Duval County, Florida: commercial real estate data.
Duval County, Florida had an estimated 1,055,159 residents on July 1, 2024, up 6.0 percent since the 2020 census base of 995,561, across 762 square miles. County output reached $105.37 bn in 2024, 28,342 establishments operate here, and the SBA record carries 1,036 7(a) approvals worth $682.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Duval County
How many people live in Duval County
- Population, American Community Survey 2020-20241,023,153
- Households415,128
- Average household size2.46
- Median household income$71,277
- Median age36.9
- Median gross rent$1,475 per month
- Median owner-occupied home value$303,500
- Home value to household income4.3 times
- Annual rent as a share of median income24.8 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree11.4 percent
- Adults 25 and over704,962
- Population under 18229,053
- Share under 1822.4 percent
- Population 65 and over156,682
- Share 65 and over15.3 percent
- Working age population, 18 to 64637,418
- Civilian labor force522,761
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over65.8 percent
- Rank by population among Florida counties6th of 67
- Rank by population among US county-equivalents, Puerto Rico included46th of 3,222
Duval County is the 6th largest of 67 Florida counties by population. A median home costs 4.3 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Duval County
Is Duval County's population growing?
- Population, July 1, 20241,055,159
- Census 2020 base population995,561
- Population change since the 2020 census base5.99 percent
- Population change, 2023 to 202416,326
- Births, 202412,437
- Deaths, 20249,473
- Natural change, 20242,964
- Net domestic migration, 20241,137
- Net international migration, 202412,228
- Total net migration, 202413,365
- Cumulative net domestic migration, 2021 to 202415,808
- Rank by growth among US county-equivalents407th of 3,144
The county has grown 5.99 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Duval County
Where are people moving to Duval County from?
- Tax returns filed by households arriving33,307
- People arriving, from those returns56,304
- Tax returns filed by households leaving28,267
- Net household movement5,040
- Adjusted gross income arriving$2.64 bn
- Net adjusted gross income movement$554.2 m
- Average income of an arriving household$79,370
- Average income of a leaving household$73,914
- Largest single originClay County (2,885 households)
- Largest single destinationClay County (3,428 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clay County | 2,885 | 5,062 | $136.0 m |
| St. Johns County | 2,525 | 4,119 | $249.7 m |
| Nassau County | 728 | 1,266 | $70.0 m |
| Miami-Dade County | 706 | 1,166 | $37.6 m |
| Broward County | 680 | 1,139 | $45.8 m |
| Orange County | 591 | 886 | $30.1 m |
| New York County | 537 | 907 | $388.8 m |
| Hillsborough County | 489 | 821 | $33.1 m |
Households arriving report $5,456 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Clay County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Duval County
What is the Duval County economy?
- County GDP, 2024$105.37 bn
- County GDP, 2023$99.34 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years45.6 percent
- Rank by GDP among the Florida areas BEA publishes6th of 67
- Rank by GDP among the US county areas BEA publishes57th of 3,127
- GDP per resident$102,987
Output grew 6.1 percent in the latest year and 45.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Duval County
Employment by industry in Duval County
- Covered employment, annual average563,527
- Establishments reporting35,090
- Average annual pay$71,652
- Average weekly wage$1,378
- Health care and social assistance, employment87,942
- Health care and social assistance, average annual pay$75,729
- Retail trade, employment55,786
- Retail trade, average annual pay$43,259
- Accommodation and food services, employment46,246
- Accommodation and food services, average annual pay$28,016
- Transportation and warehousing, employment46,195
- Transportation and warehousing, average annual pay$62,306
- Finance and insurance, employment46,115
- Administrative and support and waste management services, employment40,152
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 87,942 | 3,882 | $75,729 |
| Retail trade | 55,786 | 3,724 | $43,259 |
| Accommodation and food services | 46,246 | 2,497 | $28,016 |
| Transportation and warehousing | 46,195 | 1,353 | $62,306 |
| Finance and insurance | 46,115 | 1,690 | $105,712 |
| Administrative and support and waste management services | 40,152 | 3,133 | $52,343 |
| Professional, scientific and technical services | 39,256 | 5,091 | $103,517 |
| Construction | 38,342 | 3,774 | $76,093 |
Health care and social assistance is the largest private sector at 87,942 jobs, 15.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Duval County
How many businesses are in Duval County?
