HomeFloridaDuval CountyJacksonville Beach
Jacksonville Beach, Florida: commercial real estate data.
Jacksonville Beach is a Census city of 23,654 people across 7.32 square miles of land, in Duval County. Median household income is $120,698, 68.8 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $47.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jacksonville Beach
What Jacksonville Beach is
- Census place typecity
- Land area7.32 sq mi
- Water area14.65 sq mi
- Population per square mile of land3,233
- County holding the largest share of its areaDuval County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jacksonville Beach
How many people live in Jacksonville Beach
- Population23,654
- Median age46.1
- Population under 184,204
- Share under 1817.8 percent
- Population 65 and over5,160
- Share 65 and over21.8 percent
- Households11,042
- Family households6,312
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jacksonville Beach
Income and work in Jacksonville Beach
- Median household income$120,698
- Per capita income$79,262
- Civilian labor force13,645
- Employed13,402
- Unemployed243 plus or minus 143
- Unemployment rate1.8 percent plus or minus 1.0
- Adults 25 and over17,939
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher59.5 percent
- Adults 25 and over with a graduate degree25.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jacksonville Beach
Housing in Jacksonville Beach
- Housing units13,008
- Occupied units11,042
- Vacant units1,966 plus or minus 454
- Vacancy rate15.1 percent plus or minus 3.4
- Owner occupied7,602
- Renter occupied3,440
- Ownership rate68.8 percent
- Median owner-occupied home value$575,800
- Median gross rent, monthly$1,848
- Annual rent as a share of median income18.4 percent
- Single family units7,049
- Share single family54.2 percent
- Units in buildings of two or more5,931
- Share in buildings of two or more45.6 percent
- Mobile homes28 plus or minus 38
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jacksonville Beach
How Jacksonville Beach gets to work
- Workers 16 and over who commute9,943
- Commuting under 15 minutes2,765
- Share commuting under 15 minutes27.8 percent
- Commuting 30 minutes or more3,461
- Share commuting 30 minutes or more34.8 percent
- Drove alone64.3 percent
- Carpooled4.4 percent plus or minus 2.1
- Public transport0.1 percent plus or minus 0.1
- Walked1.2 percent plus or minus 0.9
- Worked from home26.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jacksonville Beach
SBA loans in Jacksonville Beach (7(a))
- Approvals66
- Gross approval$47,285,300
- Average approval$716,444
- Median approval$475,000
- Ninetieth percentile approval$1,464,100
- Largest approval$5,000,000
- Jobs supported935
- Jobs per approval14.2
- Loans with a final outcome15
- Paid in full14
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises19.7 percent
- Distinct lenders37
- Distinct industries by NAICS46
Counted by borrower city: approvals to borrowers whose address is in Jacksonville Beach, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jacksonville Beach
SBA loans in Jacksonville Beach (504)
- Approvals36
- Gross approval$22,842,000
- Average approval$634,500
- Median approval$443,500
- Largest approval$2,509,000
- Jobs supported351
- Loans with a final outcome5
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Jacksonville Beach, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jacksonville Beach
Flood risk in Jacksonville Beach
- NFIP communityCity of Jacksonville Beach
- NFIP community number120078
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date11/02/18
The City of Jacksonville Beach participates in the National Flood Insurance Program as community 120078 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Duval County, not Jacksonville Beach
Duval County context, not Jacksonville Beach figures
- Establishments in Duval County28,342
- Covered employment, Duval County563,527
- Average annual pay, Duval County$71,652
- Housing units permitted, Duval County6,495
Every figure in this section is published for Duval County as a whole and is not a measurement of Jacksonville Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Jacksonville Beach questions, answered from the record.
How many people live in Jacksonville Beach, Florida?
23,654, in 11,042 households. Jacksonville Beach city covers 7.32 square miles of land, which is 3,233 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jacksonville Beach in?
Duval County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jacksonville Beach?
$120,698. The median owner-occupied home is valued at $575,800. Median gross rent is $1,848 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jacksonville Beach businesses?
66 7(a) approvals totaling $47.3 m since FY2020, across 37 lenders, median approval $475,000, plus 36 504 approvals worth $22.8 m since FY2010. These count approvals to borrowers whose address is in Jacksonville Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jacksonville Beach borrowers get paid back?
No rate is published for Jacksonville Beach. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Jacksonville Beach in the National Flood Insurance Program?
Yes. Jacksonville Beach appears in the FEMA Community Status Book as Jacksonville Beach, city of, community 120078, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jacksonville Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Duval County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jacksonville Beach.
Is zoning published for Jacksonville Beach?
No. Nothing on this page presents parcel level zoning.
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