Census place typecity
- Land area8.57 sq mi
- Water area2.74 sq mi
- Population per square mile of land1,172
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Green Cove Springs
How many people live in Green Cove Springs
- Population10,044
- Median age37.3
- Population under 182,115
- Share under 1821.1 percent
- Population 65 and over1,746 plus or minus 367
- Share 65 and over17.4 percent plus or minus 3.7
- Households3,532
- Family households2,612
- Share of households that are families74.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Green Cove Springs
Income and work in Green Cove Springs
- Median household income$75,142
- Per capita income$38,249
- Civilian labor force4,639
- Employed4,341
- Unemployed298 plus or minus 184
- Unemployment rate6.4 percent plus or minus 3.9
- Adults 25 and over7,116
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher27.3 percent
- Adults 25 and over with a graduate degree9.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Green Cove Springs
Housing in Green Cove Springs
- Housing units3,794
- Occupied units3,532
- Vacant units262 plus or minus 149
- Vacancy rate6.9 percent plus or minus 3.9
- Owner occupied2,296
- Renter occupied1,236 plus or minus 260
- Ownership rate65.0 percent
- Median owner-occupied home value$371,000
- Median gross rent, monthly$1,114 plus or minus $442
- Annual rent as a share of median income17.8 percent plus or minus 7.5
- Single family units3,388
- Share single family89.3 percent
- Units in buildings of two or more345 plus or minus 210
- Share in buildings of two or more9.1 percent plus or minus 5.5
- Mobile homes44 plus or minus 43
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Green Cove Springs
How Green Cove Springs gets to work
- Workers 16 and over who commute3,840
- Commuting under 15 minutes1,104 plus or minus 353
- Share commuting under 15 minutes28.7 percent plus or minus 8.5
- Commuting 30 minutes or more1,933 plus or minus 404
- Share commuting 30 minutes or more50.3 percent
- Drove alone64.7 percent
- Carpooled16.1 percent plus or minus 5.8
- Public transport0.0 percent
- Walked3.5 percent plus or minus 2.7
- Worked from home13.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Green Cove Springs
SBA loans in Green Cove Springs (7(a))
- Approvals35
- Gross approval$23,971,800
- Average approval$684,909
- Median approval$225,000
- Ninetieth percentile approval$1,830,120
- Largest approval$4,949,000
- Jobs supported385
- Jobs per approval11.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders21
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Green Cove Springs, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Green Cove Springs
SBA loans in Green Cove Springs (504)
- Approvals22
- Gross approval$9,294,000
- Average approval$422,455
- Median approval$309,000
- Largest approval$1,780,000
- Jobs supported363
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Green Cove Springs, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Green Cove Springs
Flood risk in Green Cove Springs
- NFIP communityCity of Green Cove Springs
- NFIP community number120065
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/17/14
The City of Green Cove Springs participates in the National Flood Insurance Program as community 120065 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Green Cove Springs
Clay County context, not Green Cove Springs figures
- Establishments in Clay County4,455
- Covered employment, Clay County57,413
- Average annual pay, Clay County$54,688
- Housing units permitted, Clay County1,880
Every figure in this section is published for Clay County as a whole and is not a measurement of Green Cove Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Green Cove Springs questions, answered from the record.
How many people live in Green Cove Springs, Florida?
10,044, in 3,532 households. Green Cove Springs city covers 8.57 square miles of land, which is 1,172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Green Cove Springs in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Green Cove Springs?
$75,142. The median owner-occupied home is valued at $371,000. Median gross rent is $1,114 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Green Cove Springs businesses?
35 7(a) approvals totaling $24.0 m since FY2020, across 21 lenders, median approval $225,000, plus 22 504 approvals worth $9.3 m since FY2010. These count approvals to borrowers whose address is in Green Cove Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Green Cove Springs borrowers get paid back?
No rate is published for Green Cove Springs. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Green Cove Springs in the National Flood Insurance Program?
Yes. Green Cove Springs appears in the FEMA Community Status Book as Green Cove Springs, city of, community 120065, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Green Cove Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Green Cove Springs.
Is zoning published for Green Cove Springs?
No. Nothing on this page presents parcel level zoning.