- Establishments, all industries28,342
- Employment at those establishments508,104
- Annual payroll$32.87 bn
- Establishments per 1,000 residents27.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Duval County
Building permits in Duval County
- Housing units authorized by permit, 20246,495
- Declared construction value permitted$1.29 bn
- Single family units authorized5,134
- Multifamily units authorized1,361
- Multifamily share of units21.0 percent
- Average declared value per unit$198,178
- Units authorized per 1,000 households15.6
Single-family homes are 79.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Duval County
SBA loans in Duval County (7(a) and 504)
- 7(a) approvals recorded1,036
- 7(a) gross approval dollars$682.9 m
- Average 7(a) approval$659,184
- Median 7(a) approval$313,000
- 10th percentile approval$40,000
- 90th percentile approval$1,637,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)12,414
- Jobs per approval12.0
- Distinct 7(a) lenders active120
- Distinct industries receiving approvals268
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.1 percent
- Loans on real estate terms167
- Loans on working capital terms, 120 months or shorter758
- Franchise loans206
- Franchise share of approvals19.9 percent
- Leading industry by approval countFull-Service Restaurants (51)
- Most active lenderTD Bank, National Association (91)
- 504 approvals recorded575
- 504 gross approval dollars$412.7 m
- Average 504 approval$717,659
- Median 504 approval$404,000
- Distinct CDCs active6
- 504 jobs per approval11.1
- 504 jobs per million dollars approved15.5
- Most active CDCFlorida First Capital Finance Corporation, Inc. (360)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.10 bn
The average approval of $659,184 sits well above the median of $313,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Duval County
SBA loan default and charge-off rates in Duval County
Do SBA loans in Duval County get paid back?
- Loans with a final outcome recorded198
- Paid in full172
- Charged off26
- Charge-off rate on resolved loans13.1 percent
- Status: Paid in full172
- Status: Exempt from disclosure652
- Status: Cancelled135
- Status: Charged off26
- Status: Committed, not yet disbursed51
Of the 198 loans that have reached a final outcome, 13.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duval County
SBA lending by place in Duval County
- Borrower cities with recorded lending15
- Jacksonville, approvals927
- Jacksonville Beach, approvals66
- Atlantic Beach, approvals16
- Neptune Beach, approvals14
- St. Augustine, approvals3
- Jackson, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jacksonville | 927 | $600,557,700 |
| Jacksonville Beach | 66 | $47,285,300 |
| Atlantic Beach | 16 | $9,502,300 |
| Neptune Beach | 14 | $11,337,400 |
| St. Augustine | 3 | $783,000 |
| Jackson | 1 | $5,000,000 |
| Daytona Beach | 1 | $3,222,000 |
| Baldwin | 1 | $1,805,800 |
| 7 other borrower cities | 7 | $3,421,400 |
Jacksonville accounts for 927 approvals against 66 in Jacksonville Beach. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duval County
How large is Duval County?
- Land area762 sq mi
- Rank by land area among Florida counties28th of 67
- Width, east to west40 mi
- Height, north to south33.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land1,343
- Establishments per square mile37.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Duval County
Flood risk in Duval County
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class4
- Radon levels in Duval County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Duval County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Duval County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Duval County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,023,153
- Households415,128
- Average household size2.46
- Median household income$71,277
- Median age36.9
Common questions
Duval County questions, answered from the record.
How many people live in Duval County, Florida?
The Census Bureau estimates 1,055,159 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,023,153, in 415,128 households, ranking 6th of 67 Florida counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Duval County's population growing?
The population has grown 5.99 percent since the 2020 census base of 995,561, to 1,055,159 on July 1, 2024. In 2024 there were 12,437 births against 9,473 deaths, with net migration of 13,365. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Duval County?
$71,277. The median owner-occupied home is valued at $303,500, which is 4.3 times income, and median gross rent is $1,475 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Duval County?
28,342 establishments, employing 508,104 people with an annual payroll of $32.87 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Duval County?
Health care and social assistance is the largest private sector at 87,942 jobs, 15.6 percent of covered employment. Covered employment averages 563,527 jobs at an average annual pay of $71,652, or $1,378 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Duval County?
1,036 7(a) approvals totaling $682.9 m since FY2020, across 120 lenders, with a median approval of $313,000, plus 575 504 approvals worth $412.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Duval County get paid back?
Of the 198 loans that have reached a final outcome, 172 were paid in full and 26 charged off, a charge-off rate of 13.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Duval County?
6,495 housing units were authorized by permit in 2024, with a declared construction value of $1.29 bn. Multifamily was 21.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Duval County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Duval County come from?
The largest single origin is Clay County, with 2,885 households. Arriving households report an average income of $79,370 against $73,914 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Duval County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Duval County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Duval County
Cities and places in Duval.
4 Census places lie wholly or partly in Duval County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Jacksonville Beach | city | 23,654 | 66 | Wholly in this county |
| Atlantic Beach | city | 13,363 | 16 | Wholly in this county |
| Neptune Beach | city | 7,168 | 14 | Wholly in this county |
| Baldwin | town | 1,298 | 1 | Wholly in this county |
A further 939 of the county's 1,036 SBA 7(a) approvals are to borrowers in cities that match no Census place in Duval County, the largest being Jacksonville (927), St. Augustine (3), Jackson (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby