HomeFloridaDuval CountyAtlantic Beach
Atlantic Beach, Florida: commercial real estate data.
Atlantic Beach is a Census city of 13,363 people across 3.68 square miles of land, in Duval County. Median household income is $118,935, 73.9 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $9.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Atlantic Beach
What Atlantic Beach is
- Census place typecity
- Land area3.68 sq mi
- Water area9.48 sq mi
- Population per square mile of land3,629
- County holding the largest share of its areaDuval County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How many people live in Atlantic Beach
- Population13,363
- Median age48.9
- Population under 182,387
- Share under 1817.9 percent
- Population 65 and over3,740
- Share 65 and over28.0 percent
- Households5,941
- Family households3,742
- Share of households that are families63.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Income and work in Atlantic Beach
- Median household income$118,935
- Per capita income$79,466
- Civilian labor force6,445
- Employed6,240
- Unemployed205 plus or minus 101
- Unemployment rate3.2 percent plus or minus 1.6
- Adults 25 and over10,358
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher57.4 percent
- Adults 25 and over with a graduate degree24.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Housing in Atlantic Beach
- Housing units6,557
- Occupied units5,941
- Vacant units616 plus or minus 201
- Vacancy rate9.4 percent plus or minus 3.0
- Owner occupied4,388
- Renter occupied1,553
- Ownership rate73.9 percent
- Median owner-occupied home value$630,200
- Median gross rent, monthly$2,159 plus or minus $448
- Annual rent as a share of median income21.8 percent plus or minus 5.3
- Single family units5,241
- Share single family79.9 percent
- Units in buildings of two or more1,285 plus or minus 263
- Share in buildings of two or more19.6 percent
- Mobile homes31 plus or minus 48
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How Atlantic Beach gets to work
- Workers 16 and over who commute4,766
- Commuting under 15 minutes927 plus or minus 232
- Share commuting under 15 minutes19.5 percent plus or minus 4.4
- Commuting 30 minutes or more1,983
- Share commuting 30 minutes or more41.6 percent
- Drove alone66.8 percent
- Carpooled6.4 percent plus or minus 3.8
- Public transport0.0 percent
- Walked2.1 percent plus or minus 1.9
- Worked from home23.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
SBA loans in Atlantic Beach (7(a))
- Approvals16
- Gross approval$9,502,300
- Average approval$593,894
- Median approval$285,650
- Largest approval$2,555,000
- Jobs supported179
- Jobs per approval11.2
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises6.3 percent
- Distinct lenders12
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Atlantic Beach, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
SBA loans in Atlantic Beach (504)
- Approvals11
- Gross approval$8,689,000
- Average approval$789,909
- Median approval$361,000
- Largest approval$3,833,000
- Jobs supported131
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Atlantic Beach, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
Flood risk in Atlantic Beach
- NFIP communityCity of Atlantic Beach
- NFIP community number120075
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date11/02/18
The City of Atlantic Beach participates in the National Flood Insurance Program as community 120075 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Duval County, not Atlantic Beach
Duval County context, not Atlantic Beach figures
- Establishments in Duval County28,342
- Covered employment, Duval County563,527
- Average annual pay, Duval County$71,652
- Housing units permitted, Duval County6,495
Every figure in this section is published for Duval County as a whole and is not a measurement of Atlantic Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Atlantic Beach questions, answered from the record.
How many people live in Atlantic Beach, Florida?
13,363, in 5,941 households. Atlantic Beach city covers 3.68 square miles of land, which is 3,629 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atlantic Beach in?
Duval County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atlantic Beach?
$118,935. The median owner-occupied home is valued at $630,200. Median gross rent is $2,159 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atlantic Beach businesses?
16 7(a) approvals totaling $9.5 m since FY2020, across 12 lenders, median approval $285,650, plus 11 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Atlantic Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atlantic Beach borrowers get paid back?
No rate is published for Atlantic Beach. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Atlantic Beach in the National Flood Insurance Program?
Yes. Atlantic Beach appears in the FEMA Community Status Book as Atlantic Beach, city of, community 120075, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atlantic Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Duval County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atlantic Beach.
Is zoning published for Atlantic Beach?
No. Nothing on this page presents parcel level zoning.
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